The rates in this section are effective as of July 1, 2018

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Accelerated Savings Rates

Balance Dividend APY*
$25.00 - $1,000.00 4.88% 4.99%
$1,000.01 or greater 0.10% 0.10%
Non-Qualifying (doesn't meet dividend criteria) 0.00% 0.00%
 

 

Christmas Club Savings Rates

Balance Dividend APY*
$25.00 - $5,000.00 1.24% 1.25%
$5,000.01 or greater 0.10% 0.10%
 

 

Other Savings Rates

Savings Account Minimum balance to earn dividends Dividend APY*
Membership Share Savings $25.00 or greater 0.10% 0.10%
Supplemental Savings $25.00 or greater 0.10% 0.10%
Health Savings Accounts $25.00 or greater 0.10% 0.10%
   

 

Accelerated Savings

Minimum daily balance of $25.00 required to earn dividends. Dividends compounded and paid monthly. Requires at least one monthly deposit (other than dividend). Limit one per social security number.

Christmas Club

Minimum daily balance of $25.00 required to earn dividends. Maximum balance allowed of $5,000.00. Balances automatically pay out in October of each year. Dividends compounded and paid monthly. Penalty may be imposed for early withdrawal. Limit one per social security number.

Health Savings Account

No minimum balance required to open. Minimum daily balance of $25.00 required to earn dividends. Dividends compounded and paid quarterly. Check with your tax advisor on annual contribution limits.

Share & Supplemental Savings

Minimum daily balance of $25 required to earn dividends. Dividends compounded and paid quarterly.