Savings Account Rates
We are an irreplaceable copilot propelling optimistic builders forward.
Watch Your Savings Grow.
Once realized dream at a time, Blue helps transform communities to reach their full potential.
Check out our savings accounts below and find one to help your savings thrive.
Savings Account Rates
Sky High Savings Rate
| Min. Balance | Min. Balance Required | Dividend | APY* |
|---|---|---|---|
| N/A | $0.00 | 0.30% | 0.30% |
* Annual Percentage Yield. Dividends compounded monthly. No minimum balance required to open.
Accelerated Savings Rates
Tier | Balance | Dividend | Blended APY* |
|---|---|---|---|
| 1 | $0.00 -$1,000.00 | 4.89% | 5.00% |
| 2 | $1,000.01-$5,000.00 | 1.00% | 5.00% - 1.80% |
| 3 | $5,000.01-$10,000.00 | 0.50% | 1.80% - 1.15% |
| 4 | $10,000.01-$50,000.00 | 0.25% | 1.15% - 0.43% |
| 5 | $50,000.01 and Over | 0.15% | 0.43% - 0.15% |
Christmas Club Savings Rates
| Balance | Dividend | APY* |
|---|---|---|
| $25.00-$5,000.00 | 1.24% | 1.25% |
| $5,000.01 or greater | 0.01% | 0.01%-1.25% |
*Annual Percentage Yield. Minimum daily balance of $25.00 required to earn dividends. Rate changes once balance exceeds $5,000. Balances automatically pay out in October each year. Dividends compounded daily and paid quarterly. Penalty may be imposed for early withdrawal. Limit one per social security number.
Other Savings Rates
| Savings Account | Minimum balance to earn dividends | Dividend | APY* |
|---|---|---|---|
| Membership Share Savings | $25.00 or greater | 0.01% | 0.01% |
| Supplemental Savings | $25.00 or greater | 0.01% | 0.01% |
| IRA Savings | $25.00 or greater | 0.05% | 0.05% |
*Annual Percentage Yield. Minimum daily balance of $25 required to earn dividends. Dividends compounded daily and paid quarterly.
Rates may be subject to change without notice.
