Grow your savings faster with a term share from Blue.

Term shares certificates are an excellent and low-risk way to invest your money. Blue Federal Credit Union is a pace-setter in the deposit rate market, but you can earn even more on future products with our Rewards for Life program. Each balance in your account is combined to earn you more points, so the more you save - the more you earn.

Our current rates are updated monthly and are subject to change without notice.

Current Term Share Certificates

Length of Term Silver Members 
Gold Members 
Sapphire Members 
6- month 0.40% 0.65% 0.90%
12-month 0.65% 0.90% 1.15%
24-month 0.90% 1.15% 1.40%
30- month expandable* 0.90% 1.15% 1.40%
48-month 1.30% 1.55% 1.80%
60-month 1.60% 1.85% 2.10%

Former Bump-Up Term Share Certificates

Length of Term APY*
24-month bump-up** 1.15%
36-month bump-up** 1.35%
48-month bump-up** 1.55%
60-month bump-up** 1.85%

*Annual Percentage Yield. Members must meet certain Rewards for Life criteria to earn rate. Dividends compounded and paid monthly. Additional deposits only permitted on the 30 month expandable term share account and all IRA term shares. IRA maintenance fees apply. Penalty may be imposed for early withdrawal. Minimum balance to open term share is $2,000.  IRA’s not eligible for the 30-month expandable.  IRA maintenance fees apply.

** No longer offered as a new account as of 5/1/2016


Not sure which certificate is a good fit? Our financial experts can help you determine what makes sense based on your unique goals. Just fill out the form below and we’ll be in touch.