VEHICLE LOANS
Motorcycle Loans
Ready to ride? Blue offers motorcycle loans with flexible terms, competitive rates, and local support to help you hit the road with confidence.
Hit the Road With Confidence
Freedom looks different for everyone. For some, it starts with two wheels and an open road.
Blue offers motorcycle loans designed to help you ride toward what’s next with competitive rates, flexible terms, and support from a team that puts people first. Whether you’re planning weekend escapes, daily commutes, or bucket-list adventures, we’re here to help make it happen.
Let’s get you on the road.
Flexible Financing
Competitive rates and terms designed to fit your budget and your plans.
Fast Local Decisions
Get guidance and support from a team that understands your goals and your community.
New & Used Motorcycle Loans
Finance the bike you want — whether it’s brand new or new-to-you.
Refinance Options
Already have a motorcycle loan elsewhere? We may be able to help you lower your payment or simplify your finances.
Rates Built for Adventure
The less you worry about financing, the more time you can spend planning your next getaway. Blue offers competitive rates to help you get out there and enjoy more of what you love.
Motorcycle Loans
Boats & Watercraft Loans
ATV Loans
RVs
Ready to get started?
Let’s Get You Rolling
Whether you’re still looking or already at the dealership, we can help you move fast. Apply online or schedule time with our team.
Plan Your Next Adventure With Confidence
Use our calculators to estimate monthly payments, how long it will take to pay off your loan, and understand how much you can borrow.
Frequently Asked Questions
What types of motorcycles can I finance?
Blue offers financing for a variety of motorcycles, including cruisers, touring bikes, sport bikes, and more. You may also be able to finance ATVs, snowmobiles, and jet skis through the same loan program.
Can I finance a used motorcycle?
Yes. Blue offers financing options for both new and used motorcycles, helping you find a loan that fits your budget and riding goals.
What are motorcycle loan rates like?
Blue offers competitive motorcycle loan rates, with rates as as low as 6.49% APR for qualified borrowers. Rates may vary based on creditworthiness, loan amount, and other factors.
Can I refinance my current motorcycle loan?
Absolutely. If you currently have a motorcycle loan with another lender, refinancing with Blue may help lower your payment or simplify your finances.
How do I apply for a motorcycle loan?
You can apply online anytime or visit a Blue branch location to speak with a team member about your financing options.
How long are repayment terms?
Repayment terms vary depending on the amount financed and other loan details. Blue offers flexible repayment options designed to help make your monthly payments manageable.
Are there benefits for existing Blue members?
Yes. Eligible NOVA Perks™ Elite members may receive a 5.00% interest rebate on qualifying loans. Additional loyalty discounts may also be available for members with existing Blue loans.
Do I need to be a Blue member to apply?
Membership may be required to finalize your loan, but becoming a member is easy and can often be completed online during the application process.
Why finance with a credit union instead of a bank?
At Blue, you’re more than a number. As a credit union, Blue focuses on personalized service, competitive rates, and helping members reach their goals with confidence.
What is collateral protection insurance?
Insurance is required and must include comprehensive and collision coverage ($1,000 maximum deductible) effective the date of the vehicle’s purchase with Blue Federal Credit Union listed as loss payee/lienholder and continuing until the loan is paid in full. Learn more about CPI Insurance
What are the insurance requirements at Blue
Blue requires full coverage on your vehicle for the entire loan term, including liability, collision, and comprehensive insurance. Comprehensive & Collision deductibles not to exceed $1,000
You will need to provide Proof of Insurance for the car. Providing the declarations page should cover all the information that is needed including: Blue Federal Credit Union listed as Lienholder, Insured Name, Vehicle Description & VIN, Comprehensive & Collision deductibles not to exceed $1,000, Policy Number, Policy Period
How do I submit my insurance?
You may submit your insurance declarations page via:
Mail:
Blue Federal Credit Union
Insurance Tracking Center
PO Box 924517
Fort Worth, TX 76124
Online: MyLoanInsurance.com/bluefcu
Email: bluefcu@myloaninsurance.com
Fax: 1-877-234-3930
Still have questions?
All rates effective as of:
Rates may be subject to change without notice.