Checking Accounts You Will Love
We empower members to tap into the potential of their money, life and community.
Everyday Banking Doesn't Have to be Ordinary
Blue has a checking solution for any financial scenario—and we mean any. We're committed to finding a checking account that's right for you, with benefits you'll want to brag about.
Hard-to-Beat Checking Features
No required opening balance
No minimum balance
A free debit MasterCard the moment you open your account (in branch only)
Online banking - including free Bill Pay
eStatements
Cleared checks archived online
Overdraft protection options (not available on uAccount youth checking)
CardNav mobile alerts
Falcon Fraud alerts
- Reorder checks
Bank-Anywhere Benefits
Mobile banking, including check deposit
Access to 30,000 surcharge-free ATMs
Nationwide banking via our 5,000 CO-OP branches
Available Checking Accounts
Members can save on miscellaneous expenses such as Roadside Assistance, Cell Phone Protection, and ID Theft Aid. This program is part of our ongoing effort to help launch our members toward success so they can achieve their goals.
- To ensure our members get the most out of this perk program, we offer three tiers to choose from.
- Elite Tier
- Premuim Tier
- Basic Tier
This account is designed for young members (0-23) who want a debit card and no fees, a perfect account to teach children the responsibilities and benefits of managing their money. (Under 18 years old must have an adult joint owner).
No minimum opening or daily balance required
No monthly service charges or withdrawal fees
Must have estatements
Debit card available
Deposit any time
Courtesy Pay (overdraft protection) is not available on this account
Non-sufficient funds (NSF) may still apply if the account balance becomes negative
Open Your Account
A parent or legal guardian must be present at the time of account opening, and must provide a valid ID, Social Security Card, and Proof of Guardianship (if applicable).
You must provide the minor's valid birth certificate, Social Security Card, and ID (if applicable) to open an account.
Stop by any of our convenient locations in Wyoming or Colorado today!
Must be between ages 0 - 23, overdraft protection is not available on this account, debit card can be issued, must be enrolled in e-statements. 18 and under need adult co-owner. Non-dividend bearing account.
A Health Savings Account (HSA) is an option that allows members to deposit pre-tax dollars to help pay for immediate and future health care expenses tax-free. With an HSA , you can easily pay for your eligible health expenses using our debit card. Best of all, there's no monthly maintenance fee.
HSA Features and Benefits:
- No monthly maintenance fee
- Members are able to make tax-deductible contributions and withdraw funds tax-free for qualified medical expenses
- Members can take their HSA with them if they change employers
- The balance in an HSA can be carried over to the next year, there is no “use it or lose it”
- You'll be issued a debit card for easy access to your funds
- Earn 0.10% APY*on the balances you keep on your HSA
HSA Limitations:
- Transaction limitations apply, see below
- HSA is an individual account
- Joint members cannot be linked or associated to this account type
If you’re looking for more information about opening an HSA, speak with a financial expert or contact us today.
Smart Cents Savings
Smart Cents Savings is a really easy way to build up your savings balance. Our Smart Cents program is available for free with any Blue checking account.
Here's how it works:
- Purchases made with your Blue Debit Card are rounded to the nearest dollar amount
- The difference will be transferred automatically from your checking account to your savings account (or specified account) at the end of each day
- Track your savings in online banking
To enroll your account today, visit any of our conveniently located branches or contact us.
MoneyMover (soon to be known as External Transfers)
After your account has been open for 90 days, you may transfer out of your Blue accounts using MoneyMover (soon to be known as External Transfers).
MoneyMover (soon to be known as External Transfers) can be used to:
Transfer up to $5,000 in a rolling 30-day period
Transfer up to $5,000 a day from external checking and savings accounts
In addition to MoneyMover (soon to be known as External Transfers), there are other ways to move funds. To learn about your options, contact us or stop by a Blue branch.
