Checking Rates
We look to inspire each of our members. Find an account that fits your needs and actively works for you.

We look to inspire each of our members. Find an account that fits your needs and actively works for you.
Checking Accounts that Work for You.
We empower members to tap into the potential of their money, life and community.
Explore our available checking accounts below and choose the one that fits your needs.
Checking Type | Balance | Dividend | APY* |
---|---|---|---|
Basic Checking | $0 and up | 0.00% | 0.00% |
Earn Five Checking | $0 and up | 0.00% | 0.00% |
uAccount Checking | $0 and up | 0.00% | 0.00% |
Health Savings Account | $25.00/greater | 0.01% | 0.01% |
*Annual Percentage Yield. No minimum balance required to open. Available for individual accounts only. No monthly service charge.
For Earn 5 checking accounts that satisfy the qualification
criteria, the credit union will pay a reward of $0.05 for each debit
card transaction in excess of five (5) that are posted during the
statement cycle (subject to a $25 maximum reward). Reward payments will
be made on the last day of the month. To qualify for rewards, the
account must be enrolled in eStatements through online banking, must
have at least one automatic debit or credit (such as direct deposit or
monthly bill payment), and must make more than five (5) point of sale
purchases during the month.
Must be between ages 0 - 23 for uAccount. Overdraft protection is not
available on this account, debit card can be issued, must be enrolled in
e-statements. 18 & under need adult co-owner. Non-dividend bearing
account.
No minimum balance required to open HSA. Minimum daily balance of $25.00 required to earn dividends. Dividends compounded and paid quarterly. Check with your tax advisor on annual contribution limits.
Tier Level | Tier Level | Dividend | APY* |
---|---|---|---|
$0.00-$15,000.00 | Rewards for Life- Sapphire | 1.98% | 2.00% |
Rewards for Life- Gold | 1.49% | 1.50% | |
Rewards for Life- Silver | 1.00% | 1.00% | |
$15,000.00 or more | Rewards for Life- Sapphire | 0.01% | 0.01%-2.00% |
Rewards for Life- Gold | 0.01% | 0.01%-1.50% | |
Rewards for Life- Silver | 0.01% | 0.01%-1.00% | |
Non Qualifying | Non-Qualifying | 0.00% | 0.00% |
*Annual Percentage Yield (APY) is paid on the portion of the balance up to $15,000 if criteria are met, and 0.05% APY paid on the portion of the balance above $15,000 if criteria are met. No minimum balance required. Available to personal accounts only. No monthly service charge. ATM fee refunds up to $28 per cycle, $4 limit per transaction when criteria are met (does not include international ATM fees). Dividends are compounded and paid monthly. Criteria: 1) Enroll and receive electronic statement; 2) One Direct Deposit, ACH or Bill Pay must post and clear from your account during the qualification cycle; and 3) Ten (10) Debit Card Purchases (excludes ATM transactions) must post and clear your account during the qualification cycle. Limit one (1) Extreme Checking accounts per member.