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Pay My Loan

Business Rewards Credit Card

FAQs

What are the eligibility requirements?

LLCs, sole proprietorships, corporations and other businesses can apply for credit cards with proper documents and approved credit. Your business will need to be registered with the Secretary of State.

Will a business credit card affect my personal credit?

A business credit card can impact your personal credit depending on how your account is structured. If your application includes a personal guarantee, missed payments or account default could affect your personal credit profile. In most cases, however, Blue will not report everyday account activity to personal credit bureaus unless your account becomes delinquent.

How does a business credit card work?

Business credit cards work much like personal credit cards but are designed specifically for managing business expenses. They make it easier to separate personal and business spending, simplify expense tracking, and help improve day-to-day cash flow management. For small businesses, keeping finances organized with a dedicated business credit card can also support stronger financial records, which may be helpful when applying for business financing or loans down the road.

Where can I find out more information about the rewards?

Find out more about Business rewards here

Do I need to be a business member to apply?

Yes, you must be a business member of Blue Federal Credit Union. If you’re not yet a member, we’ll help you open a business membership as part of the application process.

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All rates effective as of:

Rates may be subject to change without notice.

Terms & Disclosures

  1. This APR will vary with the market based on the Prime Rate. The APR is subject to change quarterly on the first day of the billing cycle to reflect any change to the prime rate as of the 15th day of the previous month. Your rate may be different based on individual credit worthiness and our underwriting standards. Rates are subject to change.
*Annual Percentage Yield (APY) **Annual Percentage Rate (APR) Rates subject to change at any time.