Checking

Enjoy incredible APY and impressive rewards.

• Earn 1.50 - 3.50% APY* on balances up to $15,000

• ATM fee refunds, up to $28 per month*

• No minimum balance required

• No monthly service charge

• Free debit MasterCard® available immediately when you open your account in branches

• Deposit checks using your smartphone with free mobile deposit

• Free withdrawals at over 30,000 network ATMs

• Account access at 5,000 shared branches worldwide

• Cleared checks can be viewed online and printed

• Overdraft protection is available

Dividend Criteria

• A minimum of 10 debit card transactions must post and clear your account (excluding ATM transactions)

• You must be enrolled in eStatements (must have a valid email address)

• Have at least one of the following post and clear your account on a monthly basis:

  • Direct Deposit

  • ACH deposit or ACH withdrawal

  • Online Bill Payment

Annual Percentage Yield (APY) is paid on the portion of the balance up to $15,000 if criteria are met, and 0.05% APY paid on the portion of the balance above $15,000 if criteria are met. No minimum balance required. Available to personal accounts only. No monthly service charge. ATM fee refunds up to $28 per cycle, $4 limit per transaction when criteria are met (does not include international ATM fees). Dividends are compounded and paid monthly. Criteria: (1) Enroll and receive electronic statement; (2) One Direct Deposit, ACH or Bill Pay must post and clear from your account during the qualification cycle; and (3) Ten (10) Debit Card Purchases (excludes ATM transactions) must Post and Clear your account during the qualification cycle. Limit one (1) Extreme Checking accounts per member. Membership is easy, just ask!

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You can earn up to $25 a month, just by spending with your Blue debit card! Starting with your 6th debit card (point of sale) purchase, you will earn 5 cents each and every time you swipe your card. On the last day of each month, your rewards will be tallied up and deposited into a Blue account of your choice.

• No monthly fee

• No minimum balance

• No fee for not meeting criteria

• Free MasterCard debit card

Criteria for Earning Rewards

• Enrolled in eStatements through our secure online banking

• Have at least one (1) automatic debit or credit to your account (such as a direct deposit or monthly bill)

• Complete six (6) or more point of sale purchases each month (first five transactions do not earn rewards)

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Just the basics, with a few added benefits.

• No minimum balance

• Over 30,000 surcharge free ATMs through CO-OP Network ATMs

• No monthly service charge

• Free debit MasterCard, accepted at millions of locations worldwide

• Free online banking and Bill Pay

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This account is designed for young members (0-23) who want a debit card and no fees, a perfect account to teach children the responsibilities and benefits of managing their money. (Under 18 years old must have an adult joint owner).

• No minimum opening or daily balance required

• No monthly service charges or withdrawal fees

• Must have e-statements

• Debit card available

• Order checks online

• Deposit any time

• Courtesy Pay (overdraft protection) is not available on this account

• Non-sufficient funds (NSF) may still apply if the account balance becomes negative

Open Your Account

• A parent or legal guardian must be present at the time of account opening

• You must provide a valid birth certificate along with your valid ID to open an account for a minor

• Stop by any of our convenient locations in Wyoming or Colorado today!

Must be between ages 0 - 23, overdraft protection is not available on this account, debit card can be issued, must be enrolled in e-statements. 18 & under need adult co-owner. Non-dividend bearing account.

A Health Savings Account (HSA) is an option that allows members to deposit pre-tax dollars to help pay for immediate and future health care expenses tax-free. With an HSA , you can easily pay for your eligible health expenses using our debit card. Best of all, there's no monthly maintenance fee.

HSA Features and Benefits:

• No monthly maintenance fee
• Members are able to make tax-deductible contributions and withdraw funds tax-free for qualified medical expenses
• Members can take their HSA with them if they change employers
• The balance in an HSA can be carried over to the next year, there is no “use it or lose it”
• You'll be issued a debit card for easy access to your funds
• Earn 0.10% APY*on the balances you keep on your HSA

HSA Limitations:

• Transaction limitations apply, see below
• HSA is an individual account
• Joint members cannot be linked or associated to this account type

If you’re looking for more information about opening an HSA, speak with a financial expert or contact us today.

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