Stress less when buying your next home

Your relationship with Blue can help you when it’s time to secure financing for your home. We’ve partnered with Centennial Lending to offer Blue members access to a variety of mortgages and home loans.

Home loans for all stages of life

If you’re a first-time home buyer, navigating the home-buying process can be overwhelming. How do you know you’re getting the best interest rate or applying for the right type of loan? Our mortgage specialists are experts, who will ensure the option you choose will fit your current financial situation while also helping you plan for years down the road.

Mortgage and Home Equity Loans

Loan Type APR**
First Mortgage Today's Rates
Fixed Rate 2nd Mortgage 3.99%
Finish Line Mortgage 3.99%
HELOC 4.50%



** Annual Percentage Rate. Rates are dependent on creditworthiness and loan to value. Rates are subject to change without notice. Consumer loan rates are obtained by member’s Rewards for Life status. See product disclosure for qualifications and details.


A Home Equity Line of Credit (HELOC), is a variable-rate loan subject to change quarterly and they are indexed to the prime rate. A Home Equity Line of Credit is a revolving line of credit secured by the equity in the home. Repayment period is up to 10 years, minimum monthly payment is 1% of balance or $100, whichever is greater. Monthly payments of interest will result in a balloon payment. Low closing costs. Rates subject to change without notice. Standard credit qualifications apply. Loans subject to final credit approval. Federally Insured by NCUA and an Equal Housing Lender. Membership is easy, just ask!

Request more information

Learn more about financing your home loan or mortgage through Blue. Fill out the form below and one of our financial experts will be in touch!