The rates in this section are effective October 15, 2019.

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Term Shares

Length of Term $2,000 - $49,999.99 
APY*
$50,000 - $99,999.99 
APY*
$100,000+ 
APY*
6-month 0.90% 1.15% 1.40%
12-month 1.35% 1.60% 1.85%
24-month 1.75% 2.00% 2.25%
30-month expandable 1.85% 2.10% 2.35%
36-month 1.95% 2.20% 2.45%
48-month 2.10% 2.35% 2.60%
60-month 2.25% 2.50% 2.75%
       


 

Term Share & IRA

Dividends compounded and paid monthly. Additional deposits only permitted on the 30 month expandable term share account and all IRA term shares. IRA maintenance fees apply. Penalty may be imposed for early withdrawal for term shares with terms of: 12 months and less, 1-3 years, and 3+ years. Penalty for terms 12 months or less: 90 days of dividends on amount withdrawn. Penalty for terms of 1-3 years: 180 days of dividends on amount withdrawn. Penalty for terms of 3+ years: 240 days of dividends on amount drawn. Minimum to open and earn dividends $2,000. IRA’s not eligible for the 30 month expandable.

30 Month Expandable

Additional deposits are permitted on the 30-month expandable term share account. IRA’s not eligible for the 30-month expandable.