Get Even More with Blue.

Going over the top is the heart of Blue. We work hard to bring you exceptional benefits that make your life easier.


Protection when you need it.

Blue offers a wide variety of checking account overdraft protection, because we want to help our members become financially secure. Find out more about these great options available for enrollment on most of our checking products.

Learn More »

CardNav gives you total control over your debit and credit cards.

You can limit your card capabilities through the following categories:

  • Locations - Limit your card to only be used in certain geographic locations. Transactions attempted outside your enabled parameters will not be authorized.
  • Transaction Types - Limit your card to be used only for certain transaction types (in-store, online, ATM, etc.)
  • Spend Limits - Set a spending threshold for your card per transaction. Transactions attempted that are over your indicated spending limit will not be authorized.
  • Merchant Types - Enable your card to be used only at certain merchants (retail stores, gas stations, restaurants, etc.)
  • Real-Time Alerts - Set alerts for when your card is used outside of your chosen preferences

Set up CardNav »

Start switching your accounts today. The first step is talking to your personal financial expert.

ClickSwitch online portal makes it easy to move your automated payments and direct deposits to your new account. ClickSwitch allows you to:

  • Let authorized third parties know to deduct payments from your new checking account
  • Determine your current balance and how much you will need to cover remaining expenses
  • Inform your employer of your new Blue account so they can deposit your checks directly
  • Automatically notify your old bank or credit union that you’re closing your account and transfer your remaining balance to your new account at Blue

Switch Your Accounts »

Apple Pay, GPay (Google) and Samsung Pay are available for all our debit and credit cards including both business debit and credit cards (except for HSA cards).

Apple Pay

Apple Pay lives in the Wallet app along with your boarding passes, tickets, rewards cards and more. Simply add your Blue debit card.

To use Apple Pay with your Blue debit card, you'll need an iPhone SE, iPhone 6, or iPhone 6 Plus with iOS 8.1 or later. Open the Wallet app, swipe down and tap the plus sign. Use your iSight®camera to enter the card or add it manually.

Using Apple Pay:

  • Look for the Pay Wave® or Apple Pay symbol at checkout and hold your phone near the contactless reader.
  • Place your finger on the Touch ID®. Or, you may need to enter a passcode and sign a receipt.
  • Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.

Samsung Pay

Available on Samsung's latest devices: Galaxy S9 and Galaxy S9+, Galaxy Note8, Galaxy Note9, Galaxy S8 and Galaxy S8+, Galaxy S7 edge, Galaxy S7, Galaxy S6 edge+, Galaxy Note5, Galaxy S6 edge, Galaxy S6 active, Galaxy S6, Gear S2 (with NFC only) and Gear S3.

Using Samsung Pay:

  • With Samsung Pay, add all your credit, debit, gift and membership cards to your devices.*
  • Holds debit cards, membership cards, and gift cards.
  • Samsung Pay has partnered with American Express®, Discover®, MasterCard®, and Visa® payment card networks in conjunction with Blue.
  • Get extra rewards for the same purchases you make every day. Samsung Rewards lets you earn points for every purchase. Earn points from your purchases and by using Samsung apps, and then redeem them toward Samsung products and more.
  • With an extra layer of security, each transaction with Samsung Pay is covered by your bank’s fraud protection and authentication via fingerprint, pin number or iris scan. Your card information is encrypted in a separate and secure data vault.
  • Samsung Pay is accepted at millions of places. Use it to buy things in stores, on the web, and in participating merchant apps.
  • Discover deals, gift cards, promotions and offers from thousands of local and national stores.

*Registration required. Visit Samsung for more information.

GPay (Google)

Using Google Pay:

  • Google Pay makes it easy to check out quickly within your favorite apps and websites. Catch a ride, buy tickets, stock up on supplies, and more with the simple press of a button.
  • ​If they have an email address or phone number, you can pay them with Google Pay. No more IOUs or bank transfers. Just an instant way to pay or get paid with your debit card.
  • When you use your phone to pay in stores, Google Pay uses an encrypted number instead of your actual card number so your details stay secure. Plus, you can check out faster with the device that’s already in your hand – no need to dig for your wallet.
  • Skip the hassle of carrying a card and get there faster with Google Pay. Now you can travel around places like Chicago, Las Vegas, London, and Portland using just your Android phone.
  • Google Pay protects your payment info with industry-leading security technologies so you can pay with peace of mind.
  • With Google Pay, you’ll continue to rack up rewards, earn cash back, and get the protections provided by your bank or PayPal, and you can leave your wallet at home. Plus, add loyalty programs like Walgreens Balance Rewards® and MyPanera so you can collect points whenever you have your phone.

Saving just became a lot easier.

Our Smart Cents program is a really easy way to build up your savings balance. Smart Cents is available for free with any Blue checking account. Enroll your account today and start tracking your savings.

Here's how it works:

  • Purchases made with your Blue Debit Card are rounded to the nearest dollar amount
  • The difference will be transferred automatically from your checking account to your savings account (or specified account) at the end of each day
  • Track your savings in online banking


To enroll your account today, visit any of our conveniently located branches or contact us.

Blue's Skip-a-Pay service provides a way to defer payment on qualified loans 3 times a year and up to 8 times for the lifetime of the loan.

The following loans are not eligible for Skip-a-Payment:

  • Credit Cards
  • Short term loans (12 months or shorter)
  • All 1st and 2nd Mortgages, Finish Lines, FHA Title I, and HELOCs
  • All bankruptcy loans except reaffirmed loans
  • Loans that are currently delinquent
  • Smart Loans

By opting for Skip-a-Payment, you request that Blue Federal Credit Union defer your loan payments as indicated. You agree and understand that: 1) Finance charges will continue to accrue at the rate provided for in your original loan agreement, during and after that time; 2) deferring your next payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled; 3) this payment deferral will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off per your original loan terms; and 4) you will be required to resume your regular monthly payments in the following month. If you previously elected to purchase any GAP or insurance products on this loan, coverage will not be extended beyond the original maturity date. Skip-a-Payment request subject to a $45.00 loan extension fee. Three (3) consecutive monthly payments must have been made to the loan and your loan(s) must be in good standing at the time you choose to accept this offer. Loan extensions of any kind are limited to three per calendar year and eight over the life of the loan and all deferrals are subject to Blue Federal Credit Union approval. Real estate, credit card, short term and line-of-credit loans are not eligible. If your loan payment is deducted from another financial institution, we must receive notice 15 days prior to the due date to suspend that payment for one month. Additional restrictions may apply.

Enroll Through Online Banking »


Sky High Savings Disclosure

* Annual Percentage Yield. Rate is effective January 1, 2022. Subject to change without notice. Dividends compounded monthly. No minimum balance required to open.

Accelerated Savings

Minimum daily balance of $25.00 required to earn dividends. Dividends compounded daily and paid monthly. Requires at least one monthly deposit (other than dividend). Limit one per social security number.

Christmas Club

Minimum daily balance of $25.00 required to earn dividends. Rate changes once balance exceeds $5,000. Balances automatically pay out in October each year. Dividends compounded daily and paid quarterly. Penalty may be imposed for early withdrawal. Limit one per social security number.

For You. For Life.