November 2026 Newsletter
Wherever you are on your financial journey, Blue is here to help.
The holidays are all about making memories, and Blue is here to help you make the most of the season! In this month’s newsletter, discover tips for stress-free holiday spending, ways to protect yourself from seasonal scams, and financial resources to help you plan for today and tomorrow. Plus, explore savings and loan options, retirement insights, and upcoming community events. Whatever the season brings, Blue is here with resources, guidance, and opportunities to help you enjoy more of what matters!
Holiday Planning Guide
The holiday season is here, and Blue has resources to help you make the most of it! From managing holiday spending and protecting yourself from seasonal scams to exploring savings options, retirement resources, and upcoming events, discover helpful tips and opportunities to make your season brighter. We’re here to help you enjoy more of what matters this holiday season and beyond!
Holiday Spending Blog
More Holiday Joy, Less Money Stress
The holidays are about making memories, not worrying about money. From gifts and gatherings to travel and traditions, seasonal expenses can add up quickly. A little planning can help you enjoy more of what matters without the financial stress.
Discover six simple ways to celebrate with confidence, including setting a realistic budget, taking the pressure out of gift-giving, shopping with a plan, using credit wisely, prioritizing your well-being, and keeping your financial goals on track.
Want to feel more confident about your holiday spending? Explore our free Blue University course, Holiday Spending Without the Stress, for practical tips to help you spend thoughtfully and enjoy the season.
Less financial worry. More room for what matters.
Holiday Loan
A no-credit check personal loan for holiday expenses
- Borrow up to $2,000
- Rates as low as 17.99% *APR
- 12 month term
Stay Safe from Holiday Cybercrime!
The holidays are a time for giving, but cybercriminals are looking to take. With phishing attacks affecting 83% of organizations, online shopping scams up 66%, and 87% of public Wi-Fi users lacking security measures, staying alert is more important than ever.
Keep an eye out for these top 5 holiday cybercrime threats and learn how to protect yourself:
1. Phishing Emails and Texts
- Avoid clicking suspicious links or opening unexpected attachments.
- Verify messages directly with the company before sharing personal information.
2. Fake Online Shopping Deals
- Shop on trusted websites and check reviews before buying.
- Be cautious of deals that seem too good to be true.
3. Account Takeovers
- Use strong, unique passwords for each account.
- Enable two-factor authentication (2FA) for an extra layer of protection.
4. Suspicious Account Activity
- Check your bank and credit card statements regularly.
- Set up transaction alerts to spot unauthorized activity quickly.
5. Public Wi-Fi Risks
- Avoid accessing financial accounts or making purchases on public Wi-Fi.
- Use your mobile data or a trusted VPN when possible.
Give yourself the gift of security this holiday season!
Take a few minutes today to update your passwords, turn on two-factor authentication, and check your account alerts. Stay alert, think before you click, and keep cybercriminals off your holiday guest list so you can focus on what matters most: making merry memories with the people you love!
Holiday Spending without Stress
Holiday spending can add up quickly. Between gifts, travel, meals, events, and all the little extras, it can be easy to lose sight of the bigger financial picture.
Blue University’s Holiday Spending Without the Stress course gives you simple, practical strategies to plan your holiday spending, make intentional choices, and start the new year feeling more confident about their finances.
Skip-a-Pay
Skip a payment for a month when you need it most!
Avaialbe in Blue Digital under “Self Service”
Retirement Corner
What does retirement ready mean?
Explore the financial and personal factors that shape retirement and identify areas that may deserve more attention. Access this lesson and its practical handout for free through Blue University.
The Reality of Long-Term Care
Nearly 70% of Americans who reach age 65 will someday need some kind of long-term care for two to four years1.
That means there’s a chance that you will need some kind of help and that will impact your financial strategy because the median cost of a private room in a skilled care facility can be over $100,00 a year2.
We’re here to support you.
BLUE EVENTS RADAR:
Our events page is updated regularly, stay connected and check back often.
HELOC Webinar: Learn How to Use Your Home’s Equity
Join Blue Federal Credit Union’s free HELOC webinar on November 19 to learn how a home equity line of credit works, common ways to use home equity, and important benefits, risks, and considerations.
Thank you for reading this month’s newsletter and for being a valued Blue member. We look forward to sharing more opportunities, resources, and community updates with you next month.
For You. For Life.