BUSINESS BANKING
Business Banking Online
A Business Banking application designed efficiently manage your growth.
Download the App:
With features tailored for businesses like yours, our platform keeps things simple so you can focus on running your business.
Why Choose Blue Business Banking?
Say goodbye to financial complexity. With features tailored for businesses like yours, our platform keeps things simple so you can focus on running your business.
Flexible Solutions for Every Business
Scaled for businesses of all sizes, from solo entrepreneurs to corporations with up to 500 employees.
Custom tools to grow with your business and adapt to your needs.
Comprehensive Business Tools
We provide everything you need to stay on top of your finances:
Role-Based Access: Control who can access specific features and set transaction limits for added security.
Online Business Registration: Set up your business account hassle-free—no manual paperwork.
Sub-User Management: Create and manage team member profiles with customizable roles and permissions.
Secure and Efficient Payments
Keep your payments smooth and safe with advanced tools:
ACH Notifications: Stay in the know with real-time alerts to catch issues before they cause disruptions. Plus, you can set up a variety of alerts to keep an eye on account activity and help protect against fraud.
ACH Processing: Handle credits, and generate NACHA-compliant files with ease.
We make switching simple! Our system seamlessly integrates your existing files, eliminating extra steps and reducing redundancy when transitioning your financial relationship.
Seamless Money Movement
No matter where your money needs to go, we make it easy:
Remote Deposit Capture: Deposit checks anytime, anywhere—quick and easy through Mobile RDC. Blue makes managing your finances simple and convenient, wherever you are.
Wire Transfers: Send funds domestically with just a few clicks – quick, easy, and secure. With Blue, you can set wire transfer limits and approval thresholds for your team, giving you the control and peace of mind you need to keep your business running smoothly.
Business Bill Pay: Pay bills directly from your account, saving time and effort. Plus, it connects electronically to many servicers, so your payments move faster and smoother. Just another way Blue makes managing your business finances easy and efficient!
Smarter Engagement Tools
Feature Bundles: Access pre-built discounted bundles tailored to your specific needs.
Onboarding Campaigns: Step-by-step guides help you discover and use our platform’s features.
Next Best Actions: Smart prompts suggest what you might need next to streamline your experience.
User-Friendly Design
Real-Time Updates: Always know your account balances, transactions, and payments.
Budgeting Tools: Track your expenses and plan your finances with ease.
Integration with Accounting Software: Sync with tools like QuickBooks for streamlined financial management.
Take control of your finances, your way: With Blue’s customizable dashboard, you can tailor your view for the best oversight of your accounts. Track what matters most, keep an eye on your goals, and simplify your financial journey—all at a glance.
Dedicated How To Guide
Find the Best Fit for Your Business:
With 3 subscription options Blue has a banking application experience that will fit your needs.
| Essentials | Advantage | Executive | |
|---|---|---|---|
| Administrator Access | Free | Free | Free |
| Mobile Deposit | Free | Free | Free |
| Business Investment Portfolio | Free | Free | Free |
| External Transfers | $1.00 | Free | Free |
| Stop Payments | $30.00 | $30.00 | Free |
| Check Services 1 | Standard checks through HarlandClarke | Standard checks through HarlandClarke | Standard checks through HarlandClarke |
| Business Bill Pay | Free for 5 Monthly Payees $2 per Bill Pay afterwards | Free for 5 Monthly Payees $2 per Bill Pay afterwards | Free for 5 Monthly Payees $2 per Bill Pay afterwards |
| ACH & Payroll Module | None | Includes 20 Free ACH Transactions Monthly ($.25 / ACH above 20) | Includes 20 Free ACH Transactions Monthly ($.25 / ACH above 20) |
| Wire Module | In Branch Only | In Branch Only | Access to Wires in Blue Business Banking |
| Merchant Processing 2 | No Equipment Credit | $500 Equipment Credit | $750 Equipment Credit |
| Package Modules | None | Includes ACH Module | Includes All Modules (ACH & Wire) |
| Monthly Subscription Fees | Free for all business accounts | $30/monthly $10 off Bundle for Businesses with $50,000 Aggregated Balance | $50/monthly $20 off for Select Employer Groups, Anchor Businesses, and $100,000 Aggregated Balance |
- Standard pricing applies. Checks will be ordered through HarlandClarke ↩︎
- Merchant services credit card processing equipment is available ↩︎
FAQs
Have questions about the Blue Business Banking app? Find answers to the most common ones below.
What is the difference between ACH payments and external account transfers?
External account transfers allow you to move money between accounts you own at Blue and other financial institutions. These transfers are not intended for sending money to accounts where you are not listed as an owner and may have lower transfer limits.
ACH payments are designed for ongoing business payments, such as paying employees, contractors and vendors, and typically offer higher limits.
How do I send a wire if the amount is higher than my limit?
Call us or visit your local branch. A team member can assist in submitting a temporary limit increase request.
What is the fee for sending wires?
The standard fee for sending a wire is $30, incoming wire fee is $5.
Access to the wire platform is included with the Executive package.
What are the cutoff times for sending money outside of Blue?
Wire transfers need to be submitted by 3:00pm MST for same day processing.
ACH and external account transfers should be submitted by 2:00pm MST.
Where can I add people who need access to my accounts?
Login to Blue Business Banking. Navigate to Manage Users and Create a role. From there, you can create an individual profile and assign the appropriate access.
What happens after I provide my external account information?
When you connect your account through Plaid, your information is verified during the connection process.
When Plaid is not used, you will need to verify the microdeposits made to your external account. This can be completed from the external account verification screen.
I have a sole proprietor business account. Can I use Blue Business Banking?
Not at this time. Sole proprietor accounts are tied to the owner’s Social Security number and must use Blue Digital. Blue Business Banking requires an EIN for use.
I only have a membership savings account. Can I still access Blue Business Banking?
Absolutely. You are only required to have a Business account with Blue to access Blue Business Banking.
Can I set up recurring member-to-member transfers?
To help keep your account secure, recurring member-to-member transfers are not supported. You can send one-time transfers whenever you need them.
Can I make mobile deposits?
Yes. Mobile deposit is available to established members. Your deposit limit is displayed in the mobile app. You may also send a secure message through Blue Business Banking or call us for assistance.
Is Bill Pay available?
Yes. Business members can make check and electronic payments through Bill Pay.
For businesses that regularly exceed standard Bill Pay limits, the Advantage package includes ACH credit services that may better support higher payment volumes.
Support is a click away
If you need assistance with you business account or the Blue Business Banking application, our business team is ready to help.