The rates in this section are effective as of October 1, 2017.

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Current Term Share Rates

Length of Term Silver Members 
Gold Members 
Sapphire Members 
6- month 0.40% 0.65% 0.90%
12-month 0.65% 0.90% 1.15%
24-month 1.10% 1.35% 1.60%
30- month expandable* 0.90% 1.15% 1.40%
48-month 1.30% 1.55% 1.80%
60-month 1.60% 1.85% 2.10%

*Annual Percentage Yield. Members must meet certain Rewards for Life criteria to earn rate. Dividends compounded and paid monthly. Additional deposits only permitted on the 30 month expandable term share account and all IRA term shares. IRA maintenance fees apply. Penalty may be imposed for early withdrawal. Minimum balance to open term share is $2,000.  IRA’s not eligible for the 30-month expandable.  IRA maintenance fees apply.

** No longer offered as a new account as of 5/1/2016