By completing this online form, you are agreeing to the Holiday Loan application terms and conditions set by Blue Federal Credit Union. Available for qualified borrowers who have been members in good standing for at least 90 days, been employed for at least 90 days, have a valid email address to complete application and consent for $30 application fee. You must be current on all Blue loans and have no delinquent accounts for the last 90 days. Must be 18 years of age or older to apply. A $30 fee will be debited from your checking or savings account upon successful completion and approval of this application, or by cash/check. Members receive rates as low at 13.99% Annual Percentage Rate (APR) with direct deposit into a valid Blue account and 16.99% APR without direct deposit. 12-month term. One Holiday Loan per social security number. No prepayment penalty. Offer is available October 1, 2016 through January 15, 2017. Federally Insured by NCUA.