SAVINGS
Money Market Accounts
Earn more on your savings with a Blue Federal Credit Union Money Market Account.
Grow your savings with a Blue Money Market account.
Unlike a traditional savings account, a money market account 1
offers the opportunity to earn higher dividends as your balance grows. It’s an excellent option for members who want to maximize their savings without locking their money into a long-term investment.
Competitive tiered dividend rates
Higher earnings on larger balances
Easy access to your savings
Unlimited deposits
Competitive rates designed to move you forward.
With competitive tiered dividends and easy access to your funds, a Blue Money Market Account helps your savings work harder while staying within reach.
Premier Money Market >$100,000
Money Market >$100,000
Which Money Market is Right for You?
Choose the Money Market Account that fits your goals and start earning more with Blue.
| Money Market | Ultra Money Market | Premier Money Market | |
|---|---|---|---|
| Best for | Everyday Savers | High-Balance Savers | Maximum Earnings |
| Minimum Opening Deposit | $1,000 | $100,000 | $100,000 |
| Dividend Structure | Tiered | Tiered | Premium Fixed Rate |
| APY | View Rates | View Rates | 3.25% APY |
| Monthly Dividends |  | | |
| Unlimited Deposits | | | |
| Schedule Appointment | Schedule Appointment | Schedule Appointment |
How much could I save over time?
Use this calculator to compute the total amount you would be able to save with monthly deposits
TIERED RATE STRUCTURES
Blue’s tiered dividend structure means the more you save, the greater your earning potential. Whether you’re setting aside funds for a home, future expenses, or unexpected emergencies, your savings can continue working for you every day.
Money Market
Ideal for when you want higher earnings than a traditional savings account while maintaining convenient access to your funds.
| Balance Tier | APY* |
|---|---|
| $1,000 – $14,999.99 | 0.01% APY |
| $15,000 – $24,999.99 | 0.10% APY |
| $25,000 – $74,999.99 | 0.15% APY |
| $75,000 – $99,999.99 | 0.20% APY |
| $100,000+ | 0.25% APY |
Ultra Money Market
Enjoy enhanced earning potential while maintaining the flexibility of a money market account.
| Balance Tier | APY* |
|---|---|
| $2,500 – $99,999.99 | 0.01% APY |
| $100,000+ | 0.30% APY |
FAQs
Have questions about Blue’s Money Market accounts? Find answers to the most common ones below.
Can I make additional deposits?
Yes. Unlimited deposits are allowed after your account is opened.
How are dividends paid?
Dividends are compounded monthly and deposited into your account each month.
Is there a minimum withdrawal amount?
No. There is no minimum withdrawal requirement.
Still have questions?
Our team is here to help.
Ready to Grow Your Savings
Put your savings to work.
Whether you’re just getting started or managing larger savings, Blue’s Money Market Accounts give you the flexibility to save confidently while earning competitive dividends.
All rates effective as of:
Rates may be subject to change without notice.