Savings Account Rates
We can help you save faster with our excellent savings rates.
Watch Your Savings Grow
Make your money work for you with Blue's top of the line savings accounts. Whether you're just starting out or have been saving for years, Blue has competitive rates so you can earn the most.
Check out our savings accounts below and find one to help your savings thrive.
Savings Account Rates
Rates are effective January 1, 2021. Subject to change without notice.
Sky High Savings Rate
| Min. Balance | Min. Balance Required | Dividend | APY* |
|---|---|---|---|
| N/A | $0.00 | 0.50% | 0.50% |
* Annual Percentage Yield. Dividends compounded monthly. No minimum balance required to open.
Accelerated Savings Rates
| Balance | Dividend | APY* |
|---|---|---|
| $25.00-$1,000.00 | 4.89% | 5.00% |
| $1,000.01 or greater | 0.10% | 0.10% |
| Non-Qualifying Does not meet dividend criteria | 0.00% | 0.00% |
*Annual Percentage Yield. Minimum daily balance of $25.00 required to earn dividends. Dividends compounded daily and paid monthly. Requires at least one monthly deposit (other than dividend). Limit one per social security number.
Christmas Club Savings Rates
| Balance | Dividend | APY* |
|---|---|---|
| $25.00-$5,000.00 | 1.24% | 1.25% |
| $5,000.01 or greater | 0.10% | 0.10% |
*Annual Percentage Yield. Minimum daily balance of $25.00 required to earn dividends. Rate changes once balance exceeds $5,000. Balances automatically pay out in October each year. Dividends compounded daily and paid quarterly. Penalty may be imposed for early withdrawal. Limit one per social security number.
Other Savings Rates
| Savings Account | Minimum balance to earn dividends | Dividend | APY* |
|---|---|---|---|
| Membership Share Savings | $25.00 or greater | 0.10% | 0.10% |
| Supplemental Savings | $25.00 or greater | 0.10% | 0.10% |
| IRA Savings | $25.00 or greater | 0.10% | 0.10% |
*Annual Percentage Yield. Minimum daily balance of $25 required to earn dividends. Dividends compounded daily and paid quarterly.
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