The rates in this section are effective April 1, 2020.
Extreme Checking Tiers
|Balances over $15K||$15,000.01 and up||0.05%||0.05%|
|Non-qualifying||$0 and up||0.00%||0.00%|
|Basic Checking||$0 and up||0.00%||0.00%|
|Earn Five Checking||N/A||0.00%||0.00%|
|uAccount Checking||$0 and up||0.00%||0.00%|
|Health Savings Account||$25.00/greater||0.10%||0.10%|
Annual Percentage Yield (APY) is paid on the portion of the balance up to $15,000 if criteria are met, and 0.05% APY paid on the portion of the balance above $15,000 if criteria are met. No minimum balance required. Available to personal accounts only. No monthly service charge. ATM fee refunds up to $28 per cycle, $4 limit per transaction when criteria are met (does not include international ATM fees). Dividends are compounded and paid monthly. Criteria: (1) Enroll and receive electronic statement; (2) One Direct Deposit, ACH or Bill Pay must post and clear from your account during the qualification cycle; and (3) Ten (10) Debit Card Purchases (excludes ATM transactions) must Post and Clear your account during the qualification cycle. Limit one (1) Extreme Checking accounts per member. Membership is easy, just ask!
Annual Percentage Yield. No minimum balance required to open. Available for individual accounts only. No monthly service charge.
Earn 5 Checking
For Earn 5 checking accounts that satisfy the qualification criteria, the credit union will pay a reward of $0.05 for each debit card transaction in excess of five (5) that are posted during the statement cycle (subject to a $25 maximum reward). Reward payments will be made on the last day of the month. To qualify for rewards, the account must be enrolled in eStatements through online banking, must have at least one automatic debit or credit (such as direct deposit or monthly bill payment), and must make more than five (5) point of sale purchases during the month.
Must be between ages 0 - 23, overdraft protection is not available on this account, debit card can be issued, must be enrolled in e-statements. 18 & under need adult co-owner. Non-dividend bearing account.
Health Savings Account
No minimum balance required to open. Minimum daily balance of $25.00 required to earn dividends. Dividends compounded and paid quarterly. Check with your tax advisor on annual contribution limits.