Celebrate the Holiday Season

Make this holiday season one you and your family will remember! At Blue, you can skip a loan payment and use that money to make the holidays a little brighter. Pick up some extra gifts, take a trip, go skiing or anything else to spread the joy!

Take a Trip

Use the money you saved by skipping a payment and go on that vacation you've been waiting for!

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Give Extra Gifts

This time of year is perfect for giving to others. Buy an extra gift or two for the people you care about the most.

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Hit the Slopes

Head up to the mountains and enjoy some time slicing though deep powder. Make memories with your family and friends without the stress!

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The following loans are not eligible for Skip-a-Payment:

  • Credit Cards
  • Short term loans (12 months or shorter)
  • All 1st and 2nd Mortgages, Finish Lines, FHA Title I, and HELOCs
  • All bankruptcy loans except reaffirmed loans
  • Loans that are currently delinquent
  • Smart Loans

Skip-a-Payment

By opting for Skip-a-Payment, you request that Blue Federal Credit Union defer your loan payments as indicated. You agree and understand that: 1) Finance charges will continue to accrue at the rate provided for in your original loan agreement, during and after that time; 2) deferring your next payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled; 3) this payment deferral will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off per your original loan terms; and 4) you will be required to resume your regular monthly payments in the following month. If you previously elected to purchase any GAP or insurance products on this loan, coverage will not be extended beyond the original maturity date. Skip-a-Payment request subject to a $45.00 loan extension fee. Three (3) consecutive monthly payments must have been made to the loan and your loan(s) must be in good standing at the time you choose to accept this offer. Loan extensions of any kind are limited to three per calendar year and eight over the life of the loan and all deferrals are subject to Blue Federal Credit Union approval. Real estate, credit card, short term and line-of-credit loans are not eligible. If your loan payment is deducted from another financial institution, we must receive notice 15 days prior to the due date to suspend that payment for one month. Additional restrictions may apply. Insured by NCUA. Equal Housing Lender.

You're ready, let's blue it!