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Checking Accounts that Work for You

Ready to refresh the way you think about your checking account? Blue is about helping members get more out of life, and that can start with getting more from their money with accounts that work for them.

Explore our available checking accounts below and choose the one that fits your needs.

Checking Account Rates

The rates in this section are effective March 1, 2021. Subject to change without notice.

Blue Checking

Checking TypeBalanceDividendAPY*
Basic Checking$0 and up0.00%0.00%
Earn Five Checking$0 and up0.00%0.00%
uAccount Checking$0 and up0.00%0.00%
Health Savings Account$25.00/greater0.10%0.10%

*Annual Percentage Yield. No minimum balance required to open. Available for individual accounts only. No monthly service charge.

For Earn 5 checking accounts that satisfy the qualification criteria, the credit union will pay a reward of $0.05 for each debit card transaction in excess of five (5) that are posted during the statement cycle (subject to a $25 maximum reward). Reward payments will be made on the last day of the month. To qualify for rewards, the account must be enrolled in eStatements through online banking, must have at least one automatic debit or credit (such as direct deposit or monthly bill payment), and must make more than five (5) point of sale purchases during the month.

Must be between ages 0 - 23 for uAccount. Overdraft protection is not available on this account, debit card can be issued, must be enrolled in e-statements. 18 & under need adult co-owner. Non-dividend bearing account.

No minimum balance required to open HSA. Minimum daily balance of $25.00 required to earn dividends. Dividends compounded and paid quarterly. Check with your tax advisor on annual contribution limits.

Extreme Checking Tiers

Tier LevelBalanceDividendAPY*
Sapphire Member$0.00-$15,000.002.96%3.00%
Gold Member$0.00-$15,000.001.98%2.00%
Silver Member$0.00-$15,000.001.00%1.00%
Balances over $15k$15,000.01 and up0.05%0.05%
Non-Qualifying$0 and up0.00%0.00%

*Annual Percentage Yield (APY) is paid on the portion of the balance up to $15,000 if criteria are met, and 0.05% APY paid on the portion of the balance above $15,000 if criteria are met. No minimum balance required. Available to personal accounts only. No monthly service charge. ATM fee refunds up to $28 per cycle, $4 limit per transaction when criteria are met (does not include international ATM fees). Dividends are compounded and paid monthly. Criteria: 1) Enroll and receive electronic statement; 2) One Direct Deposit, ACH or Bill Pay must post and clear from your account during the qualification cycle; and 3) Ten (10) Debit Card Purchases (excludes ATM transactions) must post and clear your account during the qualification cycle. Limit one (1) Extreme Checking accounts per member.

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Everyday Banking

Find an account that fits your financial needs today. Everyday banking is just that—our tools and services to help you manage money effectively each day.

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Benefits of Membership

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