Credit Cards

Get more with low rates and no annual fees

Blue is dedicated to helping members in all facets of their finances. That’s why we offer four exclusive MasterCard® credit cards that don’t come with outrageous fees and rates. With all Blue cards, you’ll enjoy:

No annual fees
No cash advance fees
No over-the-limit fees
No balance transfer fees
Rewards for Life

Added benefits from MasterCard

There are other perks, too. For eligible products you purchase using your Blue personal credit card, our trusted partners at MasterCard offer the following benefits on our personal credit cards:

And, for our business credit cardholders, MasterCard offers these premium benefits:

Choose the card right for you

Apply online

Learn more about your options below.

Credit Cards - Personal

Card Type	As low as
Personal Rewards	12.50% APR**
Non-Variable	9.90% APR**
Low-Variable	9.50% APR**

Credit Card

Annual Percentage Rate applies to purchases, cash advances, and balance transfers. Interest rates and card options vary based on member qualifications and MasterCard program. Your rate may be different based on individual credit worthiness and our underwriting standards.

Credit Cards - Business

Card Type	As low as
Business Rewards	14.50% APR**

Credit Card

MasterCard Zero Liability

† We won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the phone, online or via a mobile device and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if: (1) you have used reasonable care in protecting your card from loss or theft; and (2) you have promptly reported to your financial institution when you knew that your Mastercard was lost or stolen. If you believe there has been unauthorized use on your account and you meet the conditions above, rest easy knowing you’re protected by Zero Liability. Zero Liability does not apply to the following (or certain) Mastercard payment cards: Commercial cards, unregistered prepaid cards or gift cards. * Certain terms, conditions and exclusions may apply. For complete coverage, see MasterCard Guide to Benefits terms and conditions or call MasterCard at 1-800-MC-ASSIST (1-800-622-7747) for more information.