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Current Term Share Certificates

Length of Term Silver Members 
Gold Members 
Sapphire Members 
6- month 0.40% 0.65% 0.90%
12-month 0.65% 0.90% 1.15%
24-month 0.90% 1.15% 1.40%
30- month expandable* 0.90% 1.15% 1.40%
48-month 1.30% 1.55% 1.80%
60-month 1.60% 1.85% 2.10%

Former Bump-Up Term Share Certificates

Length of Term APY*
24-month bump-up** 1.15%
36-month bump-up** 1.35%
48-month bump-up** 1.55%
60-month bump-up** 1.85%

*Annual Percentage Yield. Members must meet certain Rewards for Life criteria to earn rate. Dividends compounded and paid monthly. Additional deposits only permitted on the 30 month expandable term share account and all IRA term shares. IRA maintenance fees apply. Penalty may be imposed for early withdrawal. Minimum balance to open term share is $2,000.  IRA’s not eligible for the 30-month expandable.  IRA maintenance fees apply.

** No longer offered as a new account as of 5/1/2016