Make the Most of Your Summer

Make this summer one you will never forget! At Blue, you can skip a loan payment and use that money to do what you love. Take a trip, go camping, landscape your yard or anything else under the sun.

Take a Trip

Use the money you saved by skipping a payment and go on that vacation you've been waiting for!

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Start on a New Project

Summer is a time to get those projects done around the house. Let us help!

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Relax in the Sun

Maybe you just want to sit poolside with an iced tea and relax. We can take the stress away!

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Skip - A - Payment and Do Some Good!

Blue will be donating $5 to the Children's Miracle Network Hospitals for every skip-a-pay. Take the summer off and help make a child's day!

Learn more about Children's Miracle Network

The following loans are not eligible for Skip-a-Payment:

  • Credit Cards
  • Short term loans (12 months or shorter)
  • All 1st and 2nd Mortgages, Finish Lines, FHA Title I, and HELOCs
  • All bankruptcy loans except reaffirmed loans
  • Loans that are currently delinquent
  • Smart Loans

By opting for Skip-a-Payment, you request that Blue Federal Credit Union defer your loan payments as indicated. You agree and understand that: 1) Finance charges will continue to accrue at the rate provided for in your original loan agreement, during and after that time; 2) deferring your next payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled; 3) this payment deferral will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off per your original loan terms; and 4) you will be required to resume your regular monthly payments in the following month. If you previously elected to purchase any GAP or insurance products on this loan, coverage will not be extended beyond the original maturity date. Skip-a-Payment request subject to a $45.00 loan extension fee. Three (3) consecutive monthly payments must have been made to the loan and your loan(s) must be in good standing at the time you choose to accept this offer. Loan extensions of any kind are limited to three per calendar year and eight over the life of the loan and all deferrals are subject to Blue Federal Credit Union approval. Real estate, credit card, short term and line-of-credit loans are not eligible. If your loan payment is deducted from another financial institution, we must receive notice 15 days prior to the due date to suspend that payment for one month. Additional restrictions may apply. Insured by NCUA. Equal Housing Lender.


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