NOVA Perks™ by Blue

Disclaimer: 1) Subject to the terms and conditions detailed in the Guide to Benefits. 2) Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3) Identity and credit monitoring require additional activation for monitoring to begin.

Enrollment in NOVA Perks™ by Blue, Elite account qualifies member for full program benefits. Certain benefit options must be paid from the Elite checking to be covered, see BaZing Guide to Benefits for more details. Account will incur a monthly fee and will be deducted from the account at the beginning of the month. Account will not be taken to a negative balance for fee payment. Courtesy Pay may not be used to pay the monthly fee. Account qualifies member for our best dividend rate on checking balances up to $15,000. Account qualifies member for an interest benefit on regular term shares. Offer cannot be combined with Promotional Term Share rates. Account in good standing is eligible for an Interest Rebate applied to auto, boat, recreational vehicle, and personal loans booked after NOVA Perks™ by Blue launch date. Loan payments must be made from the qualified Elite Blue checking account. Rebate will be deposited into the share during the month following loan payments made on time and with good funds. Rebate value may be reported for tax purposes as required by IRS regulations, see your tax professional for more information. Nonpayment of the monthly account fee will result in transfer to the Basic plan which does not qualify for the full program benefit, see Basic account disclosure for more details. See Truth in Savings Disclosure for rate details. Offer subject to change without notification. Must be 18 yrs. or older. Insured by NCUA.

Enrollment in NOVA Perks™ by Blue, Premium account qualifies member for partial program benefits. Certain benefit options must be paid from the Premium checking to be covered, see BaZing Guide to Benefits for more details. Premium checking account will incur a monthly fee and will be deducted from the account at the beginning of the month. Nonpayment of the monthly fee will result in transfer to the Basic account, see Basic account disclosure for more details. Account will not be taken to a negative balance for fee payment. Courtesy Pay may not be used to pay the monthly fee. Enrollment in NOVA Perks™ by Blue, Premium account qualifies member for a dividend rate on checking balances up to $15,000. See Truth in Savings Disclosure for rate details. Offer subject to change without notification. Must be 18 yrs. or older. Insured by NCUA.

Enrollment in NOVA Perks™ by Blue, Basic account qualifies member for Anywhere Banking Tools. Basic account will incur a monthly fee and will be deducted from the account at the end of the month. Nonpayment of the monthly fee may result in a negative balance of the checking account. Waive the monthly fee by completing at least one transaction per month or maintaining a minimum $100 balance throughout the month. Offer subject to change without notification. Must be 18 yrs. or older. Insured by NCUA.

* Annual Percentage Yield. No minimum balance required to obtain disclosed APY. Locked rate is effective for 6 (six) months following member request. Rate applies to the full balance of the share. Consecutive rate lock periods will be granted if requested prior to the lock expiration at the currently offered rate, if available. If no request is received, the rate will be changed to the current base rate at the end of the lock period. Must have an active Elite Checking to qualify. If Elite Checking is transitioned to any other checking product or is closed, rate will be changed to the current base rate. No limit on deposits or withdrawals. Offer subject to change at any time without advance notice. All other account terms and conditions apply. See your Member Service Agreement for more details. Insured by NCUA.