The rates in this section are effective as of July 16, 2018.

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Term Shares

Length of Term Silver Members 
Gold Members 
Sapphire Members 
6-month 0.55% 0.80% 1.05%
12-month 0.80% 1.05% 1.30%
24-month 1.25% 1.50% 1.75%
30-month expandable 1.05% 1.30% 1.55%
36-month 1.30% 1.55% 1.80%
48-month 1.45% 1.70% 1.95%
60-month 1.75% 2.00% 2.25%



* Annual Percentage Yield. Rates are subject to change without notice. See full product disclosure for qualifications and full details.

Term Share & IRA

Members must meet certain Rewards for Life criteria to earn certain rates. Dividends compounded and paid monthly. Additional deposits only permitted on expandable term share account and all IRA term shares. Penalty may be imposed for early withdrawal. Minimum balance to open term share is $2,000. IRA maintenance fees apply.

30 Month Expandable

Additional deposits are permitted on the 30-month expandable term share account. IRA’s not eligible for the 30-month expandable.