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# Blue Federal Credit Union

## Sitemaps
- [XML Sitemap](https://www.bluefcu.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [Holiday Spending Without the Stress: Make More Room for Joy and Less Room for Financial Worry ](https://www.bluefcu.com/blogs/holiday-spending-without-the-stress/): Holiday Spending Without the Stress: 6 Smart Tips. Reduce holiday stress with practical budgeting, mindful shopping, and gift-giving tips. Explore Blue University's free holiday spending course.
- [International Credit Union Day: Celebrating a History of People Helping People ](https://www.bluefcu.com/blogs/history-of-international-credit-union-day/): The History of International Credit Union Day. Discover the history of International Credit Union Day, how credit unions began, and why their people-first philosophy continues to matter today.
- [25 Business Tax Deductions You Don’t Want to Overlook](https://www.bluefcu.com/blogs/25-business-tax-deductions/): Discover 25 common small business tax deductions, from marketing and office supplies to travel and employee benefits, that may help reduce your taxable income. Learn which business expenses may qualify and why consulting a tax professional is essential.
- [How Financial Wellness Benefits Can Strengthen Your Workplace ](https://www.bluefcu.com/blogs/how-financial-wellness-benefits-can-strengthen-your-workplace/): Discover how employee financial wellness programs can reduce financial stress, support employee well-being, improve workplace engagement, and strengthen your organization's benefits strategy.
- [The CU Difference: How Financial Literacy Builds a Stronger Future](https://www.bluefcu.com/blogs/the-cu-difference-how-financial-literacy-builds-a-stronger-future/): Discover how financial literacy can improve money management, build credit, strengthen savings habits, and support financial confidence with free online courses from Blue University.
- [Loans Designed for Everyday Life](https://www.bluefcu.com/blogs/loans-designed-for-everyday-life/): Discover the credit union difference and explore how credit unions offer personalized service, competitive loan options, lower-fee opportunities, and financial solutions to support your goals.
- [BLUE FEDERAL CREDIT UNION’S MICHELE BOLKOVATZ HONORED AS AWYOMING WOMAN OF INFLUENCE](https://www.bluefcu.com/blogs/blue-federal-credit-unions-michele-bolkovatz-honored-as-awyoming-woman-of-influence/): CHEYENNE, WY (October 2026) — Blue Federal Credit Union is proud to celebrate MicheleBolkovatz, Vice President of Public Relations and Membership Development, who was recognizedduring the 15th Annual Wyoming Women of Influence celebration, honoring women whoseleadership, professional accomplishments, and service are making a meaningful impact acrossWyoming.
- [October 2026 Newsletter](https://www.bluefcu.com/blogs/october-2026-newsletter/): October is a great time to plan for what’s ahead and make a little more possible. This month, explore our Holiday Loan and Term Share offers, learn how to spot job scams, and build your financial knowledge.
- [Your Financial Safety Matters](https://www.bluefcu.com/blogs/your-financial-safety-matters/): Learn how federal credit union insurance, emergency savings, fraud prevention, financial education, and smart planning can help protect your money and strengthen your financial security.
- [Cash Flow Management: Keeping Your Business Ready for What’s Next](https://www.bluefcu.com/blogs/small-business-cash-flow-management/): Learn practical small business cash flow management strategies to improve liquidity, forecast expenses, manage payments, build reserves, and plan ahead.
- [September 2026 Newsletter](https://www.bluefcu.com/blogs/september-2026-newsletter/): This month, explore practical resources to help you manage your money, plan for retirement, and protect yourself from fraud. You’ll also find upcoming community events, the latest news from Blue, and a limited-time opportunity to give your savings a boost.
- [Blue Federal Credit Union Recognized for Focus on Employees and Workplace Culture](https://www.bluefcu.com/blogs/blue-federal-credit-union-recognized-for-focus-on-employees-and-workplace-culture/): Blue Federal Credit Union has once again been recognized by American Banker as one of the Best Credit Unions to Work For in 2026.
- [What Is a Money Market Account—and How Does It Work?](https://www.bluefcu.com/blogs/what-is-a-money-market-account-and-how-does-it-work-2/): What is a money market account? Learn how it works, how it earns interest, how it compares to savings accounts and CDs, and when it may be a good choice for your savings.
- [Is Buying Commercial Property Right for Your Business?](https://www.bluefcu.com/blogs/is-buying-commercial-property-right-for-your-business/): Learn what small business owners should consider before buying commercial property, including financing, cash flow, due diligence, location, taxes, and long-term business needs.
- [You’ve Built Your Savings. Now What?](https://www.bluefcu.com/blogs/youve-built-your-savings-now-what/): Built up your savings and wondering what to do next? Explore term shares, money market accounts, investing, and other ways to make your savings work harder.
- [When Your Savings Reach Six Figures, Your Strategy Should Evolve](https://www.bluefcu.com/blogs/premier-money-market-savings/): You Have $100,000 in Savings. What Should You Do Next? Learn how to balance liquidity, earning potential, investing and financial planning as your savings grow.
- [Banking that fits real life](https://www.bluefcu.com/blogs/banking-that-fits-real-life/): Discover how credit union digital banking, nationwide ATM access, and personalized financial support can make managing your money easier every day.
- [Budgeting and Forecasting: Build a Clearer Financial Plan for Your Business](https://www.bluefcu.com/blogs/budget-forecasting/): This article breaks down budget forecasting and cash flow forecasting, showing how to turn historical data into forward-looking plans and adjust them with variance checks and scenario planning.
- [Why a 9-Month Term Share May Be the Smart Next Step for Your Savings](https://www.bluefcu.com/blogs/why-a-9-month-term-share-may-be-the-smart-next-step-for-your-savings/): Looking for a smart way to grow your savings in Colorado or Wyoming? Discover how a 9-month term share offers a fixed APY, predictable returns, and the flexibility to reach your short-term financial goals.
- [Best of the Best 2026](https://www.bluefcu.com/blogs/best-of-the-best-2026/): Thank you for being part of our story every day, we’re honored to serve our members and the communities we call home. We’ve been nominated for Best of the Best 2026 for Cheyenne and Laramie, and the Reader’s Choice Award for Best of NOCO Credit Unions 2026.
- [August 2026 Newsletter](https://www.bluefcu.com/blogs/august-2026-newsletter/): Stay connected with what's happening at Blue this August! From exciting community events and member opportunities to helpful financial tips and resources, our monthly newsletter keeps you informed and inspired. See what's happening across Colorado and Wyoming and discover ways to make the most of your membership this month.
- [Have $1,000 Saved? Here’s One Way to Put It to Work ](https://www.bluefcu.com/blogs/have-1000-saved-heres-one-way-to-put-it-to-work/): Learn how to make your first $1,000 work for you with Blue Federal Credit Union's Term Share savings plans. Secure your financial future today.
- [Make Payments Easier for Your Business and Your Customers](https://www.bluefcu.com/blogs/make-payments-easier-for-your-business-and-your-customers/): Simplify the way your Colorado or Wyoming business accepts payments with Blue Merchant Services. Discover flexible payment solutions, point-of-sale systems, mobile payments, and eCommerce tools designed to improve the customer experience and support business growth.
- [A Simpler Way to Pay Vendors: Using ACH Through Blue Business Banking ](https://www.bluefcu.com/blogs/a-simpler-way-to-pay-vendors-using-ach-through-blue-business-banking/): Simplify vendor payments with ACH through Blue Business Banking. Learn how businesses in Colorado and Wyoming can securely send ACH transfers, manage approvals, and streamline accounts payable.
- [Your Back-to-School Checklist: Get Ready Without Overspending](https://www.bluefcu.com/blogs/your-back-to-school-checklist-get-ready-without-overspending/): Plan for a successful school year with smart budgeting tips, a practical back-to-school checklist, and strategies to manage Colorado and Wyoming school expenses without unnecessary financial stress
- [Retirement Is More Than a Financial Milestone ](https://www.bluefcu.com/blogs/retirement-is-more-than-a-financial-milestone/): Consider what you want retirement to feel like, who you want to spend it with, and what will make this next chapter meaningful.
- [How to Create Your Personal Retirement Vision ](https://www.bluefcu.com/blogs/how-to-create-your-personal-retirement-vision/): Create a personal retirement vision that aligns your goals, values, and finances. Learn how to plan for a meaningful, confident, and fulfilling retirement.
- [Your Mid-Year Financial Reset: Simple Steps to Finish the Year Strong ](https://www.bluefcu.com/blogs/your-mid-year-financial-reset-simple-steps-to-finish-the-year-strong/): Reset your finances mid-year with practical budgeting, savings, debt, and credit tips to finish the year strong and stay on track toward your financial goals.
- [Drive or Fly? How to Calculate the More Affordable Option](https://www.bluefcu.com/blogs/drive-or-fly-how-to-calculate-the-more-affordable-option/): Compare the true cost of driving versus flying with tips for calculating gas, airfare, hotels, rental cars, and travel time so you can travel smarter and stay on budget.
- [How to Plan a Vacation Without Derailing Your Financial Goals ](https://www.bluefcu.com/blogs/how-to-plan-a-vacation-without-derailing-your-financial-goals/): Planning a vacation? Learn how to build a realistic travel budget, save for your trip, avoid debt, and enjoy your getaway without sacrificing your financial goals.
- [July 2026 Newsletter](https://www.bluefcu.com/blogs/july-2026-newsletter/): Each month, we bring you what’s happening across our communities—along with tools and opportunities designed to support you where you are and where you’re going next. This July we have several exciting events happening.
- [Who Are You Beyond Your Work? ](https://www.bluefcu.com/blogs/who-are-you-beyond-your-work/): Retirement is more than financial planning. Discover how to redefine your identity, find purpose, prioritize well-being, and create a meaningful retirement life.
- [Trump Accounts: What Families Should Know](https://www.bluefcu.com/blogs/trump-accounts-what-families-should-know/): Trump Accounts are a federal savings option created under the Working Families Tax Cuts to help eligible children build long-term financial security.
- [What Is a Business Rewards Credit Card—and How Can It Help Your Business?](https://www.bluefcu.com/blogs/what-is-a-business-rewards-credit-card-and-how-can-it-help-your-business/): What happens when your money stays local? Learn how Blue Federal Credit Union’s member-focused model turns everyday banking into community growth, supporting local families, businesses, and organizations while creating lasting impact for 75 years and counting.
- [Your Money Stays Local—And That Changes Everything](https://www.bluefcu.com/blogs/your-money-stays-local-and-that-changes-everything/): What happens when your money stays local? Learn how Blue Federal Credit Union’s member-focused model turns everyday banking into community growth, supporting local families, businesses, and organizations while creating lasting impact for 75 years and counting
- [Blue Federal Credit Union Welcomes Back Food Truck Tuesdays for Summer 2026](https://www.bluefcu.com/blogs/blue-federal-credit-union-welcomes-back-food-truck-tuesdays-for-summer-2026/): Press Release: CHEYENNE, WY (May 2026) — Blue Federal Credit Union is bringing back a summer favorite with the return of Food Truck Tuesdays, a seasonal event series that invites the community to gather, connect, and enjoy great local food throughout the summer.
- [8 Cybersecurity Best Practices for Your Business](https://www.bluefcu.com/blogs/8-cybersecurity-best-practices-for-your-business/): Protect your business from evolving cyber threats with these eight cybersecurity best practices. Discover practical strategies to strengthen network security, safeguard sensitive data, reduce vulnerabilities, and build a culture of security across your organization.
- [People-First Service Still Matters: Real People, Real Help at Blue](https://www.bluefcu.com/blogs/people-first-service-still-matters-real-people-real-help-at-blue/): Blue is proud to offer real people, real help, and a people-first culture designed to support members in ways that feel personal, practical, and true to who we are.
- [Building Financial Confidence Starts with Education—And That’s Where Credit Unions Shine](https://www.bluefcu.com/blogs/building-financial-confidence-starts-with-education-and-thats-where-credit-unions-shine/): At Blue Federal Credit Union, financial education is not an add-on. It is part of the commitment to helping members move forward with clarity, confidence, and purpose.
- [June 2026 Newsletter](https://www.bluefcu.com/blogs/june-newsletter/): June’s newsletter highlights Blue’s 75th Anniversary and the ways we’re celebrating with our members, along with helpful red flags to watch for when it comes to loan scams.
- [Loan Scams Are on the Rise: How to Protect Yourself](https://www.bluefcu.com/blogs/32268/): Loan scams are increasing across the country, putting consumers at risk of identity theft, financial fraud, and stolen personal information. Learn how to recognize common loan scam warning signs.
- [What Is a Money Market Account—and How Does It Work?](https://www.bluefcu.com/blogs/what-is-a-money-market-account-and-how-does-it-work/): Learn how money market accounts can help you grow your savings with competitive dividend rates and easy access to your funds. Discover the differences between money market accounts, traditional savings accounts, and investment products, and find out whether a money market account is the right choice for your short-term financial goals.
- [7 Small Saving Habits That Can Make a Big Difference Over Time](https://www.bluefcu.com/blogs/7-small-saving-habits-that-can-make-a-big-difference-over-time/): Building savings does not always start with a big financial win. More often, it begins with small choices, steady progress, and new habits that support your bigger financial goals.
- [7 Smart Ways to Use a Business Line of Credit to Grow Your Business](https://www.bluefcu.com/blogs/7-smart-ways-to-use-a-business-line-of-credit-to-grow-your-business/): A business line of credit from Blue is one of the most adaptable financing options available.
- [Unlock What You’ve Built: Smart Ways to Use Your Home Equity](https://www.bluefcu.com/blogs/unlock-what-youve-built-smart-ways-to-use-your-home-equity/): Discover smart ways to use your home equity with Blue. Learn how a HELOC or home equity loan can help fund renovations, consolidate debt, and support your financial goals.
- [Why the Blue Partnership Is a Meaningful Benefit for Employers and Employees](https://www.bluefcu.com/blogs/why-the-blue-partnership-is-a-meaningful-benefit-for-employers-and-employees/): Blue Federal Credit Union created the Blue Partnership to help organizations offer added value to employees through financial support, exclusive perks, and personalized resources. For employers, it is a simple way to strengthen the employee experience. For employees, it is an opportunity to access tools and benefits that can help reduce financial stress and support long-term goals.
- [How the Blue Business Banking App Helps Strengthen Fraud Protection](https://www.bluefcu.com/blogs/how-the-blue-business-banking-app-helps-strengthen-fraud-protection/): Learn how the Blue Business Banking app helps businesses strengthen fraud protection with account monitoring, notifications, multi-factor authentication, and better day-to-day visibility.
- [Blue’s Pathway to Progress: 12 Steps to Embracing Change](https://www.bluefcu.com/blogs/12-steps-to-embracing-change/): Embracing change can lead us to new horizons and exciting possibilities, transforming challenges into triumphs. Explore Blue's 12 Steps to Embracing Change!
- [10 Real-Life Ways a Term Share Certificate Fits Into Your Financial Plan](https://www.bluefcu.com/blogs/10-real-life-ways-a-term-share-certificate-fits-into-your-financial-plan/): Explore Blue’s Term Share Certificate options and take the next step toward reaching your savings goals with clarity and confidence.
- [Make Your Savings Work with Intention: Understanding Term Shares and Term Share Certificates](https://www.bluefcu.com/blogs/make-your-savings-work-with-intention-understanding-term-shares-and-term-share-certificates/): Learn how Term Shares and Term Share Certificates work, including interest rates, APY, and strategies to grow your savings with confidence at a federal credit union.
- [What Should Kids Learn About Money at Every Age?](https://www.bluefcu.com/blogs/what-should-kids-learn-about-money-at-every-age-2/): Teaching kids about money can feel overwhelming at first, but it does not have to be. Financial education often works best when it happens a little at a time, in ways that match a child’s age group, maturity, and everyday experiences.
- [BLUE FEDERAL CREDIT UNION CELEBRATES 75 YEARS OF PEOPLE, PURPOSE, AND COMMUNITY](https://www.bluefcu.com/blogs/blue-federal-credit-union-celebrates-75-years-of-people-purpose-and-community/): Blue Federal Credit Union is celebrating 75 years of service, connection, and community impact with a milestone anniversary that honors the past, celebrates the present, and gives back to the people and places that have been part of its journey.
- [5 Business Financing Options to Help Your Business Grow](https://www.bluefcu.com/blogs/business-financing-options-for-growth/): Explore five smart business financing options including term loans, business lines of credit, and SBA loans. Learn how the right funding solution can support your business growth with guidance from Blue Business Banking.
- [How Credit Union Membership Can Save You Money](https://www.bluefcu.com/blogs/how-credit-union-membership-can-save-you-money/): Discover how credit union membership can save you money with lower fees, better loan rates, higher savings rates, and member-first financial tools.
- [Thankful Thursday](https://www.bluefcu.com/blogs/thankful-thursday-2/): Blue Federal Credit Union and the Blue Foundation announced Thankful Thursday will return on Thursday, May 14, 2026, inviting community members to “party with a purpose” and help fuel local nonprofit work across Colorado and Wyoming.
- [Blue Foundation Announces $18,500 in 2026 Scholarships](https://www.bluefcu.com/blogs/blue-foundation-announces-18500-in-2026-scholarships-2/): Blue Federal Credit Union and Blue Foundation are proud to once again offer a total of $18,500 in higher education scholarships to members of the credit union in 2026.
- [The Basics of RV Financing: Your Next Journey Starts Here](https://www.bluefcu.com/blogs/the-basics-of-rv-financing-your-next-journey-starts-here/): The open road means something different to everyone. A quiet weekend in the mountains. A cross-country road trip. A leap into full time adventure. However you define it, an RV makes it possible.
- [Blue Foundation Announces $18,500 in 2026 Scholarships](https://www.bluefcu.com/blogs/blue-foundation-announces-18500-in-2026-scholarships/): CHEYENNE, WY (February 2026) - Blue Federal Credit Union and Blue Foundation are proud to once again offer a total of $18,500 in higher education scholarships to members of the credit union in 2026. Nine scholarships of $2,000 each, through the Blue Foundation Scholarship in memory of Myrtle Knight, will be awarded to current high school seniors who are current members of Blue Federal Credit Union. The Shirley Howard Blue Foundation Scholarship of $500 will also be awarded to a student attending Laramie County Community College in Wyoming. 
- [5 Ways Blue Business Banking Makes Your Life Easier](https://www.bluefcu.com/blogs/5-ways-blue-business-banking-makes-your-life-easier/): At Blue, we’re all about helping businesses like yours do more, grow faster, and dream bigger. Let’s dive into five ways we make your life easier! 
- [The Value of Belonging to a Member-Owned Credit Union ](https://www.bluefcu.com/blogs/the-value-of-belonging-to-a-member-owned-credit-union/): Belonging to a credit union means more than opening an account—it means becoming part of a financial cooperative built to serve people, not profits.
- [4 Cash Flow Best Practices](https://www.bluefcu.com/blogs/4-cash-flow-best-practices/): Cash flow management is at the core of a healthy business.
- [Blue Federal Credit Union Title Sponsor Wyoming Pickleball Association](https://www.bluefcu.com/blogs/blue-federal-credit-union-title-sponsor-wyoming-pickleball-association/): Blue Federal Credit Union is proud to announce a new two-year Title Sponsorship with the Wyoming Pickleball Association (WPA)
- [The Value of Belonging to a Credit Union](https://www.bluefcu.com/blogs/the-value-of-belonging-to-a-credit-union/): Belonging to a credit union means more than opening an account—it means becoming part of a financial cooperative built to serve people, not profits.
- [Love Your Finances](https://www.bluefcu.com/blogs/love-your-finances/): February is the month of love—so why not show your money a little care, too?
- [Credit Card Rewards: Are They Really Worth the Hype?](https://www.bluefcu.com/blogs/credit-card-rewards-are-they-really-worth-the-hype/): Points. Miles. Cash back. Free travel.
- [Fresh Starts, Big Goals, and the Life You’re Building](https://www.bluefcu.com/blogs/fresh-starts-big-goals-and-the-life-youre-building/): There’s something powerful about new beginnings.
- [Retrieving Your Blue Federal Credit Union IRS eTax Form(s)](https://www.bluefcu.com/blogs/retrieving-your-blue-federal-credit-union-irs-etax-forms/): Your Blue Federal Credit Union IRS eTax form(s) is now available. Follow these instructions to access your tax form(s).
- [Choosing Where Your Money Grows](https://www.bluefcu.com/blogs/choosing-where-your-money-grows/): A simple guide to banks, community banks, and credit unions
- [Prepare Your Business Finances for the New Year ](https://www.bluefcu.com/blogs/prepare-your-business-finances-for-the-new-year/): Now is the perfect time to reflect on last year — what worked, what didn’t, and where your business is headed next. It’s also a good time to check in on your financial health.
- [Celebrating 27 Years at Blue: A Fond Farewell to Kathy Bailey](https://www.bluefcu.com/blogs/celebrating-27-years-at-blue-a-fond-farewell-to-kathy-bailey/): After 27 years of dedication, growth, and meaningful relationships, we are celebrating the retirement of one of Blue Federal Credit Union’s longtime team members and cherished colleagues.
- [Blue Federal Credit Union and the Blue Foundation Welcome Dani Ingleby as the Executive Director of the Boost Center by Blue](https://www.bluefcu.com/blogs/blue-federal-credit-union-and-the-blue-foundation-welcome-dani-ingleby-as-the-executive-director-of-the-booster-center-by-blue/): Blue Federal Credit Union and The Blue Foundation are proud to announce the appointment of Dani Ingleby as the new Executive Director of the Boost Center by Blue, a community-driven initiative focused on expanding local support networks and strengthening pathways to financial stability and opportunity.
- [Smart Money Skills: How to Master Budgeting and Take Control of Your Finances](https://www.bluefcu.com/blogs/smart-money-skills-how-to-master-budgeting-and-take-control-of-your-finances/): Build confidence in your financial future. Learn how to take control of your money, create a budget that works, and achieve your goals with Blue University’s Smart Money Skills: Budgeting course.
- [Your Business Financial Dashboard: The 10 Numbers That Should Guide Your Business in 2026](https://www.bluefcu.com/blogs/10-numbers-that-should-guide-your-business-in-2026/): Running a business means juggling customers, operations, staffing, growth, and—now more than ever—technology, automation, and digital presence.
- [How to Get Your Finances in Shape to Buy a Home](https://www.bluefcu.com/blogs/how-to-get-your-finances-in-shape/): Turn your dream of homeownership into reality with smart financial planning. Learn how to boost your credit score, save for a down payment, and build confidence before you buy.
- [Six Business Banking Blunders](https://www.bluefcu.com/blogs/6-business-banking-blunders/): Avoid the most common business banking mistakes and set your business up for success. Learn how to simplify your finances and grow confidently with Blue Business Banking.
- [The Boost Center: One Year of Empowering Pathways to Possibility ](https://www.bluefcu.com/blogs/the-boost-center-one-year-of-empowering-pathways-to-possibility/): What makes the Boost Center unique is not only what happens inside its walls — it’s how it activates the entire community around one individual.
- [Blue Federal Credit Union Named One of the Best Workplaces for Women](https://www.bluefcu.com/blogs/blue-federal-credit-union-named-one-of-the-best-workplaces-for-women/): Blue Federal Credit Union is proud to announce that it has been recognized as one of the Best Workplaces for Women by Best Companies Group, a distinction that celebrates organizations fostering inclusive, supportive, and empowering environments for women to thrive.
- [International Credit Union Day: Building Connections That Last a Lifetime ](https://www.bluefcu.com/blogs/international-credit-union-day-building-connections-that-last-a-lifetime/): On International Credit Union Day, we’re celebrating the power of connection and community. At Blue Federal Credit Union, we believe true fulfillment happens when your life, finances, and community thrive together. For nearly 75 years, we’ve been more than a financial institution—we’ve been your partner in possibility.
- [Cybersecurity Month: The Vital Connection Between Cybersecurity and Finance](https://www.bluefcu.com/blogs/the-connection-between-cybersecurity-and-finance/): Cybersecurity might sound like tech jargon, but it’s vital for our financial lives. Learn more about the vital connection between cybersecurity and finance.
- [Top 10 Things to Consider When Shopping for a Hybrid or Electric Vehicle ](https://www.bluefcu.com/blogs/10-things-to-consider-before-buying-a-hybrid-or-ev/): Choosing your next vehicle is a big decision—and if you’re looking at a plug-in hybrid or electric vehicle (H/EV), there is a lot to consider. Learn more today!
- [Blue Federal Credit Union Named One of the Best Credit Unions to Work For in 2025 and Certified as a Great Place to Work® ](https://www.bluefcu.com/blogs/blue-federal-credit-union-named-one-of-the-best-credit-unions-to-work-for-in-2025-and-certified-as-a-great-place-to-work/): Blue officially earned Great Place to Work® certification for the fourth year in a row.
- [3 Types of Credit That Can Help You Grow Your Business ](https://www.bluefcu.com/blogs/3-types-of-credit-that-can-help-you-grow-your-business/): From separating your personal credit from your business finances to managing everyday expenses, credit can help you build confidence, strengthen your credit score, and unlock bigger opportunities.
- [Protect Your Financial Health From Medicare Scams](https://www.bluefcu.com/blogs/protect-your-financial-health-from-medicare-scams/): Criminals are targeting seniors to get access to their personal information and steal their Medicare benefits. Don’t be a victim! Learn how to protect yourself.
- [Practical Steps to Get Out of Debt ](https://www.bluefcu.com/blogs/practical-steps-to-get-out-of-debt/): Whether it’s job loss, medical expense, or an unexpected event, people go into debt for many reasons. Explore practical guidance to help you get out of debt.
- [Don’t Let ‘Accounts Deceivable’ Steal Your Momentum ](https://www.bluefcu.com/blogs/accounts-deceivable-stealing-your-momentum/): The risk of accounts receivable fraud, or “accounts deceivable,” can quietly derail progress. We’re here to help you stay one step ahead. Learn more today!
- [4 Dangers of Buy Now, Pay Later (BNPL) ](https://www.bluefcu.com/blogs/4-dangers-of-buy-now-pay-later/): Think before you spend! Discover 4 ways that buy now, pay later options might be a bad deal.
- [Protect Your Computer From Tech Support Scams ](https://www.bluefcu.com/blogs/protect-your-computer-from-tech-support-scams/): Is that pop-up warning a genuine alert or a scammer’s trap? Learn how to spot the warning signs, protect your computer, and safeguard your finances!
- [Is Your Identity Safe? Learn How to Defend Yourself](https://www.bluefcu.com/blogs/is-your-identity-safe/): Is your identity safe? Learn how to protect yourself from identity theft, spot warning signs, and take proactive measures to safeguard your information.
- [How Can a Personal Loan Work for You? ](https://www.bluefcu.com/blogs/how-can-a-personal-loan-work-for-you/): Whether you are consolidating debt, improving your home, or handling unexpected expenses, a personal loan can help. Discover the flexibility of personal loans!
- [Let’s Talk Cash Flow: How Blue’s Business Visa® Can Help You Breathe Easier ](https://www.bluefcu.com/blogs/lets-talk-cash-flow/): Whether you're a startup, a freelancer, or a seasoned entrepreneur, managing cash flow can feel like walking a tightrope. Learn how Blue can help!
- [How to Manage Student Loans and Protect Your Credit ](https://www.bluefcu.com/blogs/manage-student-loans-and-protect-your-credit/): If you have student loans, understanding their connection with your credit score can help you protect your credit and gain financial peace of mind. Learn more!
- [Don’t Get Fooled: Learn How to Spot Missed Delivery Scams](https://www.bluefcu.com/blogs/spot-missed-delivery-scams/): Don’t fall for fake delivery notifications! Learn how to spot missed delivery scams and protect your personal information.
- [3 Practical Tips to Safeguard Your Identity](https://www.bluefcu.com/blogs/3-practical-tips-to-safeguard-your-identity/): Safeguarding your data is the best defense against identity theft. Learn about the risks of identity theft and practical steps to protect yourself.
- [Is a Personal Loan for Debt Consolidation Right for You? ](https://www.bluefcu.com/blogs/personal-loan-for-debt-consolidation-right/): Discover the power of personal loans for debt consolidation. Compare your options to make an informed decisions and regain control of your finances.
- [How to Report Mistakes on Your Credit Report ](https://www.bluefcu.com/blogs/how-to-report-mistakes-on-your-credit-report/): Disputing errors on your credit report is key to maintaining a healthy credit score. Learn how to spot and report mistakes effectively!
- [How to Avoid Getting Scammed Again After a Data Breach ](https://www.bluefcu.com/blogs/how-to-avoid-getting-scammed-again-after-a-data-breach/): When a company’s security is compromised, your data can be exposed. Learn how to spot data breach remedy scams and protect yourself after a data breach!
- [How to Shield Your Business From AI-Generated Fraud ](https://www.bluefcu.com/blogs/how-to-shield-your-business-from-ai-fraud/): Discover how AI-driven fraud poses risks to businesses, and learn strategies to protect your financial assets and data.
- [The 7 Financial Hacks Every Young Adult Needs to Know](https://www.bluefcu.com/blogs/7-financial-hacks-young-adults-needs-to-know/): One of the smartest things young adults can do is build good credit and save for the future. Discover our 7 Financial Hacks Every Young Adult Needs to Know!
- [Blue Donates Over $150,000 to Children’s Hospital Colorado Through Skip-a-Pay](https://www.bluefcu.com/blogs/blue-donates-to-childrens-hospital/): Blue is proud to announce that in the past five years, we have donated over $150,000 to Children’s Hospital Colorado through the Skip-a-Pay program. Learn more.
- [Explore the Impact of Botnets on Financial Literacy with Blue ](https://www.bluefcu.com/blogs/explore-the-impact-of-botnets/): A Botnet, a new global threat, gives remote access and control to hackers, allowing them to conduct various nefarious activities on your computer. Learn more.

## Pages
- [Loan Process Survey](https://www.bluefcu.com/loan-process-survey/): Loan Process Survey
- [NOVA Perks™ Survey](https://www.bluefcu.com/nova-perks-survey/): As a NOVA PerksTM member, you have access to benefits designed to bring more value to your everyday life. We want to make sure those benefits are valuable, useful, and relevant to you.
- [Holiday Loan](https://www.bluefcu.com/loans/personalloans/holidayloan/): A no-credit-check personal loan for holiday expenses
- [Pass Along a Little Blue](https://www.bluefcu.com/littleblue/): A little Blue could go a long way. Big plans. Everyday needs. Something for yourself. Something for someone you love. Let us know.
- [A Culture of Diginity & Respect](https://www.bluefcu.com/a-culture-of-diginity-respect/): Our purpose is to foster community and help Blue cultivate a culture of equity and inclusion.
- [Disclosures](https://www.bluefcu.com/bluemember-disclosures/): Member Disclosures
- [Term Share Certificates](https://www.bluefcu.com/term-share-certificates/): Grow your savings securely with competitive Term Share Certificates from Blue Federal Credit Union. Whether you’re saving for future goals, retirement, or building long-term financial stability, Blue offers flexible certificate terms, strong dividend rates, and local service for members in Colorado, Wyoming, and beyond. Explore CD and term share options designed to help your money work harder with a trusted credit union partner.
- [HELOC CALCULATOR](https://www.bluefcu.com/heloc-calculator/): See how much you may be able to borrow with our home equity calculator 5
.
- [Vote Blue for Best of the Best 2026!](https://www.bluefcu.com/vote-best-of-the-best-2026/): Thank you for being part of our story every day, we’re honored to serve our members and the communities we call home. We've been nominated for Best of the Best 2026 for Cheyenne and Laramie, and the Reader's Choice Award for Best of NOCO Credit Unions 2026.
- [Money Market Accounts](https://www.bluefcu.com/money-market-accounts/): Earn more on your savings with a Blue Federal Credit Union Money Market Account.
- [Colorado Wildfire Member Assistance](https://www.bluefcu.com/colorado-wildfire-member-assistance/): From emergency loans and payment relief to replacement debit cards and account assistance, Blue is committed to helping members impacted by the Colorado wildfires.
- [Laramie Branch – Get Outside with Blue 2026 Giveaway ](https://www.bluefcu.com/laramie-branch-get-outside-with-blue-2026-giveaway/):  NO PURCHASE REQUIRED TO ENTER OR WIN. Open to legal U.S. residents who are 18 years of age or older at time of entry. Void where prohibited by law.  ELIGIBILITY: Blue Federal Credit Union Laramie Branch - Get Outside with Blue 2026 Giveaway Giveaway (the "Sweepstakes") is open to individuals who are legal residents of the United States of America, eighteen (18) years or older at the time of entry. Employees of Blue Federal Credit Union, as well as the immediate family (spouse, parents, siblings, and children) and household members of such employees are not eligible. The Sweepstakes is subject to all federal, state, and local laws and regulations and is void where prohibited by law.  SPONSOR: The Sweepstakes is sponsored by Blue Federal Credit Union, 2401 E. Pershing Blvd., Cheyenne, WY 82001.  AGREEMENT TO OFFICIAL RULES: Participation in the Sweepstakes constitutes entrant's full and unconditional agreement to and acceptance of these Official Rules and the decisions of Blue Federal Credit Union, which are final and binding. Winning a prize is contingent upon fulfilling all requirements set forth herein in a timely manner.  ENTRY PERIOD: The Sweepstakes begins June 26, 2026 at 8:00:00 a.m. Mountain Time (“MT”) and ends July 30, 2026 at 5:00:00 p.m. MT (the "Entry Period"). Entries received prior to or after the Entry Period will be disqualified.  ENTRY METHODS: Entrants waive the ability to bring claims in a class action format.  Void where prohibited.  Eligible entries begin at June 26, 2026 at 8:00:00 a.m. MT, and end at July 30, 2026 at 5:00:00 p.m. MT.  There are two methods of entry: TO ENTER – You will automatically receive one (1) entry by new member checking account with direct deposit and at least 1 debit card transaction before July 30, 2026.. Blue Federal Credit Union reserves the right to deny any entrant on the content of their entry in our data collection method. Only complete entries will be accepted or entered the Sweepstakes. Only one (1) entry per person will be accepted. Such entries will not be acknowledged and may be disqualified from the Sweepstakes.   ALTERNATE ENTRY METHOD - To receive one (1) entry into the drawing, a form may be submitted at bluefcu.com/enter-to-win.  Alternate entries must be received no later than July 30, 2026 at 5:00:00 p.m. MT, to be eligible. Only completed entries will be accepted or entered into the Sweepstakes. Limit one (1) entry per person throughout the Entry Period. Multiple submitted entries from the same individual to enter is prohibited, and may be disqualified from the Sweepstakes. No computer generated facsimiles, mechanically reproduced, or mass entries permitted. All entries become property of Blue FCU and will not be returned. Blue FCU is not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission, 3rd party transaction classification, transaction processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; errors in these Official Rules, in any Blue FCU debit card promotion-related advertisements or other materials; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this promotion, human error, or otherwise. Blue FCU reserves the right, in its sole discretion, to void any and all entries of an entrant who Blue believes has attempted to tamper with or impair the administration, security, fairness or proper play of this promotion. emailed entries will be randomly placed into prize drawings unless otherwise specified by entrant.   Participants may enter only by using the entry methods described in these rules. There is no cost to enter.   WINNER SELECTION: One unique winner will be selected. The winner will be selected from all eligible entries. The drawing will be conducted by Blue FCU Administration on August 6, 2026. Decisions will be final and binding in all matters relating to this promotion. The potential prize winner will be notified by Blue FCU Administration by e-mail or telephone (method selected in Blue FCU’s sole discretion). Odds of winning will depend on the total number of eligible entries received.  PRIZE: One (1) prize to be awarded per winner.  Blue Federal Credit Union reserves the right to substitute prizes of equal or greater value.  Prize: Blue FCU Camping Kit. The approximate retail value of the prize is $$200.00. Including the following items: 3-person tent, Blue FCU cooler/chair combination, Blue FCU BruMate (x2), Blue FCU sunglasses, Blue FCU collapsible dog bowl, Blue FCU wallet tool, and s’mores package.  The prize winners will be solely responsible for all federal, state and/or local taxes, and for any other fees or costs associated with the prize) they receive, regardless of whether they, in whole or in part, are used. The value of any prize awarded to a winner may be reported for tax purposes as required by law. The winners may be required to provide Blue FCU with a valid social security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issued in the name of winner(s) for the actual value of the prizes received. Blue FCU is not responsible for and will not replace any lost, mutilated, or stolen prize(s) or any prize that is undeliverable.        PUBLICITY: Except where prohibited, participation in the Sweepstakes constitutes a winner's consent to Blue Federal Credit Union's use of winner's name, likeness, voice, opinion, biographical information and state of residence, for promotional purposes in any media without further payment or consideration.  GENERAL CONDITIONS: In the event that any fraud, virus, technical error, bug, unauthorized human intervention, mistake or other problem impairs the administration, fairness, integrity, or security of the Sweepstakes, Blue Federal Credit Union may, in its sole discretion, suspend the Sweepstakes to address the impairment and either: (a) take reasonable action to resume the Sweepstakes in a manner that most closely adheres to the spirit of these Official Rules; or (b) cancel the Sweepstakes and award any remaining prizes from among the eligible entries received up to the time of the impairment. Blue Federal Credit Union reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Any attempt by any person to undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Blue Federal Credit Union reserves the right to seek damages from any such person to the fullest extent permitted by law. Blue Federal Credit Union's failure to enforce any provision of these Official Rules shall not constitute a waiver of that provision. In the event of a dispute as to any online entry, the authorized account holder of the e-mail address used to enter will be deemed to be the entrant. The "authorized account holder" is the natural person assigned an e-mail address by an Internet access provider, online service provider or other organization responsible for assigning e-mail addresses for the domain associated with the submitted address.  NO WARRANTIES: Blue Federal Credit Union offers no warranties, and hereby disclaims any and all warranties, express or implied, concerning any prize furnished in connection with the Sweepstakes. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, SUCH PRIZES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND THE PROMOTION ENTITIES HEREBY DISCLAIM ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT.  DATA COLLECTION: By participating in the Sweepstakes, you agree to Sponsor's collection and usage of your personal information and acknowledge that you have read and accepted Sponsor's privacy policy, located at https://www.bluefcu.com/wp-content/uploads/2023/10/MSA-Privacy-Notice-BlueFCU-2.11.22.pdf. Participants agree to Blue Federal Credit Union data collection as reasonably necessary for purposes of conducting random winner selection from pool of overall entries and contacting the winner(s). Data collected for Sweepstakes entry may include contact information such as: Name, E-mail Address, and Phone Number. Further contact information may be requested from winners for prize fulfillment, such as Mailing Address, City, State, and Zip Code.  
- [2026 Cheyenne Frontier Days Rodeo and Concert Tickets Giveaway](https://www.bluefcu.com/2026-cheyenne-frontier-days-rodeo-and-concert-tickets-giveaway-2/): NO PURCHASE REQUIRED TO ENTER OR WIN. Open to legal U.S. residents who are 18 years of age or older at time of entry. Void where prohibited by law.1. ELIGIBILITY: Blue Federal Credit Union 2026 Cheyenne Frontier Days Rodeo and Concert Tickets Giveaway (the “Sweepstakes”) is open to individuals who are legal residents of the United States of America, eighteen (18) years or older at the time of entry. Employees and the governing Board of Directors of Blue Federal Credit Union are not eligible to enter. Immediate family (spouse, parents, siblings, and children) and household members of such employees are eligible to enter. The Sweepstakes is subject to all federal, state, and local laws and regulations and is void where prohibited by law.2. SPONSOR: The Sweepstakes is sponsored by Blue Federal Credit Union, 2401 E. Pershing Blvd., Cheyenne, WY 82001. This Sweepstakes is not endorsed, sponsored, or administered by the City of Cheyenne, WY.3. AGREEMENT TO OFFICIAL RULES: Participation in the Sweepstakes constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules and the decisions of Blue Federal Credit Union, which are final and binding. Winning a prize is contingent upon fulfilling all requirements set forth herein in a timely manner.4. ENTRY PERIOD: The Sweepstakes begins July 18, 2026 at 10:00:00 am. Mountain Time (“MT”) and ends August 3, 2026 at 11:59:00 p.m. MT (the “Entry Period”). Entries received prior to or after the Entry Period will be disqualified.5. ENTRY METHODS: Entrants waive the ability to bring claims in a class action format.  Void where prohibited.  Eligible entries begin at July 18, 2026 at 10:00:00 a.m. MT, and end at August 3, 2026 at 11:59:00 p.m.There are two methods of entry:Participants may enter only by using the entry methods described in these rules. There is no cost to enter. 6. WINNER SELECTION: One unique winner will be selected. The winners will be selected from all eligible entries. Each selected winner will receive one (1) prize based on the order of drawn winners. Drawings will be conducted by Blue FCU Administration on the week of August 4, 2026, Decisions will be final and binding in all matters relating to this promotion. The potential prize winners will be notified by Blue FCU Administration by e-mail or telephone (method selected in Blue FCU’s sole discretion). Odds of winning will depend on the total number of eligible entries received.7. PRIZE: One (1) prize to be awarded per winner.  Blue Federal Credit Union reserves the right to substitute prizes of equal or greater value.8. PUBLICITY: Except where prohibited, participation in the Sweepstakes constitutes a winner’s consent to Blue Federal Credit Union’s use of winner’s name, likeness, voice, opinion, biographical information and state of residence, for promotional purposes in any media without further payment or consideration.9. GENERAL CONDITIONS: In the event that any fraud, virus, technical error, bug, unauthorized human intervention, mistake or other problem impairs the administration, fairness, integrity, or security of the Sweepstakes, Blue Federal Credit Union may, in its sole discretion, suspend the Sweepstakes to address the impairment and either: (a) take reasonable action to resume the Sweepstakes in a manner that most closely adheres to the spirit of these Official Rules; or (b) cancel the Sweepstakes and award any remaining prizes from among the eligible entries received up to the time of the impairment. Blue Federal Credit Union reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Any attempt by any person to undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Blue Federal Credit Union reserves the right to seek damages from any such person to the fullest extent permitted by law. Blue Federal Credit Union’s failure to enforce any provision of these Official Rules shall not constitute a waiver of that provision. In the event of a dispute as to any online entry, the authorized account holder of the e-mail address used to enter will be deemed to be the entrant. The “authorized account holder” is the natural person assigned an e-mail address by an Internet access provider, online service provider or other organization responsible for assigning e-mail addresses for the domain associated with the submitted address.10. NO WARRANTIES: Blue Federal Credit Union offers no warranties, and hereby disclaims any and all warranties, express or implied, concerning any prize furnished in connection with the Sweepstakes. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, SUCH PRIZES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND THE PROMOTION ENTITIES HEREBY DISCLAIM ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT.11. DATA COLLECTION: By participating in the Sweepstakes, you agree to Sponsor’s collection and usage of your personal information and acknowledge that you have read and accepted Sponsor’s privacy policy, located at https://www.bluefcu.com/wp-content/uploads/2023/10/MSA-Privacy-Notice-BlueFCU-2.11.22.pdf. Participants agree to Blue Federal Credit Union data collection as reasonably necessary for purposes of conducting random winner selection from pool of overall entries and contacting the winner(s). Data collected for Sweepstakes entry may include contact information such as: Name, E-mail Addree winners will be notified by Blue FCU Administration by e-mail or telephone (method selected in Blue FCU’s sole discretion). Odds of winning will depend on the total number of eligible entries received. 7. PRIZE: One (1) prize to be awarded per winner.  Blue Federal Credit Union reserves the right to substitute prizes of equal or greater value. 8. PUBLICITY: Except where prohibited, participation in the Sweepstakes constitutes a winner’s consent to Blue Federal Credit Union’s use of winner’s name, likeness, voice, opinion, biographical information and state of residence, for promotional purposes in any media without further payment or consideration. 9. GENERAL CONDITIONS: In the event that any fraud, virus, technical error, bug, unauthorized human intervention, mistake or other problem impairs the administration, fairness, integrity, or security of the Sweepstakes, Blue Federal Credit Union may, in its sole discretion, suspend the Sweepstakes to address the impairment and either: (a) take reasonable action to resume the Sweepstakes in a manner that most closely adheres to the spirit of these Official Rules; or (b) cancel the Sweepstakes and award any remaining prizes from among the eligible entries received up to the time of the impairment. Blue Federal Credit Union reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Any attempt by any person to undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Blue Federal Credit Union reserves the right to seek damages from any such person to the fullest extent permitted by law. Blue Federal Credit Union’s failure to enforce any provision of these Official Rules shall not constitute a waiver of that provision. In the event of a dispute as to any online entry, the authorized account holder of the e-mail address used to enter will be deemed to be the entrant. The “authorized account holder” is the natural person assigned an e-mail address by an Internet access provider, online service provider or other organization responsible for assigning e-mail addresses for the domain associated with the submitted address. 10. NO WARRANTIES: Blue Federal Credit Union offers no warranties, and hereby disclaims any and all warranties, express or implied, concerning any prize furnished in connection with the Sweepstakes. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, SUCH PRIZES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND THE PROMOTION ENTITIES HEREBY DISCLAIM ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT. 11. DATA COLLECTION: By participating in the Sweepstakes, you agree to Sponsor’s collection and usage of your personal information and acknowledge that you have read and accepted Sponsor’s privacy policy, located at https://www.bluefcu.com/wp-content/uploads/2023/10/MSA-Privacy-Notice-BlueFCU-2.11.22.pdf. Participants agree to Blue Federal Credit Union data collection as reasonably necessary for purposes of conducting random winner selection from pool of overall entries and contacting the winner(s). Data collected for Sweepstakes entry may include contact information such as: Name, E-mail Address, and Phone Number. Further contact information may be requested from winners for prize fulfillment, such as Mailing Address, City, State, and Zip Code.
- [Business Team](https://www.bluefcu.com/business-banking/business-team/): The business world is all about building relationships, and so are we. When you build a relationship with Blue—where our members are also owners—you’ll always have people who want to see you and your business succeed.
- [Page Not Found](https://www.bluefcu.com/404-page/): We can’t seem to find the page you’re looking for—but we’re here to help you get back on track.
- [Basic Checking](https://www.bluefcu.com/bank/checking/basic-checking/): Our Basic Checking account gives you everything you need for confident everyday banking — with digital tools, nationwide access, and the flexibility to bank your way.
- [Financial Advising](https://www.bluefcu.com/financial-advising/): Blue partners with LPL Financial to connect you with financial guidance tailored to your goals.
- [Supervisory Committee](https://www.bluefcu.com/supervisory-committee/): Meet the leaders, board members, and committee that guide our organization.
- [Community Partnerships](https://www.bluefcu.com/about-blue/community-partnerships/): At Blue, we invest in our communities of Wyoming and Colorado. Our Strategic Partneships play a key role in this support.
- [New and Used Car Loans](https://www.bluefcu.com/loans/vehicle-loans/new-and-used-car-loans/): Whether you're buying your next car, refinancing your current loan, or upgrading your daily drive, Blue is here to help make the process easier.With competitive rates, flexible terms, and local support you can count on, our auto loans are designed to help you move forward with confidence.
- [Motorcycle Loans](https://www.bluefcu.com/loans/vehicle-loans/motorcycle-loans/): Ready to ride? Blue offers motorcycle loans with flexible terms, competitive rates, and local support to help you hit the road with confidence.
- [Mortgage](https://www.bluefcu.com/loans/mortgage-home-loans/mortgage/): Mortgage and Refinance Loans
- [Fixed Second Mortgages](https://www.bluefcu.com/loans/mortgage-home-loans/fixed-second-and-finish-line-mortgages/): Mortgage and Refinance Loans
- [Direct Deposit](https://www.bluefcu.com/add-money/direct-deposit/): Set up direct deposit with Blue Federal Credit Union. Download a direct deposit form, find your routing number, and get paid directly into your Blue account securely and conveniently.
- [Blue University](https://www.bluefcu.com/resources/blue-university/): Financial Education
- [Youth Account](https://www.bluefcu.com/bank/checking/youth-account/): A smarter start for tomorrow’s money managers—simple, secure banking designed for young members. Blue's Youth Checking Account is a launchpad for financial confidence.
- [Business Term Shares](https://www.bluefcu.com/business-banking/business-term-shares/): Grow your business reserves with the dependable earning power of Term Shares designed to deliver fixed returns, strengthen your financial foundation, and support your long-term business goals.
- [Business Savings](https://www.bluefcu.com/business-banking/business-savings/): Build your business reserves with a savings solution designed to support steady growth, financial flexibility, and what’s next for your business.
- [Business Plus Checking](https://www.bluefcu.com/business-banking/business-plus-checking/): Take your business checking a step further with an account that gives you the everyday essentials plus the opportunity to earn dividends on your balance. If your business handles frequent transactions and keeps a minimum daily balance of $1,500 or more, Business Plus Checking can help your money do more while keeping banking simple.
- [Business Basic Checking](https://www.bluefcu.com/business-banking/basic-business-checking/): Simple. Reliable. Ready for business. Free Business Checking Account
- [Credit Cards](https://www.bluefcu.com/credit-cards/): Blue offers exclusive Visa® credit cards that come with no annual fees, no over-the-limit fees, and have highly competitive rates. Learn more today!
- [Pathways Credit Card](https://www.bluefcu.com/credit-cards/pathways/): With a low rate, high value, and no annual fees, anything is possible. Learn more about our Pathways Credit Card and sign up online today!
- [Additional Savings Accounts](https://www.bluefcu.com/bank/savings/additional-savings-accounts/): Savings solutions designed for every stage of life, every goal, and every way you save.
- [Blue’s Upcoming Events:](https://www.bluefcu.com/about-blue/events/): View all of Blue Federal Credit Union's Upcoming Events.
- [Privacy & Online Terms](https://www.bluefcu.com/cookie-policy-eu/): Your privacy matters to us. Learn how Blue protects your personal information online and across all digital services.
- [Branch Locations & ATMs](https://www.bluefcu.com/locations/): Find a Blue branch near you in Colorado or Wyoming with convenient access to personal banking, business banking, ATMs, drive-thru services, and financial experts ready to help. Blue Federal Credit Union Locations makes it easy to search branches by city, state, or map so you can bank closer to home with a trusted local credit union.
- [Term Share Savings Calculator](https://www.bluefcu.com/resources/financial-education/calculators/term-share-savings-calculator/): How long will it take for you to pay off your credit card? How much will you pay in interest? Use our Credit Card Payoff Calculator to learn more!
- [The Blue Partnership for Employers](https://www.bluefcu.com/exclusive-benefits-for-blue-partner-employers/): Together we help your team thrive financially and beyond
- [Southern Wyoming Community Page](https://www.bluefcu.com/about-blue/blue-in-the-community/southern-wyoming-community-page/): Invested in Wyoming Communities Because That’s What Being Blue Federal Credit Union Is All About
- [Northern Colorado Community Page](https://www.bluefcu.com/about-blue/blue-in-the-community/northern-colorado-community-page/): Invested in Our Communities—Because That’s What Being Blue Is All About
- [New Page](https://www.bluefcu.com/new-page/)
- [Central Colorado Community Page](https://www.bluefcu.com/about-blue/blue-in-the-community/central-colorado-community-page/): Invested in Our Communities—Because That’s What Being Blue Is All About
- [Southern Colorado Community](https://www.bluefcu.com/about-blue/blue-in-the-community/southern-colorado-community-page/): Invested in Our Communities—Because That’s What Being Blue Is All About
- [75th Anniversary of Blue Federal Credit Union](https://www.bluefcu.com/75th-anniversary/): Since 1951, Blue has grown alongside the communities we serve — empowering members, supporting local causes, and helping people achieve what matters most. Explore the impact we’ve made together over the last 75 years.
- [Boost Center](https://www.bluefcu.com/about-blue/boost-center/): The Boost Center represents a commitment to uplifting and supporting the pillars of our community. By partnering with established non-profits, we focus on improving housing stability, enhancing educational development, and expanding economic opportunities. This initiative is dedicated to guiding individuals on their journey to financial independence.
- [Blue Federal Credit Union Homepage](https://www.bluefcu.com/): Bank with Blue Federal Credit Union for trusted personal banking, business banking, home loans, auto loans, and financial services serving communities across Wyoming and Colorado. Discover local banking built for your financial journey.
- [Vehicle Insurance & CPI](https://www.bluefcu.com/loans/vehicle-loans/cpi-insurance/): Get help with vehicle insurance, CPI, accidents, and total loss for your Blue Federal Credit Union auto loan, including next steps, coverage requirements, and contact information.
- [Prime Time](https://www.bluefcu.com/prime-time/): Why become a Blue member? It's all about the amazing benefits. We offer all the services of a traditional bank, but also much more. Learn more today!
- [Financial Education Seminars](https://www.bluefcu.com/select-employer-group/financial-education-seminars/): Blue Partnership members have access to our free Financial Education Seminars. Tailored to your needs, we offer over 85 different courses. Learn more today.,
- [Blue in the Community](https://www.bluefcu.com/about-blue/blue-in-the-community/): Why become a Blue member? It's all about the amazing benefits. We offer all the services of a traditional bank, but also much more. Learn more today!
- [About Blue](https://www.bluefcu.com/about-blue/): What is Blue Federal Credit Union? What makes Blue different from other financial institutions? Learn more about Blue, and why you should become a member!
- [Join Membership at Blue](https://www.bluefcu.com/join/): Join Blue Federal Credit Union and experience personalized banking built around your goals. Blue membership gives you access to competitive rates, interest earning checking with rewards and high interest savings accounts, flexible lending options, digital banking tools, and local support from a member-owned credit union serving Colorado, Wyoming, and beyond. Become part of a financial community that champions your success with trusted guidance, community impact initiatives, and lifelong financial support designed to help you thrive at every stage of life.
- [Get Support](https://www.bluefcu.com/support/): Blue's support page includes contact information, account management, calculators, commonly visited pages and a contact us form
- [Hybrid and Electric Vehicle (EV) Loans](https://www.bluefcu.com/loans/vehicle-loans/hybrid-and-ev-loans/): Our Hybrid and Electric Vehicle Car Loans make it easier to get behind the wheel of a car with better fuel economy.
- [Digital Wallet](https://www.bluefcu.com/resources/digital-wallet/): Life doesn't slow down--and now, neither does your money.
- [This Wild Life](https://www.bluefcu.com/about-blue/thiswildlife/): “Tell me, what is it you plan to do with your one wild and precious life?” our This Wild Life campaign celebrates the spirit of exploration, community, and possibility that defines Blue and the members we serve.
- [Is a Hybrid, EV, or Gas Vehicle Best for You?](https://www.bluefcu.com/resources/financial-education/calculators/hybrid-ev-or-gas/): Is a Hybrid, EV, or Gas Vehicle Best for Me? Find out and learn more using our online quiz!
- [Blue Partnership for Employees](https://www.bluefcu.com/exclusive-benefits/): Exclusive Benefits for Blue Partner Members. Your organization is part of the Blue Partnership, so these offers are for you!
- [Blue Credit Card App Tutorials](https://www.bluefcu.com/credit-cards/blue-cc-tutorials/): Our Blue Credit Card App (Blue CC) is designed to empower you to manage your Blue credit cards with confidence and ease.
- [Cash Back Credit Card](https://www.bluefcu.com/credit-cards/cash-back/): Turn everyday purchases into rewards with the Cash Back Credit Card from Blue Federal Credit Union. Earn cash back on every dollar you spend while enjoying competitive rates, convenient online account access, and the buying power you need for shopping, travel, dining, and more. Apply online today and discover a smarter way to pay with a cash back credit card designed to help you maximize every purchase.
- [Business Rewards Credit Card](https://www.bluefcu.com/credit-cards/business-rewards/): The credit card to boost your business and ignite your dreams!Starting
- [Everyday Rewards Credit Card](https://www.bluefcu.com/credit-cards/everyday-rewards/): Earn rewards on everyday purchases with the Blue Federal Credit Union Everyday Rewards Card. Enjoy competitive rates, convenient digital banking tools, fraud protection, and reward opportunities on the purchases you make most. Whether you're shopping, dining, fueling up, or paying bills, Blue helps members maximize value with a credit card designed for everyday spending and financial flexibility.
- [Business Banking Contact Form](https://www.bluefcu.com/business-banking/contact-form/): Business Banking Contact Form InstagramThis field is for validation purposes and should be left unchanged.Name(Required) First Last Business Name(Required)Email(Required) Enter Email Confirm Email Phone(Required)Comments or QuestionsCAPTCHA Submit Δ
- [Business Banking Online](https://www.bluefcu.com/business-banking/blue-business-banking/): BUSINESS BANKING
- [How much can I spend each month in retirement?](https://www.bluefcu.com/resources/financial-education/calculators/how-much-can-i-spend-each-month-in-retirement/)
- [How much do I need to fund my retirement?](https://www.bluefcu.com/resources/financial-education/calculators/how-much-do-i-need-to-fund-my-retirement/)
- [What rate do I need to support my retirement?](https://www.bluefcu.com/resources/financial-education/calculators/what-rate-do-i-need-to-support-my-retirement/)
- [How long will my retirement savings last?](https://www.bluefcu.com/resources/financial-education/calculators/how-long-will-my-retirement-savings-last/)
- [How much will my Roth IRA be worth at retirement?](https://www.bluefcu.com/resources/financial-education/calculators/how-much-will-my-roth-ira-be-worth-at-retirement/)
- [How much will my Traditional IRA be worth at retirement?](https://www.bluefcu.com/resources/financial-education/calculators/how-much-will-my-traditional-ira-be-worth-at-retirement/)
- [How much should I save each month?](https://www.bluefcu.com/resources/financial-education/calculators/how-much-should-i-save-each-month/)
- [What savings amount should I start with?](https://www.bluefcu.com/resources/financial-education/calculators/what-savings-amount-should-i-start-with/)
- [What rate would I need to earn on my savings?](https://www.bluefcu.com/resources/financial-education/calculators/what-rate-would-i-need-to-earn-on-my-savings/)
- [How much could I save over time?](https://www.bluefcu.com/resources/financial-education/calculators/how-much-could-i-save-over-time/)
- [What will my investment be worth in the future?](https://www.bluefcu.com/resources/financial-education/calculators/what-will-my-investment-be-worth-in-the-future/)
- [What is my future value worth today?](https://www.bluefcu.com/resources/financial-education/calculators/what-is-my-future-value-worth-today/)
- [What is my investment yield?](https://www.bluefcu.com/resources/financial-education/calculators/what-is-my-investment-yield/)
- [How can I save a million dollars?](https://www.bluefcu.com/resources/financial-education/calculators/how-can-i-save-a-million-dollars/)
- [What is the yield on my portfolio?](https://www.bluefcu.com/resources/financial-education/calculators/what-is-the-yield-on-my-portfolio/)
- [How soon can I eliminate my debts?](https://www.bluefcu.com/resources/financial-education/calculators/how-soon-can-i-eliminate-my-debts/)
- [Is an Auto Loan or Home Equity Loan best for purchasing a car?](https://www.bluefcu.com/resources/financial-education/calculators/is-an-auto-loan-or-home-equity-loan-best-for-purchasing-a-car/)
- [How long will it take to pay off my loan?](https://www.bluefcu.com/resources/financial-education/calculators/how-long-will-it-take-to-pay-off-my-loan/)
- [Loan Rate Calculator](https://www.bluefcu.com/resources/financial-education/calculators/what-is-my-loan-rate/)
- [How much can I afford to borrow?](https://www.bluefcu.com/resources/financial-education/calculators/how-much-can-i-afford-to-borrow/)
- [College Savings Calculator](https://www.bluefcu.com/resources/financial-education/calculators/how-much-do-i-need-to-save-for-college/)
- [Home Affordability Calculator](https://www.bluefcu.com/resources/financial-education/calculators/home-affordability-calculator/)
- [Which mortgage is better for me?](https://www.bluefcu.com/resources/financial-education/calculators/which-mortgage-is-better-for-me/)
- [Should I rent or buy?](https://www.bluefcu.com/resources/financial-education/calculators/should-i-rent-or-buy/)
- [Balloon Mortgage Payment Calculator](https://www.bluefcu.com/resources/financial-education/calculators/how-much-will-my-payments-be-for-a-balloon-mortgage/)
- [Adjustable Rate Mortgage Calculator ](https://www.bluefcu.com/resources/financial-education/calculators/how-much-will-my-adjustable-rate-mortgage-payments-be/)
- [Term Share Certificates](https://www.bluefcu.com/bank/savings/term-shares/): Grow your savings securely with competitive Term Share Certificates from Blue Federal Credit Union. Whether you’re saving for future goals, retirement, or building long-term financial stability, Blue offers flexible certificate terms, strong dividend rates, and local service for members in Colorado, Wyoming, and beyond. Explore CD and term share options designed to help your money work harder with a trusted credit union partner.
- [Bill Pay](https://www.bluefcu.com/resources/bill-pay/): Members can easily make payments on their non-Blue bills using Bill Pay within Blue Digital, our online and mobile banking platform.
- [My Blue Moment](https://www.bluefcu.com/moment/): Discover some of the numerous stories about how Blue empowers our members and community toward success! Learn more and share your Blue Moment today!
- [TruStage Digital Storefront](https://www.bluefcu.com/offers/)
- [Personal Loans](https://www.bluefcu.com/loans/personalloans/): Take control of your finances with an affordable loan designed for real life. Whether you’re consolidating high interest credit card balances, lowering monthly payments, or making that large purchase you’ve always wanted, Blue makes it simple to move forward.
- [Medicare Advising](https://www.bluefcu.com/resources/medicare-cu/): Medicare Advising Unlock Expert Guidance for Your Medicare Journey – At No Cost! We’re here to help you navigate Medicare with ease. We’ve partnered with MedicareCU to make sure you understand your health insurance options and feel confident in your decisions.
- [Member Policies and Legal Information](https://www.bluefcu.com/member-policies-and-legal-information/): Blue Federal Credit Union knows that reading the fine print can sometimes be tricky, but we're happy to provide it in a simple format for your convenience. Take a look around and learn about our policies, disclosures, and terms of use.
- [Blue Digital Updates](https://www.bluefcu.com/resources/digital/updates/): Blue is continually working on improving our online and mobile banking platform, Blue Digital.
- [Credit Card Balance Transfers](https://www.bluefcu.com/credit-cards/balance-transfer/): Move higher-interest credit card balances to your Blue credit card. If you’re currently paying 25–30% interest on your credit cards, you’re carrying a financial burden that may be heavier than it needs to be.
- [Market Index Term Share](https://www.bluefcu.com/bank/savings/term-shares/market-index-ts/): Our Market Rate Term Share adapts to the market and allows you to make the most out of your investment while reducing risk.

## Events
- [Planning for Tomorrow](https://www.bluefcu.com/events/planning-for-tomorrow/): Long Term Care Workshop
Join us for an in-person workshop designed to help you understand long-term care options and make informed decisions for yourself or your loved ones
- [HELOC Webinar: Learn How to Use Your Home’s Equity](https://www.bluefcu.com/events/events-heloc-home-equity-webinar/): Join Blue Federal Credit Union’s free HELOC webinar on November 19 to learn how a home equity line of credit works, common ways to use home equity, and important benefits, risks, and considerations.
- [Financial Literacy Foundations](https://www.bluefcu.com/events/events-financial-literacy-series-young-adults/): Join Blue and Laramie County Library for five free financial literacy seminars covering budgeting, credit, car buying, investing and spending. No registration required.
- [VA Home Buying Webinar](https://www.bluefcu.com/events/va-home-buying-webinar/): Learn how VA home loans work, what to expect during the home-buying process, and how to prepare for closing costs, payments and financing options.
- [Laramie Farmers Market](https://www.bluefcu.com/events/downtown-laramie-farmers-market/): Visit Blue Federal Credit Union at the Downtown Laramie Farmers Market and enjoy local produce, handcrafted goods, delicious food and community fun in downtown Laramie.
- [Pueblo Chile & Frijoles Festival](https://www.bluefcu.com/events/pueblo-chile-frijoles-festival/): The Chile and Frijoles Festival promotes Pueblo Colorado's rich agriculture and encourages the community to buy local fresh products at the numerous farm stands and specialty shops at the festival and year-round.
- [Pawtoberfest](https://www.bluefcu.com/events/pawtoberfest-colorado-springs/): Support the Humane Society of Pikes Peak and attend a dog friendly festival. Stop by the Blue FCU booth for giveaways. Blue is a community sponsor of this event.
- [Cheyenne Prime Time Movies October](https://www.bluefcu.com/events/cheyenne-prime-time-movies-september/): Prime Time members are invited to join us for a free movie at Capitol Cinema 16 in Cheyenne.
- [Retirement Income Planning Webinar](https://www.bluefcu.com/events/retirement-income-planning-webinar/): Attend our Retirement Income Planning webinar to learn retirement income strategies, Social Security planning, healthcare costs, tax considerations, and more.
- [HELOC Webinar](https://www.bluefcu.com/events/heloc-webinar/): Join Blue Federal Credit Union’s free HELOC webinar on August 24 to learn how a home equity line of credit works, common ways to use your equity, key advantages and risks, and get your questions answered live by our presenters.
- [Suitcase Party](https://www.bluefcu.com/events/suitcase-party/): The Suitcase Party is NOCO Unify’s premier fundraiser where lucky winners will be whisked away to Hawaii, for an all expense paid vacation!
- [Cheyenne Frontier Days](https://www.bluefcu.com/events/cheyenne-frontier-days/): Welcome to Cheyenne Frontier Days, the world's largest outdoor rodeo. It draws top professionals who compete for more than $1 million in cash and prizes. Complementing the daily rodeo action are behind-the-chutes tours, trick riding and a wild-horse race. 
- [Soarin Blue Pickleball Tournament](https://www.bluefcu.com/events/soarin-blue-pickleball-tournament/): Join us August 21 & 22 for Pickleball!
- [Guide to Refinancing for Homeowners](https://www.bluefcu.com/events/guide-to-refinancing-for-homeowners/): Learn how mortgage refinancing can help Colorado and Wyoming homeowners lower payments, consolidate debt, and make informed financial decisions in this free webinar.
- [Food Truck Tuesday – Summer 2026](https://www.bluefcu.com/events/food-truck-tuesday-summer-2026/): Support local small businesses and enjoy a wonderful meal at Blue FCU Headquarters in Cheyenne, Wyoming,
- [6th Annual Blue Car Show 2026](https://www.bluefcu.com/events/6th-annual-blue-car-show-2026/): August 23, 2026 from 10:00 am to 1:00 pm: 6th Annual Blue Car Show, benefitting the Blue Foundation! This event is free for the public to attend!
- [Financial Literacy Seminar: Building a Better Budget](https://www.bluefcu.com/events/test-events/): Identify their short and long-term goals and learn how to design realistic spending and savings plans to reach those objectives.

## Rates
- [Watercraft](https://www.bluefcu.com/blogs/rate/watercraft/)
- [9-Month Term Share Promotion](https://www.bluefcu.com/blogs/rate/9-month-term-share-promotion/)
- [Money Market >$100,000](https://www.bluefcu.com/blogs/rate/money-market-100000/)
- [Ultra Money Market $2,500 to $99,999.99](https://www.bluefcu.com/blogs/rate/ultra-money-market-2500-to-99999-99/)
- [Ultra Money Market >$100,000](https://www.bluefcu.com/blogs/rate/ultra-money-market-100000/)
- [Premier Money Market $100,000](https://www.bluefcu.com/blogs/rate/premier-money-market-100000-and-up/)
- [Money Market 75k-99,999](https://www.bluefcu.com/blogs/rate/premier-money-market-75k-99999/)
- [Money Market 25k-74,999](https://www.bluefcu.com/blogs/rate/premier-money-market-25k-74999/)
- [Money Market 15k -24,999](https://www.bluefcu.com/blogs/rate/premier-money-market-15k-24999/)
- [Money Market 1,000k -14,999](https://www.bluefcu.com/blogs/rate/premier-money-market-1000-14999/)
- [HELOC](https://www.bluefcu.com/blogs/rate/31419/)
- [Accelerated Savings ($50,000.01 and over)](https://www.bluefcu.com/blogs/rate/accelerated-savings-50000-01-and-over/)
- [Accelerated Savings ($10,000.01-$50,000)](https://www.bluefcu.com/blogs/rate/accelerated-savings-10000-01-50000/)
- [Accelerated Savings ($5,000.01-$10,000)](https://www.bluefcu.com/blogs/rate/accelerated-savings-5000-01-10000/)
- [Accelerated Savings ($1,000.01-$5,000)](https://www.bluefcu.com/blogs/rate/accelerated-savings-1000-01-5000/)
- [New Mortgage Discount](https://www.bluefcu.com/blogs/rate/new-mortgage-discount/)
- [Refinance Discount](https://www.bluefcu.com/blogs/rate/refinance-discount/)
- [Interest Rebate](https://www.bluefcu.com/blogs/rate/interest-rebate/)
- [NOVA Perks Premium](https://www.bluefcu.com/blogs/rate/nova-perks-premium/)
- [NOVA Perks Elite](https://www.bluefcu.com/blogs/rate/nova-perks-elite/)
- [Motorcycle Loans](https://www.bluefcu.com/blogs/rate/motorcycles/)
- [Business Term Share 60 month](https://www.bluefcu.com/blogs/rate/business-term-share-60-month/)
- [Business Term Share 48 month](https://www.bluefcu.com/blogs/rate/business-term-share-48-monht/)
- [Business Term Share 36 month](https://www.bluefcu.com/blogs/rate/business-term-share-36-month/)
- [Business Term Share 24 month](https://www.bluefcu.com/blogs/rate/business-term-share-24-month/)
- [Business Term Share 12 month](https://www.bluefcu.com/blogs/rate/business-term-share-12-month/)
- [Business Term Share 6 month](https://www.bluefcu.com/blogs/rate/business-term-share-6-month/)
- [Personal Loans](https://www.bluefcu.com/blogs/rate/personal-loans/)
- [RVs](https://www.bluefcu.com/blogs/rate/recreational/)
- [ATV Loans](https://www.bluefcu.com/blogs/rate/motorcycles-atvs/)
- [Vista Dividends Savings](https://www.bluefcu.com/blogs/rate/vista-dividends-savings/)
- [Membership Share](https://www.bluefcu.com/blogs/rate/membership-share-is-currently/)
- [Christmas Club Savings](https://www.bluefcu.com/blogs/rate/christmas-club-savings-currently/)
- [Sky High with Elite Checking](https://www.bluefcu.com/blogs/rate/sky-high-with-elite-checking-currently/)
- [Cash Back Credit Card](https://www.bluefcu.com/blogs/rate/cash-back-credit-card/)
- [Pathways Credit Card](https://www.bluefcu.com/blogs/rate/pathways-credit-card/)
- [Everyday Rewards Credit Card](https://www.bluefcu.com/blogs/rate/everyday-rewards-credit-card/)
- [Market Index Term Share](https://www.bluefcu.com/blogs/rate/market-index-term-share/)
- [Electric and Hybrid Car Loans](https://www.bluefcu.com/blogs/rate/ev-hybrid-vehicle-loans/)
- [Sky High Savings](https://www.bluefcu.com/blogs/rate/sky-high-savings/)
- [IRA Savings](https://www.bluefcu.com/blogs/rate/ira-savings/)
- [Business Savings](https://www.bluefcu.com/blogs/rate/business-savings-currently/)
- [Business Plus Checking](https://www.bluefcu.com/blogs/rate/business-plus-checking/)
- [Business Money Market](https://www.bluefcu.com/blogs/rate/business-money-market/)
- [Business Rewards Credit Card](https://www.bluefcu.com/blogs/rate/business-rewards-credit-card/)
- [Checking](https://www.bluefcu.com/blogs/rate/checking/)
- [Mortgage](https://www.bluefcu.com/blogs/rate/mortgage/)
- [Utility Trailers & Other](https://www.bluefcu.com/blogs/rate/utility-trailers-other/)
- [Boats](https://www.bluefcu.com/blogs/rate/rvs-watercraft/)
- [Car Loans](https://www.bluefcu.com/blogs/rate/auto/)
- [Health Savings Account](https://www.bluefcu.com/blogs/rate/health-savings-account/)
- [uAccount Checking](https://www.bluefcu.com/blogs/rate/uaccount-checking/)
- [Basic Checking](https://www.bluefcu.com/blogs/rate/basic-checking/)
- [NOVA™ Perks Premium Checking](https://www.bluefcu.com/blogs/rate/premium-checking/)
- [Elite Checking (> $15,000.01)](https://www.bluefcu.com/blogs/rate/elite-checking-15000-01/)
- [NOVA™ Perks Elite Checking](https://www.bluefcu.com/blogs/rate/elite-checking/)

## Disclosures
- [Pass Along a Little Blue](https://www.bluefcu.com/blogs/disclosure/pass-along-a-little-blue/): Pass Along a Little Blue: Membership required. Insured by NCUA. Official rules and eligibility details are available at bluefcu.com/littleblue
- [NOVA Perks Survey Giveaway](https://www.bluefcu.com/blogs/disclosure/nova-perks-survey-giveaway/): Blue Federal Credit UnionNOVA PerksTM Survey Giveaway
- [Equal Housing Lender](https://www.bluefcu.com/blogs/disclosure/equal-housing-lender/): Equal Housing Lender. NMLS #579432
- [2026 Holiday Loan (EZ Loan) Disclosure ](https://www.bluefcu.com/blogs/disclosure/2025-holiday-loan-ez-loan-disclosure/): Holiday Loan **Annual Percentage Rate as low as 17.99%. May borrow between $500 and $2,000 based on net income. 12-month term only. One Holiday Loan per social security number. No prepayment penalty. Offer available through December 31, 2026. Available to qualified borrowers who are primary owners of the account, have been members in good standing for at least 90 days, been employed for at least 90 days, have a valid email address, valid physical address, and consent to a NON-REFUNDABLE $75 application fee. The fee will be paid at time of application by debiting your Blue checking or savings account or paid by check or cash in branch, regardless of approval of the application. Must be current on all Blue loans and have not been 31 or more days delinquent on your credit union obligations in the last 90 days. The following account/member exclusions apply: current delinquency status, active loan workout plan, filed for bankruptcy or have a deceased status on the account, accounts with a loan, credit card or negative balance charge-off, business, trustee, conservatorship, and minor accounts are not eligible. Joint owners are not eligible to apply. Active-duty status will be verified. Must be 18 years of age or older. Membership required. Insured by NCUA. 
- [HELOC Calculator](https://www.bluefcu.com/blogs/disclosure/heloc-calculator/): *The HELOC calculator is for estimation purposes only and does not constitute an offer. By clicking "Submit", you agree that Blue Federal Credit Union may contact you to follow up on your inquiry.
- [Money Market Disclosure](https://www.bluefcu.com/blogs/disclosure/money-market-disclosure/): *Annual Percentage Yield. The Money Market is a tiered rate account.  If the balance falls within the range for a particular tier, the dividend rate applicable to that tier will apply to the full balance in the account.   There is no minimum balance to open the money market, and a balance is required to earn dividends.  Checks will not be offered with Premier Money Market.  No early withdrawal penalties.  Dividends are compounded and paid monthly.  Rates are subject to change without notice.  Federally Insured by the NCUA.
- [2026 Blue Championship Photo Booth Giveaway Terms and Conditions](https://www.bluefcu.com/blogs/disclosure/2026-blue-championship-photo-booth-giveaway-terms-and-conditions/): 2026 Blue Championship Photo Booth Giveaway Terms and Conditions
- [Laramie Branch – Get Outside with Blue 2026 Giveaway ](https://www.bluefcu.com/blogs/disclosure/laramie-branch-get-outside-with-blue-2026-giveaway/): Blue Federal Credit Union Laramie Branch - Get Outside with Blue 2026 Giveaway  NO PURCHASE REQUIRED TO ENTER OR WIN. Open to legal U.S. residents who are 18 years of age or older at time of entry. Void where prohibited by law.  ELIGIBILITY: Blue Federal Credit Union Laramie Branch - Get Outside with Blue 2026 Giveaway Giveaway (the "Sweepstakes") is open to individuals who are legal residents of the United States of America, eighteen (18) years or older at the time of entry. Employees of Blue Federal Credit Union, as well as the immediate family (spouse, parents, siblings, and children) and household members of such employees are not eligible. The Sweepstakes is subject to all federal, state, and local laws and regulations and is void where prohibited by law.  SPONSOR: The Sweepstakes is sponsored by Blue Federal Credit Union, 2401 E. Pershing Blvd., Cheyenne, WY 82001.  AGREEMENT TO OFFICIAL RULES: Participation in the Sweepstakes constitutes entrant's full and unconditional agreement to and acceptance of these Official Rules and the decisions of Blue Federal Credit Union, which are final and binding. Winning a prize is contingent upon fulfilling all requirements set forth herein in a timely manner.  ENTRY PERIOD: The Sweepstakes begins June 26, 2026 at 8:00:00 a.m. Mountain Time (“MT”) and ends July 30, 2026 at 5:00:00 p.m. MT (the "Entry Period"). Entries received prior to or after the Entry Period will be disqualified.  ENTRY METHODS: Entrants waive the ability to bring claims in a class action format.  Void where prohibited.  Eligible entries begin at June 26, 2026 at 8:00:00 a.m. MT, and end at July 30, 2026 at 5:00:00 p.m. MT.  There are two methods of entry: TO ENTER – You will automatically receive one (1) entry by new member checking account with direct deposit and at least 1 debit card transaction before July 30, 2026.. Blue Federal Credit Union reserves the right to deny any entrant on the content of their entry in our data collection method. Only complete entries will be accepted or entered the Sweepstakes. Only one (1) entry per person will be accepted. Such entries will not be acknowledged and may be disqualified from the Sweepstakes.   ALTERNATE ENTRY METHOD - To receive one (1) entry into the drawing, a form may be submitted at bluefcu.com/enter-to-win.  Alternate entries must be received no later than July 30, 2026 at 5:00:00 p.m. MT, to be eligible. Only completed entries will be accepted or entered into the Sweepstakes. Limit one (1) entry per person throughout the Entry Period. Multiple submitted entries from the same individual to enter is prohibited, and may be disqualified from the Sweepstakes. No computer generated facsimiles, mechanically reproduced, or mass entries permitted. All entries become property of Blue FCU and will not be returned. Blue FCU is not responsible for lost, incomplete, illegible, late, misdirected, stolen, postage-due, or mutilated entries or mail; any error, omission, interruption, defect or delay in transmission, 3rd party transaction classification, transaction processing, or communication; technical or mechanical malfunctions; failures or malfunctions of phones, phone lines, or telephone systems; errors in these Official Rules, in any Blue FCU debit card promotion-related advertisements or other materials; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this promotion, human error, or otherwise. Blue FCU reserves the right, in its sole discretion, to void any and all entries of an entrant who Blue believes has attempted to tamper with or impair the administration, security, fairness or proper play of this promotion. emailed entries will be randomly placed into prize drawings unless otherwise specified by entrant.   Participants may enter only by using the entry methods described in these rules. There is no cost to enter.   WINNER SELECTION: One unique winner will be selected. The winner will be selected from all eligible entries. The drawing will be conducted by Blue FCU Administration on August 6, 2026. Decisions will be final and binding in all matters relating to this promotion. The potential prize winner will be notified by Blue FCU Administration by e-mail or telephone (method selected in Blue FCU’s sole discretion). Odds of winning will depend on the total number of eligible entries received.  PRIZE: One (1) prize to be awarded per winner.  Blue Federal Credit Union reserves the right to substitute prizes of equal or greater value.  Prize: Blue FCU Camping Kit. The approximate retail value of the prize is $$200.00. Including the following items: 3-person tent, Blue FCU cooler/chair combination, Blue FCU BruMate (x2), Blue FCU sunglasses, Blue FCU collapsible dog bowl, Blue FCU wallet tool, and s’mores package.  The prize winners will be solely responsible for all federal, state and/or local taxes, and for any other fees or costs associated with the prize) they receive, regardless of whether they, in whole or in part, are used. The value of any prize awarded to a winner may be reported for tax purposes as required by law. The winners may be required to provide Blue FCU with a valid social security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issued in the name of winner(s) for the actual value of the prizes received. Blue FCU is not responsible for and will not replace any lost, mutilated, or stolen prize(s) or any prize that is undeliverable.        PUBLICITY: Except where prohibited, participation in the Sweepstakes constitutes a winner's consent to Blue Federal Credit Union's use of winner's name, likeness, voice, opinion, biographical information and state of residence, for promotional purposes in any media without further payment or consideration.  GENERAL CONDITIONS: In the event that any fraud, virus, technical error, bug, unauthorized human intervention, mistake or other problem impairs the administration, fairness, integrity, or security of the Sweepstakes, Blue Federal Credit Union may, in its sole discretion, suspend the Sweepstakes to address the impairment and either: (a) take reasonable action to resume the Sweepstakes in a manner that most closely adheres to the spirit of these Official Rules; or (b) cancel the Sweepstakes and award any remaining prizes from among the eligible entries received up to the time of the impairment. Blue Federal Credit Union reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or to be acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Any attempt by any person to undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Blue Federal Credit Union reserves the right to seek damages from any such person to the fullest extent permitted by law. Blue Federal Credit Union's failure to enforce any provision of these Official Rules shall not constitute a waiver of that provision. In the event of a dispute as to any online entry, the authorized account holder of the e-mail address used to enter will be deemed to be the entrant. The "authorized account holder" is the natural person assigned an e-mail address by an Internet access provider, online service provider or other organization responsible for assigning e-mail addresses for the domain associated with the submitted address.  NO WARRANTIES: Blue Federal Credit Union offers no warranties, and hereby disclaims any and all warranties, express or implied, concerning any prize furnished in connection with the Sweepstakes. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, SUCH PRIZES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND THE PROMOTION ENTITIES HEREBY DISCLAIM ALL SUCH WARRANTIES, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND/OR NON-INFRINGEMENT.  DATA COLLECTION: By participating in the Sweepstakes, you agree to Sponsor's collection and usage of your personal information and acknowledge that you have read and accepted Sponsor's privacy policy, located at https://www.bluefcu.com/wp-content/uploads/2023/10/MSA-Privacy-Notice-BlueFCU-2.11.22.pdf. Participants agree to Blue Federal Credit Union data collection as reasonably necessary for purposes of conducting random winner selection from pool of overall entries and contacting the winner(s). Data collected for Sweepstakes entry may include contact information such as: Name, E-mail Address, and Phone Number. Further contact information may be requested from winners for prize fulfillment, such as Mailing Address, City, State, and Zip Code.  
- [2026 Cheyenne Frontier Days Rodeo and Concert Tickets Giveaway](https://www.bluefcu.com/blogs/disclosure/2026-cheyenne-frontier-days-rodeo-and-concert-tickets-giveaway/): 2026 Cheyenne Frontier Days Rodeo and Concert Tickets Giveaway
- [TPC Colorado Giveaway Disclosure](https://www.bluefcu.com/blogs/disclosure/tpc-colorado-giveaway-disclosure/): TPC Colorado Giveaway Disclosure
- [Insurance](https://www.bluefcu.com/blogs/disclosure/insurance/): Insurance: *TruStage® Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. AHE, AHL-1339476.1**TSH-1116640.1-0215-0317 © TruStage, 2015. All rights reserved. The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.***TruStage® Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. AHL-1565913.1
- [Term Share](https://www.bluefcu.com/blogs/disclosure/term-share/): Term Share: Annual percentage yield. $1,000 minimum, Rate subject to change without notice. Early withdrawal penalties apply. The term share account automatically renews at the rate offered upon renewal. Membership required.
- [Sky High Savings Disclosure](https://www.bluefcu.com/blogs/disclosure/sky-high-savings-disclosure/): Sky High Savings: *Annual Percentage Yield. Subject to change without notice. Dividends compounded monthly. No minimum balance required to open.
- [Hybrid/EV Vehicle Rate Discount Disclosure](https://www.bluefcu.com/blogs/disclosure/hybrid-ev-vehicle-rate-disclosure/): Hybrid/EV: Rate will not be below our rate floor.
- [Membership Share](https://www.bluefcu.com/blogs/disclosure/membership-share/): A Membership Share Savings account with a minimum $5 deposit is required to establish and maintain membership with Blue Federal Credit Union. Membership eligibility requirements apply. The Membership Share Savings account provides access to Blue’s products and services, including checking accounts, loans, credit cards, and digital banking services. Fees, terms, and conditions may apply. Refer to the account agreement and rate disclosures for complete details.
- [NOVA Perks™ General Disclosure](https://www.bluefcu.com/blogs/disclosure/nova-perks-general-disclosure/): NOVA Perks: Disclaimer: 1) Subject to the terms and conditions detailed in the Guide to Benefits. 2) Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3) Identity and credit monitoring require additional activation for monitoring to begin. 4) Rate may change monthly. 5) Subject to terms and conditions, some exclusions apply. 6) Non-payment will result in transfer to Basic Plan. Price subject to change. Membership Required. Insured by NCUA. Must be 18 or older.
- [Courtesy Pay](https://www.bluefcu.com/blogs/disclosure/courtesy-pay/): All Courtesy Pay elections are within the sole discretion of Blue Federal Credit Union, and we have no contractual obligation with our members to pay or transfer any NSF item/transaction. Courtesy Pay is an optional service that we may provide as set forth herein to members in good standing. Courtesy Pay is not an entitlement, it is not a loan, and may be discontinued or denied at any time even though we have paid such items at other times. The Courtesy Pay program does not release you from your obligation to pay your debts including any amount by which your accounts may be overdrawn. Further, Courtesy Pay does not affect or limit Blue Federal Credit Union’s other rights/options regarding NSF transactions under our other policies, procedures and applicable laws. Debit card transactions may also post immediately. Blue Federal Credit Union may revoke the privilege at any time without notice. Members can opt in and opt out with this service.
- [Homeownership Promotion 2026](https://www.bluefcu.com/blogs/disclosure/homeownership-promotion-2026/): **Annual Percentage Rate. Rates subject to change at any time. Terms and conditions listed below. Offers subject to change. 3.Must be a Blue Federal Credit Union Member for at least six (6) months.
- [APR](https://www.bluefcu.com/blogs/disclosure/apr/): **Annual Percentage Rate. Rates are dependent on creditworthiness and loan to value. Fixed rates are subject to approval based on credit-worthiness, gross income and amount requested. Flexible repayment terms may be available. Annual Percentage Rate (APR) is a standardized calculation that reflects the annual cost of borrowing, including the interest rate and certain applicable fees. Actual costs may vary depending on the loan amount, term, fees, payment schedule, and other applicable terms and conditions.
- [APY](https://www.bluefcu.com/blogs/disclosure/apy/): *Annual Percentage Yield (APY) is a standardized calculation that reflects the total amount of interest earned on an account over a one-year period, based on the account's interest rate and compounding frequency. APY assumes that funds remain on deposit for the full year and that all interest earned remains in the account. Actual earnings may vary depending on account activity, balance, and applicable terms and conditions.
- [Christmas Club](https://www.bluefcu.com/blogs/disclosure/christmas-club/): Christmas Club: *Annual Percentage Yield. Minimum daily balance of $25.00 required to earn dividends. Rate changes once balance exceeds $5,000. Balances automatically pay out in October each year. Dividends compounded daily and paid quarterly. Penalty may be imposed for early withdrawal. Limit one per social security number.
- [Business Term Share](https://www.bluefcu.com/blogs/disclosure/business-term-share/): Business Term Share: Minimum to open and earn dividends is $5,000. Dividends compounded and paid monthly. Penalty may be imposed for early withdrawal.
- [Business Savings](https://www.bluefcu.com/blogs/disclosure/business-savings/): Business Savings: Minimum daily balance of $100.00 required to earn dividends. Dividends compounded and paid quarterly.
- [Business Tiered Money Market](https://www.bluefcu.com/blogs/disclosure/business-tiered-money-market/): Businesss Money Market: Minimum daily balance of $1,000 required to earn dividends. Dividends compounded and paid monthly.
- [Business Plus Checking](https://www.bluefcu.com/blogs/disclosure/business-plus-checking/): Business Plus Checking: Minimum opening balance of $100.00 required to open. Minimum daily balance of $1,500 to earn dividends and avoid $5.00 monthly maintenance fee. First 100 deposited items per month are free. Dividends compounded and paid monthly. Fees could reduce earnings.
- [Basic Business Checking](https://www.bluefcu.com/blogs/disclosure/basic-business-checking/): Business Basic Checking: No minimum daily balance or monthly maintenance fee. First 50 deposited items are free per month. Dividends compounded and paid monthly.
- [Investments at Blue](https://www.bluefcu.com/blogs/disclosure/investments-at-blue/): Investments: Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Investments at Blue has contracted with CFS to make non-deposit investment products and services available to credit union members.
- [Sallie Mae](https://www.bluefcu.com/blogs/disclosure/sallie-mae/): SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
- [Borrow Responsibly-Student Loans](https://www.bluefcu.com/blogs/disclosure/borrow-responsibly/): Student Loans: We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
- [Home Equity Line of Credit (HELOC) Disclosure](https://www.bluefcu.com/blogs/disclosure/heloc/): A Home Equity Line of Credit (HELOC), is a revolving line of credit secured by the equity in the home. Draw period is 10 years. During the Draw period, the minimum monthly payment will equal the amount of interest accrued at the end of your monthly billing cycle. Repayment period is up to 20 years, minimum monthly payment is $100 or the amount necessary to amortize the outstanding balance, with interest over 20 years from the beginning of the repayment period, whichever is greater.
- [Skip-a-Payment](https://www.bluefcu.com/blogs/disclosure/skip-a-payment/): Skip-a-Pay: The following loans are not eligible for Skip-a-Payment: Credit Cards, Protect-a-check or line-of-credit loans, All 1st and 2nd Mortgages, Finish Line Mortgages, FHA Title I, Finish lines, HELOCs, bankruptcy loans, loans that are currently delinquent beyond the 10 day grace period, Short Term Loans (12 months or shorter), recreational vehicle loans with more than 180 months remaining on the term, and smart loans.
- [Market Index Term Share Disclosure](https://www.bluefcu.com/blogs/disclosure/market-index-term-share-disclosure/): Market Index Term Share: Annual percentage yield. $1,000 minimum up to $5,000,000 maximum deposit for 24-month term share certificate. Variable rate based on WSJ Prime minus 2.75%. Floor rate of 1.00%. Dividends compounded and credited monthly. Penalties may reduce earnings. A penalty equal to 730 days of dividends is imposed if certificate funds, including accrued dividends are withdrawn before the maturity date. The penalty is forfeiture of earned and scheduled dividends based on the rate for the term share certificate existing when the certificate is withdrawn. If dividends are insufficient to cover the early withdrawal penalty, the remainder will be deducted from the principle. Membership required. Insured by NCUA. 
- [EV Hybrid](https://www.bluefcu.com/blogs/disclosure/ev-hybrid/): EV/Hybrid: Rates are dependent on creditworthiness and loan to value. 0.50% rate discount available on qualifying electric or hybrid vehicles. Buyer may also receive up to $2,000 for EV charging infrastructure installation on their residence as part of this loan. Rates subject to change without notice. Membership required. Insured by NCUA.
- [Accelerated Savings](https://www.bluefcu.com/blogs/disclosure/accelerated-savings/): Accelerated Savings: Annual Percentage Yield. This is a tiered rate account. The specified dividend rate for a tier will apply only to the portion of the balance within that tier. Annual percentage yields vary depending on the balance in the account. No minimum deposit required to open. No minimum balance to earn dividends. Dividends compounded daily and paid monthly. Limit one Accelerated Savings Account type per social security number.
- [Vista Savings](https://www.bluefcu.com/blogs/disclosure/vista-savings/): Vista High Yield Savings cannot be opened online.  Must be opened in branch or through the Blue FCU Call Center. Limit one per SSN. No minimum balance required to open. Vista Savings account cannot be deposited into and only accepts dividend transfers from all deposit and checking accounts except Term Shares. Funds are available for use at any time without penalty. Vista High Yield Savings matures on the first of every calendar year.  All funds within the share will be transferred to the Membership Share Savings Account on January 1st.
- [Credit Card Disclosure](https://www.bluefcu.com/blogs/disclosure/credit-card-disclosure/): Credit Card: This APR will vary with the market based on the Prime Rate. The APR is subject to change quarterly on the first day of the billing cycle to reflect any change to the prime rate as of the 15th day of the previous month. Your rate may be different based on individual credit worthiness and our underwriting standards. Rates are subject to change.
- [4.99% introductory APR-Credit Card Balance Transfer](https://www.bluefcu.com/blogs/disclosure/0-00-introductory-apr/): 4.99% introductory APR for 12 billing cycles on balance transfers. Offer available for 90 days from card opening. No balance transfer fee applies. Membership and credit qualifications required.
- [Mortgage Discount Disclosure](https://www.bluefcu.com/blogs/disclosure/mortgage-discount-disclosure/): Mortgage Discount Disclosure
- [6-Month Member](https://www.bluefcu.com/blogs/disclosure/6-month-member/): Membership requirement: Must be a Blue Federal Credit Union Member for at least six (6) months.
- [Sky High Savings Rate Lock](https://www.bluefcu.com/blogs/disclosure/sky-high-savings-rate-lock/): Sky High Savings Rate Lock Disclosure
- [NOVA Perks Basic Checking](https://www.bluefcu.com/blogs/disclosure/basic-checking/): BASIC CHECKING
- [NOVA Perks Premium Checking](https://www.bluefcu.com/blogs/disclosure/premium-checking/): PREMIUM CHECKING
- [NOVA Perks Elite Checking](https://www.bluefcu.com/blogs/disclosure/elite-checking/): ELITE CHECKING
- [Refer Live Disclosure](https://www.bluefcu.com/blogs/disclosure/refer-live-disclosure/): ReferLive is a trademark of CustomerStream, LLC.
- [Credit Card Balance Transfer](https://www.bluefcu.com/blogs/disclosure/credit-card-balance-transfer/): Balance Transfer: This is a 4.99% introductory APR for the period of 12 billing cycles for balance transfers. This introductory offer is only available for 90 days from card being opened. Membership and credit qualifications required. 
- [Checking Accounts](https://www.bluefcu.com/blogs/disclosure/checking-accounts/): Checking Accounts: No minimum balance required to open. Available for individual accounts only. No monthly service charge.
- [uAccount Checking](https://www.bluefcu.com/blogs/disclosure/uaccount-checking/): uAccount: Must be between ages 0 – 23, overdraft protection is not available on this account, debit card can be issued, must be enrolled in e-statements. 18 and under need adult co-owner. Non-dividend bearing account.
- [Health Savings Account](https://www.bluefcu.com/blogs/disclosure/health-savings-account/): HSA: No minimum balance required to open HSA. Minimum daily balance of $25.00 required to earn dividends. Dividends compounded and paid quarterly. Check with your tax advisor on annual contribution limits.

## Store Locator
- [Center Branch](https://www.bluefcu.com/branches/center-branch/): Find contact and service information for the Blue Federal Credit Union branch in Center, CO, located at the corner of Worth St and 4th St.
- [Crestone Branch](https://www.bluefcu.com/branches/crestone-branch/): Find contact and service information for the Blue Federal Credit Union branch in Crestone, CO, located at the corner of Alder St and E Silver Ave.
- [Salida Branch](https://www.bluefcu.com/branches/salida-branch/): Find contact and service information for the Blue Federal Credit Union branch in Selida, CO, located at the corner of US-50 and Vesta Rd.
- [Pueblo Branch](https://www.bluefcu.com/branches/pueblo-branch/): Find contact and service information for the Blue Federal Credit Union branch in Pueblo, CO, located at the corner of Evans Ave and Michigan St.
- [Cascade Branch](https://www.bluefcu.com/branches/cascade-branch/): Find contact and service information for the Blue Federal Credit Union branch in Colorado Springs, CO, located at the corner of S Cascade Ave and W Cimarron St.
- [Dublin Branch](https://www.bluefcu.com/branches/dublin-branch/): Find contact and service information for the Blue Federal Credit Union branch in Colorado Springs, CO, located at the corner of Dublin Blvd and N Union Blvd.
- [7th Avenue](https://www.bluefcu.com/branches/7th-avenue/): Find contact and service information for the Blue Federal Credit Union branch in Cheyenne, WY, located at 7th Avenue and Warren Avenue.
- [Blue Diamond Center Branch](https://www.bluefcu.com/branches/blue-diamond-center-branch/): Find contact and service information for the Blue Federal Credit Union branch in Cheyenne, WY, located on the Blue Diamond Campus of our World Headquarters near the intersection of Converse Avenue and Pershing Boulevard.
- [Dell Range Boulevard](https://www.bluefcu.com/branches/dell-range-boulevard/): Find contact and service information for the Blue Federal Credit Union branch in Cheyenne, WY, located on Dell Range Boulevard near King Soopers.
- [F. E. Warren Air Force Base Branch](https://www.bluefcu.com/branches/f-e-warren-air-force-base-branch/): Find contact and service information for the Blue Federal Credit Union branch on F.E. Warren Air Force Base in Cheyenne, WY, located on Randall Avenue.
- [South Greeley Highway](https://www.bluefcu.com/branches/south-greeley-highway/): Find contact and service information for the Blue Federal Credit Union branch in Cheyenne, WY, located on South Greeley Highway inside Safeway.
- [Yellowstone Road](https://www.bluefcu.com/branches/yellowstone-road/): Find contact and service information for the Blue Federal Credit Union branch in Cheyenne, WY, located on Yellowstone Road.
- [UW Plaza](https://www.bluefcu.com/branches/uw-plaza/): Find contact and service information for the Blue Federal Credit Union branch in Laramie, WY, located on Grand Avenue.
- [119th Avenue](https://www.bluefcu.com/branches/119th-avenue/): Find contact and service information for the Blue Federal Credit Union branch in Broomfield, CO, located at 119th Avenue and Main Street.
- [Huron Street](https://www.bluefcu.com/branches/huron-street/): Find contact and service information for the Blue Federal Credit Union branch in Broomfield, CO, located at Huron Street and W. 136th Avenue.
- [Yale Avenue](https://www.bluefcu.com/branches/yale-avenue/): Find contact and service information for the Blue Federal Credit Union branch in Denver, CO, located at Yale Avenue and Monaco Pkwy.
- [Vista Ridge](https://www.bluefcu.com/branches/vista-ridge/): Find contact and service information for the Blue Federal Credit Union branch in Erie, CO, located at Vista Ridge Drive and Baseline Road next to King Soopers.
- [Boardwalk Drive](https://www.bluefcu.com/branches/boardwalk-drive/): Find contact and service information for the Blue Federal Credit Union branch in Fort Collins, CO, located on Boardwalk Drive and S. College Ave.
- [Drake Road](https://www.bluefcu.com/branches/drake-road/): Find contact and service information for the Blue Federal Credit Union branch in Fort Collins, CO, located at Drake Road and Timberline.
- [Agate Avenue](https://www.bluefcu.com/branches/agate-avenue/): Find contact and service information for the Blue Federal Credit Union branch in Granby, CO, located at 1st Street and Agate Avenue.
- [Highway 287](https://www.bluefcu.com/branches/highway-287/): Find contact and service information for the Blue Federal Credit Union branch in Lafayette, CO, located at Highway 287 and Empire Road.
- [Sculptor Drive](https://www.bluefcu.com/branches/sculptor-drive/): Find contact and service information for the Blue Federal Credit Union branch in Loveland, CO, located at the corner of Mountain Lion Dr and E Eisenhower Blvd.
- [Superior Marketplace](https://www.bluefcu.com/branches/superior-marketplace/): Find contact and service information for the Blue Federal Credit Union branch in Superior, CO, located at Marshall Rd and Center Dr.
- [5th Street at Ridley’s](https://www.bluefcu.com/branches/5th-street-at-ridleys/): Find contact and service information for the Blue Federal Credit Union branch in Wellington, CO, located at 5th Street inside Ridley's Market.
- [Arapahoe Avenue](https://www.bluefcu.com/branches/arapahoe-avenue/): Find contact and service information for the Blue Federal Credit Union branch in Boulder, CO, located at Arapahoe Avenue & 28th Street.

## FireBox
- [New or Existing Blue Digital](https://www.bluefcu.com/blogs/firebox/log-in-modal-2/): Are You a New or Existing Member?
- [External Link Notice](https://www.bluefcu.com/blogs/firebox/external-link-notice-2/): You are now leaving bluefcu.com
- [Log In Modal](https://www.bluefcu.com/blogs/firebox/log-in-modal/): Are you logging into a personal or business account?