LOANS
Personal Loans
One loan. One payment. A world of possibility.
Life happens fast. Blue personal loans give you flexible financing for the moments that matter — from planned expenses to unexpected costs and everything in between.
Money When You Need It
Take control of your finances with an affordable loan designed for real life. Whether you’re consolidating high interest credit card balances, lowering monthly payments, or making that large purchase you’ve always wanted, Blue makes it simple to move forward.
Home Improvement Projects
If you’re not ready for a home equity loan to finish that big project, a personal loan can help with low rates and easy payments.
Consolidate High Interest Debt
Pay off high- interest rate credit cards with one low interest loan from Blue.
Medical Expenses
Medical bills can add up. Don’t be pressured into taking out credit with your medical provider, consider using a personal loan.
Travel and Vacation
Turn your travel plans into reality with a personal loan that helps cover vacation expenses upfront while giving you the flexibility of predictable monthly payments.
Personal Loan Benefits
Simple, flexible borrowing. No collateral required
Fixed interest rate
A fixed interest rate means a predictable monthly payment each month until you pay off your loan.
Faster application and funding
Personal loans do not require collateral which means loans can be applied for quickly and funded quicker than car or home loans.
One lump sum up front
Perfect for smaller to mid-sized expenses and you receive the funds all at once.
Consolidation
Great for consolidating high interest credit cards, covering unexpected expeneses or planning life events.
Competitive personal loan rates built to move you forward.
Personal Loans
Personal Loans for Whatever You Need
Personal Loan Calculators
Estimate payments and borrowing power
FAQs
What is a personal loan?
A personal loan provides a one-time lump sum that you repay in fixed monthly payments over a set term. Because it’s unsecured, you don’t need to use your home or other assets as collateral.
What are the requirements?
Applying online is easy! The following information is necessary to apply for a personal loan:
Proof of employment and income (pay stubs, W-2s, 1099s, or bank statements)
Personal information (name, date of birth, physical address, SSN)
Proof of identity (driver’s license or U.S. passport)
How long does approval take?
To receive the fastest application processing time please have all necessary information ready. Processing tends to be very quick- possibly even on the same business day you applied!
Can I refinance a loan from another lender?
Yes! We will need a payoff letter from your current lender so we can pay them directly.
Is there a prepayment penalty?
No, there is no penalty for early repayment.
How can I get the lowest payment?
Consider a longer repayment term. You will pay more in interest but your monthly payments will be lower. Calculate your monthly payment with our loan payment calculator.
Applying is Quick and Easy
Start your application today. If you have any questions during the process be sure to reach out to us 1-800-368-9328 or stop by your local branch for assistance.
More from Blue
Learn more by reading these blogs in the Blue Blog
Is a Personal Loan for Debt Consolidation Right for You?
How Can a Personal Loan Work for You?
How Credit Union Membership Can Save You Money
DISCLOSURE
**Annual Percentage Rate. Rates are dependent on creditworthiness and loan to value. Fixed rates are subject to approval based on credit-worthiness, gross income and amount requested. Flexible repayment terms are available. See product disclosure for qualifications and details.