Save Faster with Rewards and Better Rates

As a member-owner, you’ll earn even more interest with your savings.

At Blue, we have a wide range of savings accounts that can help you save for what matters most to you. Saving with Blue has its benefits:

  • Like our checking accounts, you’ll earn Rewards for Life on your savings account balances.

  • Bank from anywhere—in person, online, or on your phone.

  • We offer accounts that fit your lifestyle, wherever you're at.

Accelerate your path to financial freedom.

Take advantage of Blue's Accelerated Savings account, which earns you 5.00% APY* on a balance up to $1,000. Withdraw from it whenever you'd like, or watch your savings grow.

  • Minimum daily balance of $25.00 required to earn dividends
  • Low $5 transfer per month into your Accelerated Savings account to earn dividends
  • Maximum balance $1,000. When your account is over $1,000, the rate drops to 0.10% APY*
  • Dividends calculated daily and paid monthly
  • Rates are subject to change
    Make deposits to your account at any time

Minimum daily balance of $25.00 required to earn dividends. Dividends compounded daily and paid monthly. Requires at least one monthly deposit (other than dividend). Limit one per social security number.

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Benefits of Sky High savings:

  • No minimum balance required to earn dividends
  • No max, save and earn as much as you want
  • No terms
  • No catch

Annual Percentage Yield. Rate is effective January 1, 2021. Subject to change without notice. Dividends compounded monthly. No minimum balance required to open. Insured by NCUA.

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Start saving now and enjoy when family matters most.

A Christmas Club account is a great way to start saving throughout the year for a one lump sum withdrawal right before the holidays. You can earn 1.25% APY* on balances up to $5,000! Christmas Club Accounts are FREE of charge for Blue members.

Set up our Christmas Club account today by visiting any of our conveniently located branches or give us a call at 1-800-368-9328 anytime.

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Supplemental Savings

A supplemental savings is an additional savings account that you can add any time to your account. While this differs from the Share Savings account (which keeps your membership open with Blue), these accounts are a great way to organize your finances and create savings "buckets" for special projects or needs - such as funds to save for your annual car insurance premiums or even that rainy day!

A supplemental share savings has no minimum balance to open, but you must keep a $25.00 daily balance or more to earn your maximum dividend.

Membership Share Savings

A member’s first Share Savings account establishes their membership at Blue Federal Credit Union. The motto “once a member, always a member” applies as long as the Share account remains open. This provides voting privileges and eligibility to use all credit union products and services!

Open a Share savings:

  • See if you're eligible to join Blue
  • You must have at least $5.00 to open your Share Savings account. This amount keeps your membership open.
  • You must keep a $25.00 daily balance or more to earn your maximum dividend

Open Account »

Transferring your money to a Blue Money Market account could earn you a higher rate and give you more access to your money through checks — plus, there’s no monthly fee to maintain the account.

Money Market Features:

  • Minimum $1,000 balance on Tiered Money Markets
  • Dividends are compounded and paid monthly
  • Unlimited deposits once the account is established
  • No minimum withdrawal amount

  • Opening balance $100,000
  • Minimum balance $2,500 to earn dividends
  • Dividends are compounded and paid monthly
  • Unlimited deposits once the account is established
  • No minimum withdrawal amount

Blue is focused on making your financial success as easy as possible. That is why we offer a variety of free seminars to help you thrive and guide you towards a better tomorrow.

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Blue's Skip-a-Pay service provides a way to defer payment on qualified loans 3 times a year and up to 8 times for the lifetime of the loan.

The following loans are not eligible for Skip-a-Payment:

  • Credit Cards
  • Short term loans (12 months or shorter)
  • All 1st and 2nd Mortgages, Finish Lines, FHA Title I, and HELOCs
  • All bankruptcy loans except reaffirmed loans
  • Loans that are currently delinquent
  • Smart Loans

By opting for Skip-a-Payment, you request that Blue Federal Credit Union defer your loan payments as indicated. You agree and understand that: 1) Finance charges will continue to accrue at the rate provided for in your original loan agreement, during and after that time; 2) deferring your next payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled; 3) this payment deferral will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off per your original loan terms; and 4) you will be required to resume your regular monthly payments in the following month. If you previously elected to purchase any GAP or insurance products on this loan, coverage will not be extended beyond the original maturity date. Skip-a-Payment request subject to a $40.00 loan extension fee. Three (3) consecutive monthly payments must have been made to the loan and your loan(s) must be in good standing at the time you choose to accept this offer. Loan extensions of any kind are limited to three per calendar year and eight over the life of the loan and all deferrals are subject to Blue Federal Credit Union approval. Real estate, credit card, short term and line-of-credit loans are not eligible. If your loan payment is deducted from another financial institution, we must receive notice 15 days prior to the due date to suspend that payment for one month. Additional restrictions may apply.

Enroll through online banking »

Open an Account in Person

If you’re ready to open a savings account that rewards you, talk with our financial experts at a Blue location near you. You can also chat with us online if you have questions.

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Everyday Banking

Find an account that fits your financial needs today. Everyday banking is just that—our tools and services to help you manage money effectively each day.

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Member Benefits

Banking with Blue is all about the benefits. Learn why members choose Blue!

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Need Help?

To Blue Federal Credit Union, relationships are everything. If you don’t find what you are looking for in our online Help Center, contact us and we are happy to help.

Online Help Center
Sky High Savings Disclosure

* Annual Percentage Yield. Rate is effective January 1, 2021. Subject to change without notice. Dividends compounded monthly. No minimum balance required to open. Insured by NCUA.

Accelerated Savings

Minimum daily balance of $25.00 required to earn dividends. Dividends compounded daily and paid monthly. Requires at least one monthly deposit (other than dividend). Limit one per social security number.

Christmas Club

Minimum daily balance of $25.00 required to earn dividends. Rate changes once balance exceeds $5,000. Balances automatically pay out in October each year. Dividends compounded daily and paid quarterly. Penalty may be imposed for early withdrawal. Limit one per social security number.

Share & Supplemental Savings

Minimum daily balance of $25 required to earn dividends. Dividends compounded daily and paid quarterly.