Checking Accounts You Will Love

We empower members to tap into the potential of their money, life and community.

Everyday Banking Doesn't Have to be Ordinary

Blue has a checking solution for any financial scenario—and we mean any. We’re committed to finding a checking account that’s right for you, with benefits you’ll want to brag about.

NOVA Perks™ by Blue

With a NOVA Perks™ by Blue checking account, members get more than just banking. In addition to the many benefits of a traditional Blue membership, NOVA Perks™ by Blue delivers exclusive access to Roadside Assistance, Cell Phone Protection, ID Theft Aid, local savings, nationwide discounts, and so much more – all under one roof.

Hard-to-Beat Checking Features

No required opening balance
No minimum balance
A free debit MasterCard the moment you open your account (in branch only)
Direct Deposit
Online banking – including free Bill Pay
eStatements
Cleared checks archived online
Overdraft protection options (not available on uAccount youth checking)
CardNav mobile alerts
Falcon Fraud alerts
Reorder checks

Bank-Anywhere Benefits

Mobile banking, including check deposit
Access to 30,000 surcharge-free ATMs
Nationwide banking via our 5,000 CO-OP branches
Mobile Deposit

Available Checking Accounts

NOVA Perks™ Checking

Members can save on miscellaneous expenses such as Roadside Assistance, Cell Phone Protection, and ID Theft Aid. This program is part of our ongoing effort to help launch our members toward success so they can achieve their goals.

To ensure our members get the most out of this perk program, we offer two tiers to choose from.
- Elite Tier
- Premium Tier

Basic Checking

All members get access to our Anywhere Banking Tools so they can manage their accounts anywhere and everywhere.

uAccount Youth Checking

This account is designed for young members (0-23) who want a debit card. It is the perfect account to teach children the responsibilities and benefits of managing their money. (Under 18 years old must have an adult joint owner).

No minimum opening or daily balance required
No monthly service charges or withdrawal fees
Must have estatements
Debit card available
Deposit any time
Courtesy Pay (overdraft protection) is not available on this account
Non-sufficient funds (NSF) may still apply if the account balance becomes negative

Open Your Account

A parent or legal guardian must be present at the time of account opening, and must provide a valid ID, Social Security Card, and Proof of Guardianship (if applicable).
You must provide the minor’s valid birth certificate, Social Security Card, and ID (if applicable) to open an account.
Stop by any of our convenient locations in Wyoming or Colorado today!

Must be between ages 0 – 23, overdraft protection is not available on this account, debit card can be issued, must be enrolled in e-statements. 18 and under need adult co-owner. Non-dividend bearing account.

Health Savings Account (HSA)

A Health Savings Account (HSA) is an option that allows members to deposit pre-tax dollars to help pay for immediate and future health care expenses tax-free. With an HSA , you can easily pay for your eligible health expenses using our debit card. Best of all, there’s no monthly maintenance fee.

HSA Features and Benefits:

No monthly maintenance fee
Members are able to make tax-deductible contributions and withdraw funds tax-free for qualified medical expenses
Members can take their HSA with them if they change employers
The balance in an HSA can be carried over to the next year, there is no “use it or lose it”
You’ll be issued a debit card for easy access to your funds
Earn 0.01% APY*on the balances you keep on your HSA

HSA Limitations:

Transaction limitations apply, see below
HSA is an individual account
Joint members cannot be linked or associated to this account type

If you’re looking for more information about opening an HSA, speak with a financial expert or contact us today.

Smart Cents Savings

Smart Cents Savings is a really easy way to build up your savings balance. Our Smart Cents program is available for free with any Blue checking account.

Here’s how it works:

Purchases made with your Blue Debit Card are rounded to the nearest dollar amount
The difference will be transferred automatically from your checking account to your savings account (or specified account) at the end of each day
Track your savings in online banking

To enroll your account today, visit any of our conveniently located branches or contact us.

MoneyMover (soon to be known as External Transfers)

After your account has been open for 90 days, you may transfer out of your Blue accounts using MoneyMover (soon to be known as External Transfers).

MoneyMover (soon to be known as External Transfers) can be used to:

Transfer up to $5,000 in a rolling 30-day period
Transfer up to $5,000 a day from external checking and savings accounts

In addition to MoneyMover (soon to be known as External Transfers), there are other ways to move funds. To learn about your options, contact us or stop by a Blue branch.