Savings Accounts with Blue
One realized dream at a time, Blue helps transform communities to reach their full potential.

One realized dream at a time, Blue helps transform communities to reach their full potential.
We discover pathways to realize your possibilities.
Learn about all the benefits of having a savings account with Blue and explore one of our options to find the best fit for you. We offer a wide range of savings accounts that can help you save for what matters most.
Accelerate your path to financial freedom.
Take advantage of Blue's Accelerated Savings account, which earns you 5.00% APY* on a balance up to $1,000. Withdraw from it whenever you'd like, or watch your savings grow.
*Annual Percentage Yield. Dividends compounded daily and paid monthly. Limit one per social security number.
Open a Sky High Savings through online banking in only a few minutes and you could earn 0.30% APY* on your balance.
Benefits of Sky High Savings:
*Annual Percentage Yield. Subject to change without notice. Dividends compounded monthly. No minimum balance required to open.
Start saving now and enjoy when family matters most.
A Christmas Club account is a great way to start saving throughout the year for a one lump sum withdrawal right before the holidays. You can earn 1.25% APY* on balances up to $5,000! Christmas Club Accounts are FREE of charge for Blue members.
Set up your Christmas Club account today by visiting any of our conveniently located branches or give us a call anytime.
*Annual Percentage Yield. Minimum daily balance of $25.00 required to earn dividends. Rate changes once balance exceeds $5,000. Balances automatically pay out in October each year. Dividends compounded daily and paid quarterly. Penalty may be imposed for early withdrawal. Limit one per social security number.
Certificates and Term Shares are a low-risk savings option. The longer the term, the better the rate. Your money is also Insured by the NCUA, giving you even more peace of mind. To learn more, stop by your local branch or give us a call.
Regular Term Shares
60-month Expandable IRA Term Share
A Term Share is similar to a Certificate of Deposit, or CD at other financial institutions.
*Annual Percentage Yield. Dividends compounded and paid monthly. Additional deposits only permitted on the 30-month expandable term share account and all IRA term shares. 30-Month Expandable Term Share and Bump Up Certificate shares are not eligible for IRAs. 36-month Bump-up Term Share eligible for one "Bump-Up", 60-month Bump-Up Term Share eligible for two "Bump-Ups". IRA maintenance fees apply. We may impose a penalty if you withdraw any of the principal of the Term Share account before the maturity date. If the term of the account is one year or less the penalty will equal 90 days’ dividends on the amount withdrawn. If the term of the account is more than one year and less than three years, the penalty will equal 180 days’ dividends on the amount withdrawn. If the term of the account is three years or more, the penalty will equal 240 days’ dividends on the amount withdrawn.
Tiered IRA Savings
If you have a 401(k) from a previous employer or are retiring, there is generally a deadline to rollover the funds in order to keep its tax-deferred status. Please consult your financial advisor on your maximum annual
contributions.(IRAs) will grow over time with compounding interest.
These accounts can come with certain tax benefits so be sure to consult
your tax advisor when opening an IRA account.
60-month Expandable IRA Term Share
Additional deposits permitted on all IRA term shares. We may impose a penalty if you withdraw any of the principal of the Term Share account before the maturity date. Required Minimum Distributions (RMDs) will not incur a penalty. If the term of the account is one year or less the penalty will equal 90 days’ dividends on the amount withdrawn. If the term of the account is more than one year and less than three years, the penalty will equal 180 days’ dividends on the amount withdrawn. If the term of the account is three years or more, the penalty will equal 360 days’ dividends on the amount withdrawn. See IRA Term Share rates below.
Membership Share Savings
A member’s first Share Savings account establishes their membership
at Blue Federal Credit Union. The motto “once a member, always a member”
applies as long as the Share account remains open. This provides voting
privileges and eligibility to use all credit union products and
services!
Open a Share savings:
Minimum daily balance of $25 required to earn dividends. Dividends compounded daily and paid quarterly.
Vista Savings
The Vista Savings pays our best rate (Prime + 1.00%) on your Blue dividends, maximizing your earnings. Enjoy the full benefit of membership by opening yours today!