Term Share Rates
Savings options that will grow your money steadily over time.

Savings options that will grow your money steadily over time.
Term shares are an excellent and low-risk way to invest your money. Earn even more based on your balance with our competitive deposit rates.
Rates are effective January 1, 2021. Rates subject to change.
Length of Term | $1,000-$49,999.99 APY* | $50,000-$99,999.99 APY* | $100,000+ APY* |
---|---|---|---|
6-month | 0.20% | 0.30% | 0.40% |
12-month | 0.40% | 0.50% | 0.60% |
24-month | 0.60% | 0.70% | 0.80% |
30-month expandable | 0.65% | 0.75% | 0.85% |
36-month | 0.75% | 0.85% | 0.95% |
48-month | 0.90% | 1.00% | 1.10% |
60-month | 1.00% | 1.10% | 1.20% |
*Annual Percentage Yield. Dividends compounded and paid monthly. Additional deposits only permitted on the 30-month expandable term share account and all IRA term shares. IRA maintenance fees apply. We may impose a penalty if you withdraw any of the principal of the Term Share account before the maturity date. If the term of the account is one year or less the penalty will equal 90 days’ dividends on the amount withdrawn. If the term of the account is more than one year and less than three years, the penalty will equal 180 days’ dividends on the amount withdrawn. If the term of the account is three years or more, the penalty will equal 240 days’ dividends on the amount withdrawn.
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