Personal Loan

Holiday Loan

A no-credit-check personal loan for holiday expenses

A little extra help for the holidays—no credit check required.

Make the holidays a little easier with a Blue Holiday Loan ¹ . Whether you’re shopping for gifts, traveling to see family and friends or covering other seasonal expenses.

Borrow $500 – $2,000

Based on qualifying income

12-month term

Predictable monthly payments

No credit check

Your credit score won’t be affected

Competitive Rate

As low as 17.99% APR**

Need Extra Money for the Holidays?

Holiday expenses can add up quickly—from gifts and travel to family gatherings and other seasonal costs. A Blue Holiday Loan provides a short-term way for eligible members to access funds without a credit check.

Holiday Gifts

Get extra funds to help with gift giving for family, friends, coworkers, and everyone on your holiday shopping list.

Travel and Transportation

Help cover holiday travel expenses like airfare, gas, rental cars, and other transportation costs during the holiday season.

Family Celebrations

Need help with holiday celebration expenses? Have a little more flexibility for family gatherings, holiday meals, parties, and other costs that come with celebrating together.

Seasonal Expenses

Holiday expenses can add up quickly. Help cover winter costs, end-of-year expenses, unexpected bills, and other seasonal needs.

No Credit Check Required

Looking for a little extra help with your holiday expenses? With a Blue Holiday Loan, no credit check is required as part of the application process. No credit check means your credit history or credit score is not reviewed as part of the application process.

To help make sure a Holiday Loan is a good fit, there are a few eligibility requirements to keep in mind:

Be a Blue member for more than 90 days
Be 18 or older
Have your Blue accounts in good standing
Applying online? You must also be the primary member on the account.
Additional eligibility requirements apply. See our [Holiday Loan disclosures] for complete details, including fees and eligibility requirements.

Holiday loan	details
Amount	$500 to $2,000
Credit check	Not required
Term	12 months
Rate	As low as 17.99% APR**
Prepayment penalty	None
Membership	Required, minimum of 90 days
Fee	Non-refundable fee of $75

Already a Blue member? Log in to get started.
Not a member yet? Explore membership options and discover what Blue can offer you.

Holiday Loan FAQs

Can I get a personal loan without a credit check?

Yes. Blue’s Holiday Loan does not require a credit check as part of the application process. However, you must be a Blue member for more than 90 days and meet the Holiday Loan’s eligibility requirements.

Does Blue offer a Christmas loan?

At Blue we call the loan a Holiday Loan, which can be used for Christmas gifts, other seasonal giving, holiday travel, end of year expenses, and other seasonal expenses.

What is a Holiday Loan?

A Holiday Loan is a short-term personal loan designed to help eligible members cover holiday expenses such as gifts, travel and seasonal purchases.

How much can I borrow with a Holiday Loan?

Eligible members can borrow between $500 and $2,000 based on qualifying net income.

Is a Holiday Loan a personal loan?

Yes. A Holiday Loan is a short-term personal loan designed for holiday expenses. Blue’s Holiday Loan has a 12-month repayment term and is available to eligible members.