Eligible Loans for Skip-a-Payment

  • Consumer Auto, RV, ATV, Motorcycle or other secured vehicle loans
  • Personal loans

Skip-a-Pay Exclusions

  • All credit cards are excluded
  • All short term loans (loans that are 12 months or shorter)
  • All 1st and 2nd Mortgages, Finish Lines. FHA Title I, and HELOCs. 
  • All bankruptcy loans except reaffirmed loans
  • Loans that are currently delinquent (even if in the 10-day grace period) are also excluded
  • Smart Loans