We pride ourselves on the array of products and services we offer our members, so take a look at what products fit your financial needs and goals. 

Products

Checking
  • Extreme Checking | Earn 1.50-3.50% APY* on balances up to $15,000
  • Earn 5 | Earn 5 cents cashback on your debit card purchases
  • Basic | Great for lower balances or non-debit card users
  • uAccount | A 0-23 year old account to teach your kids how to use their money responsibly
Savings
  • Accelerated | Earn 5.00% APY* on balances up to $1,000
  • Sky High | Earn 0.65% APY* with no minimum or maximum balance
  • Christmas Club | Frozen account that earns 1.25% APY* on balances up to $5,000. Funds release in mid-October, just in time for the Holidays.
  • Membership Share | Establishes your membership at Blue
  • Money Markets | Save your money in a liquid account with a high yield
  • Supplemental | The simplest savings for your money
  • Health Savings Account | Deposit pre-tax dollars to help pay for immediate and future medical expenses
Term Shares (CDs) & Individual Retirement Accounts (IRAs)
  • 6 to 60-month terms | No risk savings in a frozen account for a specific term
  • IRAs | Save for your retirement (non-annuity, not related to Investments at Blue IRA accounts)
Investments at Blue Available Through CUSO Financial Services**
Credit Cards
  • Personal Rewards | Earn points for every $1 spent and redeem on whatever you like
  • Low-Variable | Great starter credit card with a low rate
  • Non-variable | Low rate will stay the same even when the market interest rates fluctuate
Loans
  • Auto & Recreational | Vehicles, RVs, motorcycles, ATVs, boats and more
  • Mortgages | We partner with Centennial Lending to offer you the lowest rates. First, second and finish line options available.
  • HELOCs | Build equity in your home with a little push to finish that one project
  • Refinances | Bring your loans to Blue with our competitive rates
  • Personal | Use for whatever you need: medical, travel, life, debt consolidation, etc
  • Student | Get your degree without the financial stress
  • Holiday | Get up to $1,500 for 12 months during the holiday season
Business
  • Savings | Each Business account comes with a savings account, which can earn dividends
  • Money Markets | Save your money in a liquid account with a higher yield
  • Term Shares | No risk savings in a frozen account for a specific term
  • Checking | Great for limited transactions and lower balances
  • Checking Plus | Dividend-earning account that is ideal for high transaction volumes
  • Rewards Credit Card | Earn 1 point on every $1 spent and redeem at anytime
  • Loans | Commercial mortgage, vehicle, lines of credit, term, construction, and equipment loans ready to help you take your business to the next level

Services

  • Online Banking | Manage your account(s) from your computer
  • Mobile Banking | Download our app to manage your account(s) from your smart phone
  • Shared Branching | Visit any credit union or ATM in the network to carry out your transaction
  • Rewards for Life | This loyalty program rewards you with better rates and perks
  • Smart Cents | Use your debit card, and it automatically rounds up your purchase to transfer the difference from your checking to your savings
  • Bill Pay | Pay your bills automatically in online banking with a qualifying Blue checking account
  • Money Mover | Transfer money from an external account to and from your Blue account
  • eStatements | View your monthly statements electronically and save money. Enroll in online banking. 
  • Mobile Deposit | Take a photo of your check to deposit via the Blue app
  • CardNav | Manage and control your Blue debit card from this app
  • Courtesy Pay (Overdraft protection) |  Covers insufficient funds in the event you accidentally spend over your available checking limit up to $1,000. Has a $30 service charge per use.
  • Protect-a-Check (Overdraft protection) |  Line of credit that automatically transfers the exact amount needed to cover a transaction. No service charge.
  • Online Loan Payments | Pay your loan in online banking
  • Click Switch | Switch your automatic payments and direct deposits to Blue
  • Skip-a-Payment | Skip your monthly payment up to 8 times on an eligible loan
  • Business Payment Management | Payment processing and management services to help keep business running smoothly
  • Business Partnerships | Offer free Blue membership to your employees by becoming a Select Employee Group (SEG)
  • Financial Literacy Classes and Workshops | We'll come chat with you and your employees, group, organization, school about any financial topic
  • Prime Time Advantage | A club for members 50 and finer, which includes a free monthly movie and events throughout the year
  • The Blue Foundation | Donations, grants, scholarships and sponsorships
  • Insurance | Auto, health, life, home, AD&D, GAP and extended warranty
  • Apple Pay | Connect your Blue debit card to make purchases from your iPhone
  • Samsung Pay | Connect your Blue debit card to make purchases from your Samsung
  • Google Pay | Connect your Blue debit card to make purchases from your Google device