Savings Account Rates
We are an irreplaceable copilot propelling optimistic builders forward.
Watch Your Savings Grow!
One realized dream at a time, Blue helps transform communities to reach their full potential.
Check out our savings accounts below and find one to help your savings thrive.
Limited-Time Promotion:
Sky High Savings 2.25% APY*
Launch your savings with our exclusive, limited-time, Sky High Savings 2.25% APY* 6-month locked rate with an Elite Level NOVA Perks™ Checking Account.
* Annual Percentage Yield.
Savings Accounts Rates
Sky High Savings Rate
| Min. Balance | Min. Balance Required | Dividend | APY* |
|---|---|---|---|
|
N/A |
$0.00 |
0.30% |
0.30% |
Sky High Savings Disclosure
*Annual Percentage Yield. Subject to change without notice. Dividends compounded monthly. No minimum balance required to open.
Accelerated Savings Rates
| Tier | Balance | Dividend | Blended APY* | |||
|---|---|---|---|---|---|---|
|
1 |
$0.00 – $1,000.00 |
4.89% |
5.00% |
|||
|
2 |
$1,000.01 – $5,000.00 |
1.00% |
5.00% – 1.80% |
|||
|
3 |
$5,000.01 – $10,000.00 |
0.50% |
1.80% – 1.15% |
|||
|
4 |
$10,000.01 – $50,000.00 |
0.25% |
1.15% – 0.43% |
|||
|
5 |
$50,000.01 and Over |
0.15% |
0.43% – 0.15% |
|||
Accelerated Savings
*Annual Percentage Yield. This is a tiered rate account. The specified dividend rate for a tier will apply only to the portion of the balance within that tier. Annual percentage yields vary depending on the balance in the account. No minimum deposit required to open. No minimum balance to earn dividends. Dividends compounded daily and paid monthly. Limit one Accelerated Savings Account type per social security number.
Christmas Club Savings Rates
| Balance | Dividend | Blended APY* |
|---|---|---|
|
$25.00 – $5,000.00 |
1.24% |
1.25% |
|
$5,000.01 or greater |
0.01% |
1.25%-0.01% |
Christmas Club
*Annual Percentage Yield. Minimum daily balance of $25.00 required to earn dividends. Rate changes once balance exceeds $5,000. Balances automatically pay out in October each year. Dividends compounded daily and paid quarterly. Penalty may be imposed for early withdrawal. Limit one per social security number.
Other Savings Rates
| Savings Account | Minimum Balance To Earn Dividends | Dividend | APY* |
|---|---|---|---|
|
Membership Share Savings |
$25.00 or greater |
0.049% |
0.05% |
|
IRA Savings |
$25.00 or greater |
0.40% |
0.40% |
Other Savings
*Annual Percentage Yield. Minimum daily balance of $25 required to earn dividends. Dividends compounded daily and paid quarterly.
Interested in Other Ways to Save?
Term shares are an excellent and low-risk way to invest your money and earn more with our competitive deposit rates. Learn more about our term share rates using the link below.
All rates effective as of:
Rates may be subject to change without notice.