SAVINGS

Term Share Certificates

Grow your savings securely with competitive Term Share Certificates from Blue Federal Credit Union. Whether you’re saving for future goals, retirement, or building long-term financial stability, Blue offers flexible certificate terms, strong dividend rates, and local service for members in Colorado, Wyoming, and beyond. Explore CD and term share options designed to help your money work harder with a trusted credit union partner.

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Limited Time Offer

9-Month Term Share

4.11% APY*

Lock in a 4.11% APY* ¹ for 9 months with $1,000 minimum deposit required to open. It’s an easy way to grow your savings while taking advantage of this limited-time offer.

Open Term Share

Invest Your Money and Earn More

Term Share Certificates are an excellent low-risk investment opportunity. With a set term, you can invest your money and know exactly when you will see returns.

Low-risk investment

Since most of our Term Shares allow you to invest with a pre-determined Annual Percentage Yield (APY), you can know what your return will be. Lowering the risk of investing.

Set term

Term Shares have a set duration, allowing you to plan for the duration that would work best for you. Ranging anywhere from 6-months to 60-months, you can find the right one for you.

Saving for your future

Term Shares offer a great alternative to Savings Accounts. Allowing you to save for your future while receiving a higher returns than most Savings Accounts.

View Term Share Rates ²

We have a variety of term share rates and durations. Discover rates by entering your ZIP code.

Login to your Blue Digital account or schedule and appointment to get started!

Open a Term Share

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Term Share Calculator

See how your savings can grow with a term share.

Use this calculator to estimate how much you could earn by setting aside funds in a term share.

This calculator provides an estimate for illustrative purposes only. It assumes interest is compounded monthly and that no withdrawals are made during the term. Actual earnings may vary.

Market Index Term Share

With Blue’s Market Rate Term Share, you do not need to limit your returns.

Learning the ins and outs of the market can be difficult, so we made it easy for our members. Simply put, this Market Rate Term Share adapts to the market and allows you to make the most out of your investment while minimizing your risk of loss.

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