Savings

Accelerate your path to financial freedom.

Take advantage of Blue's Accelerated Savings account, which earns you 5.00% APY* on a balance up to $1,000. Withdraw from it whenever you'd like, or watch your savings grow.

• Minimum daily balance of $25.00 required to earn dividends
• Low $5 transfer per month into your Accelerated Savings account to earn dividends
• Maximum balance $1,000. When your account is over $1,000, the rate drops to 0.10% APY*
• Dividends calculated daily and paid monthly
• Rates are subject to change
  Make deposits to your account at any time

Minimum daily balance of $25.00 required to earn dividends. Dividends compounded daily and paid monthly. Requires at least one monthly deposit (other than dividend). Limit one per social security number.

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Benefits of Sky High savings:

• No minimum balance required to earn dividends
• No max, save and earn as much as you want
• No terms
• No catch

Annual Percentage Yield. Rate is effective January 1, 2021. Subject to change without notice. Dividends compounded monthly. No minimum balance required to open. Insured by NCUA.

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Start saving now and enjoy when family matters most.

A Christmas Club account is a great way to start saving throughout the year for a one lump sum withdrawal right before the holidays. You can earn 1.25% APY* on balances up to $5,000! Christmas Club Accounts are FREE of charge for Blue members.

Set up our Christmas Club account today by visiting any of our conveniently located branches or give us a call at 1-800-368-9328 anytime.

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Supplemental Savings

A supplemental savings is an additional savings account that you can add any time to your account. While this differs from the Share Savings account (which keeps your membership open with Blue), these accounts are a great way to organize your finances and create savings "buckets" for special projects or needs - such as funds to save for your annual car insurance premiums or even that rainy day!

A supplemental share savings has no minimum balance to open, but you must keep a $25.00 daily balance or more to earn your maximum dividend.

Membership Share Savings

A member’s first Share Savings account establishes their membership at Blue Federal Credit Union. The motto “once a member, always a member” applies as long as the Share account remains open. This provides voting privileges and eligibility to use all credit union products and services!

Open a Share savings:

• See if you're eligible to join Blue
• You must have at least $5.00 to open your Share Savings account. This amount keeps your membership open.
• You must keep a $25.00 daily balance or more to earn your maximum dividend

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Transferring your money to a Blue Money Market account could earn you a higher rate and give you more access to your money through checks — plus, there’s no monthly fee to maintain the account.

Money Market Features:

• Minimum $1,000 balance on Tiered Money Markets
• Dividends are compounded and paid monthly
• Unlimited deposits once the account is established
• No minimum withdrawal amount
  
  
• Opening balance $100,000
  
• Minimum balance $2,500 to earn dividends
  
• Dividends are compounded and paid monthly
  
• Unlimited deposits once the account is established
  
• No minimum withdrawal amount

Nicknaming accounts can easily be done in Online Banking to rename your Blue accounts so they appear to your preference after logging in. To do this, click the EDIT link below the accounts summary heading. In the next screen, type the nicknames your want next to each account in the Nickname column and click SAVE.

If you wish only to view certain accounts in Online Banking, you can do so by using the "Favorites" view. To toggle this view, click the EDIT link below the Account Summary heading. In the next screen, check the boxes only next to the accounts you want to view and then click SAVE. Once you have returned to the Account Summary screen, click the OPTIONS link underneath the Account Summary heading and select Show Only Favorite Accounts.

In the ACCOUNT SUMMARY screen, click any of your accounts under the Accounts Column and you will be able to see your transaction history.

Click STATEMENTS & TAX INFO under the Services tab. Ensure all browser popup blockers are disabled.

In your Loan Accounts summary, click on the loan you wish to view. This will show you the loan payment due date and amount.

Yes. To make payments to a Blue loan, select MAKE A LOAN PAYMENT under the Transfers tab. You must have a Blue share account with eligible funds to use this option. Payments are posted immediately using this option.

In the ACCOUNT SUMMARY screen, click the credit card in which you wish to view. In the transaction history of the credit card, click FULL CARD ACCESS at the top of the page. This will take you to your Full Card Access portal. Ensure popups are disabled on your browser.

Yes. To make payments to your credit card, select MAKE A LOAN PAYMENT under the "Transfers" tab. You must have a Blue share account with eligible funds to use this option. Payments are posted immediately using this option.

Select TRANSFER MONEY under the Transfers tab in Online Banking to transfer between your accounts that appear in your Online Banking account summary.

Select TRANSFER TO ANOTHER MEMBER under the Transfers tab in Online Banking to transfer between your account(s) and another Blue member.

*NOTE* Ensure you are entering the information in the correct format as guided in this transferring screen.

If you have an eligible Line of Credit, you can advance from it to your eligible share in Online Banking. Select ADVANCE FROM CREDIT LINE under the Transfers tab in Online Banking to advance from your eligible Line of Credit into your share account(s).

To set up a scheduled and/or recurring transfer, select SCHEDULED TRANSFER under the Transfers tab.

*NOTE* Existing scheduled transfers cannot be edited. They must be deleted and set up again to change.

Regulation D transfer limits have been removed to accommodate your banking needs.

To change your password after you’ve logged into Online Banking, click CHANGE PASSWORD under the Settings tab.

To change your username after you’ve logged into Online Banking, click CHANGE USERNAME under the Settings tab.

Click STATEMENTS & TAX INFO under the Services tab. Ensure all browser popup blockers are disabled.

Click CREDIT CARDS & REWARDS under the My Accounts tab. Ensure all browser popup blockers are disabled.

Click CHECK REQUEST under the Services tab and complete the required information. Allow 7 – 10 days to receive your check.

Click STOP CHECK PAYMENT under the Services tab and complete the required information.

*NOTE* There is a $25 fee per stop check payment issue. See the member disclosure for more information.

Click ORDER CHECKS under the Services tab. Ensure your popup blockers are disabled on your browser.

*NOTE* You must have ordered checks over the phone or within a branch at least once to use this option. If you have not ordered checks before, please call us at 1-800-368-9328 to order over the phone.

Click CALCULATE LOAN PAYOFF under the Services tab for eligible loans and fill in the required information.

Click APPLY FOR A LOAN under the Services tab. You will be redirected to Blue's secured Online Loan Application.

*NOTE* Credit pulls are required for Loan Application using this option.

MoneyTracker is a personal finance manager tool within Online Banking that allows you to track your spending, track the categories in which you spend, set up budgets, and customize a spending plan for your Blue share and loan account(s).

To set up or edit a spending category, click on TRANSACTION CATEGORIES under MoneyTracker and either edit the existing categories or click the green plus sign in the top right-hand corner to add a new category.

Click on TRANSACTION CATEGORIES under MoneyTracker and enter a budget using the edit icon of each category.

We have a section for Bill Pay FAQ's on our "Pay My Bill" page

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