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Grow your savings faster with a term share from Blue

Term shares are an excellent and low-risk way to invest your money. Blue Federal Credit Union is a pace-setter in the deposit rate market, but you can earn even more based on your balance!

  • Dividends compounded and paid monthly
  • Choose from various monthly terms
  • Try an expandable term at 30 months and add money whenever you’d like
  • Transfer your matured term share to your share savings, or open an new one and continue earning dividends
  • Minimum opening balance of $2,000
  • Statements distributed quarterly

Term Shares

Length of Term $2,000 - $49,999.99 
$50,000 - $99,999.99 
6-month 0.90% 1.15% 1.40%
12-month 1.35% 1.60% 1.85%
24-month 1.75% 2.00% 2.25%
30-month expandable 1.85% 2.10% 2.35%
36-month 1.95% 2.20% 2.45%
48-month 2.10% 2.35% 2.60%
60-month 2.25% 2.50% 2.75%


Term Share & IRA

Dividends compounded and paid monthly. Additional deposits only permitted on the 30 month expandable term share account and all IRA term shares. IRA maintenance fees apply. Penalty may be imposed for early withdrawal for term shares with terms of: 12 months and less, 1-3 years, and 3+ years. Penalty for terms 12 months or less: 90 days of dividends on amount withdrawn. Penalty for terms of 1-3 years: 180 days of dividends on amount withdrawn. Penalty for terms of 3+ years: 240 days of dividends on amount drawn. Minimum to open and earn dividends $2,000. IRA’s not eligible for the 30 month expandable.

30 Month Expandable

Additional deposits are permitted on the 30-month expandable term share account. IRA’s not eligible for the 30-month expandable.

Our current rates are updated monthly and are subject to change without notice.

Want to talk through it? Our financial experts can help you determine what makes sense based on your unique goals. Just fill out the form below and we’ll be in touch.