Savings Account Rates
We can help you save faster with our excellent savings rates.
Watch Your Savings Grow
Make your money work for you with Blue's top of the line savings accounts. Whether you're just starting out or have been saving for years, Blue has competitive rates so you can earn the most.
Check out our savings accounts below and find one to help your savings thrive.
Savings Account Rates
Rates are effective March 1, 2021. Subject to change without notice.
Sky High Savings Rate
| Min. Balance | Min. Balance Required | Dividend | APY* |
|---|---|---|---|
| N/A | $0.00 | 0.45% | 0.45% |
* Annual Percentage Yield. Dividends compounded monthly. No minimum balance required to open.
Accelerated Savings Rates (Effective March 1, 2021)
Tier | Balance | Dividend | Blended APY* |
|---|---|---|---|
| 1 | $0.00 -$1,000.00 | 4.89% | 5.00% |
| 2 | $1,000.01-$5,000.00 | 1.34% | 5.00% - 2.08% |
| 3 | $5,000.01-$10,000.00 | 0.75% | 2.08% - 1.42% |
| 4 | $10,000.01-$50,000.00 | 0.45% | 1.42% - 0.64% |
| 5 | $50,000.01 and Over | 0.25% | 0.64% - 0.25% |
*Annual Percentage Yield. Rates are valid as of 03/01/2021 and are subject to change after account opening without notice. Interest is paid at tiered rates on balances within each tier. Total interest paid is the sum from each tier. No minimum deposit required to open an account. Limit one Accelerated Savings account type per social security number.
Christmas Club Savings Rates
| Balance | Dividend | APY* |
|---|---|---|
| $25.00-$5,000.00 | 1.24% | 1.25% |
| $5,000.01 or greater | 0.10% | 0.10% |
*Annual Percentage Yield. Minimum daily balance of $25.00 required to earn dividends. Rate changes once balance exceeds $5,000. Balances automatically pay out in October each year. Dividends compounded daily and paid quarterly. Penalty may be imposed for early withdrawal. Limit one per social security number.
Other Savings Rates
| Savings Account | Minimum balance to earn dividends | Dividend | APY* |
|---|---|---|---|
| Membership Share Savings | $25.00 or greater | 0.10% | 0.10% |
| Supplemental Savings | $25.00 or greater | 0.10% | 0.10% |
| IRA Savings | $25.00 or greater | 0.10% | 0.10% |
*Annual Percentage Yield. Minimum daily balance of $25 required to earn dividends. Dividends compounded daily and paid quarterly.
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