The rates in this section are effective as of July 1, 2017.

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Current Term Share Rates

 
 
Length of Term Silver Members 
APY*
Gold Members 
APY*
Sapphire Members 
APY*
6- month 0.40% 0.65% 0.90%
12-month 0.65% 0.90% 1.15%
24-month 1.10% 1.35% 1.60%
24-month bump up special 1.60% 1.60% 1.60%
30- month expandable* 0.90% 1.15% 1.40%
48-month 1.30% 1.55% 1.80%
60-month 1.60% 1.85% 2.10%
       


*Annual Percentage Yield. Members must meet certain Rewards for Life criteria to earn rate. Dividends compounded and paid monthly. Additional deposits only permitted on the 30 month expandable term share account and all IRA term shares. IRA maintenance fees apply. Penalty may be imposed for early withdrawal. Minimum balance to open term share is $2,000.  IRA’s not eligible for the 30-month expandable.  IRA maintenance fees apply.

** No longer offered as a new account as of 5/1/2016