Stress less when buying your next home

Your relationship with Blue can help you when it’s time to secure financing for your home. Our Team can offer Blue members access to a variety of mortgages and home loans through our partnership with Centennial Lending.

Home loans for all stages of life

If you’re a first-time home buyer, navigating the home-buying process can be overwhelming. How do you know you’re getting the best interest rate or applying for the right type of loan? Our mortgage specialists are experts, who will ensure the option you choose will fit your current financial situation while also helping you plan for years down the road. Have a question? Give us a call at 1-303-243-5797. 

Mortgage and Home Equity Loans

Loan Type APR**
First Mortgage Today's Rates
Fixed Rate 2nd Mortgage Rates as low as 3.99%
Finish Line Mortgage Rates as low as 3.24%

Variable Rate
based on Wall Street Journal Prime + a margin


** Annual Percentage Rate. Rates are dependent on creditworthiness and loan to value. Rates are subject to change without notice. See product disclosure for qualifications and details.

Finish Line Mortgage

Annual Percentage Rate can be achieved based on credit score. Loan amount between $10,000 - $400,000. First payment due within 30 days of disbursement, fixed due date thereafter. Rates subject to change. Max. 80% LTV, non-owner occupied and home purchase originations are not eligible. Closing costs & originations charges based on current pricing plus all other costs (title, flood, filing, appraisal, etc.) No escrow. 180-month term.


A Home Equity Line of Credit (HELOC), is a revolving line of credit secured by the equity in the home. Draw period is 10 years. Repayment period is up to 10 years, minimum monthly payment is 1% of balance or $100, whichever is greater. 

A HELOC is a variable-rate loan subject to change quarterly and is indexed to the prime rate as published in the Wall Street Journal. Current annual percentage rates (APR) can be viewed here: Check Rates. Your APR will be a variable APR based upon Prime Rate, plus a margin subject to a maximum APR of 18.00%. Your margin will be based on several factors including your credit history, loan to value ratio, property type and lien status. Rates, terms and conditions are subject to change at any time without prior notice. The third-party fees for a HELOC can range from $255 to $2,600. Standard credit qualifications apply. Loans subject to final credit approval. Property insurance on the property that secures the HELOC is required to open the HELOC.

Apply Online!

Blue Federal Credit Union NMLS #579432