loans
Vehicle Loans
Whether you’re still browsing or already at the dealership, Blue can help with financing for cars, trucks, motorcycles, RVs, and more. We’ll work with you to find a repayment term that fits your life.
Everything you need to get you there
Cars, trucks, RVs, motorcycles — browse our loan options below and apply when you’re ready.
New and Used Car Loans
Finance the car, truck, or SUV that fits your life with flexible terms and competitive rates designed to keep you moving.
Hybrid & Electric Vehicle Loans
Drive toward what’s next with financing options for hybrid and electric vehicles designed to support your lifestyle and your future.
Motorcycle Loans
Hit the road with confidence. Blue offers motorcycle financing with flexible terms and local support for every adventure ahead.
Recreational Vehicle Loans
From RVs and campers to boats and ATVs, finance your next escape with loan options built for adventure.
Competitive rates across every vehicle type
Low Rates on new and used auto loans. Explore what we offer across every vehicle category.
Electric and Hybrid Car Loans
Car Loans
Motorcycle Loans
RVs
Boats & Watercraft Loans
ATV Loans
Utility Trailers & Other
Why borrow with Blue?
Member-owned means your best interests come first — not a bottom line.
Competitive Rates
Great Rates on new and used auto loans, with special pricing for EV and hybrid vehicles.
Flexible Terms
We work with your budget to find a repayment schedule that fits — whether you’re buying new, used, or refinancing.
No-Hassle Refinancing
Already have a loan somewhere else? We may be able to refinance it at a lower rate, with no payments for 45 days.
NOVA Perks™ Discount
Eligible members can receive a 5.00% interest rebate on eligible auto loans through our NOVA Perks™ program.
Ready to get started?
Your next vehicle is closer than you think.
Whether you’re still looking or already at the dealership, we can help you move fast. Apply online or schedule time with our team.
Estimate your monthly payment.
Use our loan calculators.
More from Blue
Tips and guides to help you make confident decisions about your next vehicle.
Top 10 Things to Consider When Shopping for a Hybrid or Electric Vehicle
The Basics of RV Financing: Your Next Journey Starts Here
FAQs
Frequently asked questions around vehicle loans at Blue Federal Credit Union.
What Types Of Vehicles Can I Finance?
Blue offers financing for a wide range of vehicles, including cars, trucks, SUVs, motorcycles, RVs, campers, boats, ATVs, and more.
Can I Finance A New Or Used Vehicle?
Yes. Blue offers financing options for both new and used vehicles, along with refinancing options for existing loans.
What Do I Need To Apply For A Vehicle Loan?
When applying for a vehicle loan, you may be asked to provide:
- A valid government-issued ID
- Proof of income
- Proof of residence
- Vehicle information, including VIN (if available)
- Insurance information
Additional documentation may be required depending on the loan type and application.
Is Insurance Required For A Vehicle Loan?
Yes. Insurance is required for all financed vehicles and must include:
- Comprehensive coverage
- Collision coverage
- A maximum deductible of $1,000
Coverage must be effective on the date of purchase and remain active until the loan is paid in full. Blue Federal Credit Union must also be listed as the loss payee/lienholder on the policy.
What Happens If I Don’t Maintain Insurance Coverage?
If acceptable insurance coverage is not maintained on your financed vehicle, Collateral Protection Insurance (CPI) may be added to the loan.
Who Do I Contact If My Vehicle Has Been Declared A Total Loss
Please Email: Our Total Loss Insurance Department
How Do I Submit Proof Of Insurance?
Proof of insurance can be submitted to Blue after your loan closes. Your insurance declarations page should include:
- Insured name
- Vehicle information and VIN
- Policy number
- Policy period
- Deductible amounts
- Blue Federal Credit Union listed as lienholder/loss payee
Blue provides online, email, fax, and mail submission options for proof of insurance.
Can I Refinance My Current Vehicle Loan?
Yes. Refinancing your current vehicle loan with Blue may help lower your rate, reduce your monthly payment, or simplify your finances.
Why Finance With A Credit Union?
As a member-owned credit union, Blue focuses on helping members reach their goals with competitive rates, flexible terms, and personalized support throughout the loan process.
Can I Apply At The Dealership?
Yes. If you’re already at the dealership, simply let the dealer know you’d like to finance with Blue Federal Credit Union.
How Long Does The Vehicle Loan Application Process Take?
Applying is quick and easy. You can apply online in just a few minutes, and many applications receive a decision quickly. Processing times may vary depending on the loan type and any additional documentation needed.
Still have questions?
All rates effective as of:
Rates may be subject to change without notice.