Apply online

Taking the next step with a second mortgage

Blue Federal Credit Union knows you've worked hard to build equity in your home. Now is the time to put it to work for you. Use our Fixed-Rate Second Mortgages for several financial projects including:

  • Home improvements
  • Debt consolidation or pay offs
  • Finance your children's education

What is the best option for me?

Second mortgage differ from Home Equity Lines of Credit by securing the balance of your loan upfront in one lump sum. These loans are great for home improvement projects with great low rates. Take the next step in your financial future by visiting any of our convenient locations to speak with one of our financial experts face-to-face, or fill out the form below and we'll be in touch as soon as we can!


Contact us today to get started or make make an appointment today by filling out the form below.

Mortgage and Home Equity Loans

Loan Type APR**
First Mortgage Today's Rates
Fixed Rate 2nd Mortgage Rates as low as 4.99%
Finish Line Mortgage Rates as low as 4.49%
HELOC Rates as low as 5.25%



** Annual Percentage Rate. Rates are dependent on creditworthiness and loan to value. Rates are subject to change without notice. See product disclosure for qualifications and details.

Finish Line Mortgage

Annual Percentage Rate can be achieved based on credit score. Loan amount between $10,000 - $400,000. First payment due within 30 days of disbursement, fixed due date thereafter. Rates subject to change. Max. 80% LTV, non-owner occupied and home purchase originations are not eligible. Closing costs & originations charges based on current pricing plus all other costs (title, flood, filing, appraisal, etc.) No escrow. 180-month term.


A Home Equity Line of Credit (HELOC), is a variable-rate loan subject to change quarterly and they are indexed to the prime rate. A Home Equity Line of Credit is a revolving line of credit secured by the equity in the home. Draw period is 10 years. Repayment period is up to 10 years, minimum monthly payment is 1% of balance or $100, whichever is greater. Low closing costs. Rates subject to change without notice. Standard credit qualifications apply. Loans subject to final credit approval.

Request more information

Our knowledgeable experts will be in touch with you as soon as possible to discuss your home equity options.

{stash:hide-h1}{/stash:hide-h1} {stash:page-hide-subpages}{prod_hide_subpages}{/stash:page-hide-subpages}