The rates in this section are effective as of October 1, 2017.

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Term Share Account Rates

Length of Term Silver Members 
Gold Members 
Sapphire Members 
6-month 0.40% 0.65% 0.90%
12-month 0.65% 0.90% 1.15%
24-month 1.10% 1.35% 1.60%
30-month expandable** 0.90% 1.15% 1.40%
48-month 1.30% 1.55% 1.80%
60-month 1.60% 1.85% 2.10%

*Annual Percentage Yield. Members must meet certain Rewards for Life criteria to earn rate. Dividends compounded and paid monthly. IRA maintenance fees apply. Additional deposits only permitted on expandable term share account and all IRA term shares. Penalty may be imposed for early withdrawal. Minimum balance to open term share is $2,000. IRA maintenance fees apply.

** Additional deposits permitted on the 30-month expandable term share account. IRA’s not eligible for the 30-month expandable.