Low Rates, No Annual Fees

Blue offers four exclusive MasterCard® credit cards that don’t come with outrageous fees and rates. With all Blue cards, you’ll enjoy:

  • No annual fees

  • No over-the-limit fees

  • Rewards for Life

There are other perks, too. For eligible products you purchase using your Blue personal credit card, our trusted partners at MasterCard offer the following benefits on our personal credit cards:

  • Zero Liability†

  • Extended Warranty

  • Price Protection

Blue Credit Card Benefits

  • Extended Warranty doubles the original manufacturer’s or store-brand warranty on eligible purchases for up to 12 months when you pay for eligible items with your MasterCard.

  • Price Protection reimburses you for the price difference on eligible items should you find a lower price within 60 days from the date of purchase when you pay with your MasterCard.

  • Identity Theft Resolution Service helps you with credit bureau notifications and card replacement should you become the victim of identity theft, not just for your Blue FCU MasterCard, but for all the cards in your wallet.

  • Zero Liability† helps you if your card is lost or stolen and used to make unauthorized purchases, you won’t be held liable.

Conditions include:

  • Account must be in good standing

  • Must have exercised reasonable care in safe-guarding your card from any unauthorized use

  • Have not reported two or more unauthorized events in the past 12 months

  • Coverage may vary for business accounts

MasterCard Business Credit Card Benefits

  • Extended Warranty doubles the original manufacturer’s or store-brand warranty on eligible purchases for up to 12 months when you pay for eligible items with your MasterCard.

  • MasterAssist provides assistance to cardholders and their dependents who are traveling at least 100 miles from the cardholder’s city of residence with 24/7 emergency assistance services. Services include Emergency Medical and legal Referrals, Emergency Cash, Tracing and Redirecting Lost Luggage and much more!

MasterCard Global Service provides unprecedented emergency customer service to MasterCard cardholders traveling outside their home countries including assistance with Lost or Stolen Card Reports, Emergency Card Replacement and Emergency Cash Advances.*

Choose a Card That's Right For You

Personal Rewards

A simple but powerful personal credit card that gives back in more ways than one.

  • Low rate (10.25% APR**)

  • Earn points with every transaction. Blue offers a baseline 1 point for every $1 spent on all purchases, plus special bonus earnings throughout the year.

  • Claim your points through online banking at any time or donate them.

Apply Online »


A credit card that fits your lifestyle spending needs.

  • Low rate (9.90% APR**)

  • Extended Warranty and Price Protection

Apply Online »


Our lowest rate with even more added benefits.

  • Competitive low rate (7.25%**)

  • Price Protection

  • Usable at millions of locations worldwide

Apply Online »

Business Rewards

Boost your business with rewards and low rates.

  • No annual fees

  • No over-the-limit fees

  • Cash-back rewards

The best way to apply for our Business Rewards card is to speak with one of our financial experts. We'll assess your business's needs and find a credit limit that will help you achieve your goals. Stop into any convenient location in Wyoming or Colorado or call us today at 1-800-368-9328.

*Annual Percentage Rate

Personal Credit Cards Agreement »

Business Credit Cards Agreement »

7.25% APR* Personal Credit Card View Rate
9.90% APR* Personal Credit Card View Rate
10.25% APR* Personal Credit Cards View Rate
12.25% APR* Business Credit Card View Rate

Lost or Stolen Card?

The moment you realize your credit card has been compromised, report it by calling us at 1-800-368-9328. The faster you let us know, the faster we can help you resolve your fraud dispute.

Report Your Card

Federal Trade Commission Contact Information

Call toll-free: 1-877-382-4357

TTY: 1-866-653-4261

Write to: Federal Trade Commission Consumer Response Center 600 Pennsylvania Avenue, NW Washington, DC 20580

Visit Website

Need Help?

To Blue Federal Credit Union, relationships are everything. If you don’t find what you are looking for in our online Help Center, contact us and we are happy to help.

Online Help Center