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Explore checking accounts at Blue.

Explore checking accounts at Blue.
Everyday Banking Doesn't Have to be Ordinary
And we mean that. We're committed to finding a checking account that's right for you, with benefits you'll want to brag about.
No required opening balance
No minimum balance
No monthly service fee
A free debit MasterCard the moment you open your account
Online banking
Free online bill pay
eStatements
Cleared checks archived online
Overdraft protection options (not available on uAccount youth checking)
Earns you points in our Rewards for Life program
CardNav mobile alerts
Mobile banking, including check deposit
Access to 30,000 surcharge-free ATMs
Nationwide banking via our 5,000 CO-OP branches
Enjoy incredible APY and impressive rewards.
Earn 1.50 - 3.50% APY* on balances up to $15,000
ATM fee refunds, up to $28 per month*
No minimum balance required
No monthly service charge
Free debit MasterCard® available immediately when you open your account in branches
Deposit checks using your smartphone with free mobile deposit
Free withdrawals at over 30,000 network ATMs
Account access at 5,000 shared branches worldwide
Cleared checks can be viewed online and printed
Overdraft protection is available
Dividend Criteria
A minimum of 10 debit card transactions must post and clear your account (excluding ATM transactions)
You must be enrolled in eStatements (must have a valid email address)
Direct Deposit
ACH deposit or ACH withdrawal
Online Bill Payment
Annual Percentage Yield (APY) is paid on the portion of the balance up to $15,000 if criteria are met, and 0.05% APY paid on the portion of the balance above $15,000 if criteria are met. No minimum balance required. Available to personal accounts only. No monthly service charge. ATM fee refunds up to $28 per cycle, $4 limit per transaction when criteria are met (does not include international ATM fees). Dividends are compounded and paid monthly. Criteria: (1) Enroll and receive electronic statement; (2) One Direct Deposit, ACH or Bill Pay must post and clear from your account during the qualification cycle; and (3) Ten (10) Debit Card Purchases (excludes ATM transactions) must Post and Clear your account during the qualification cycle. Limit one (1) Extreme Checking accounts per member. Membership is easy, just ask!
You can earn up to $25 a month, just by spending with your Blue debit card! Starting with your 6th debit card (point of sale) purchase, you will earn 5 cents each and every time you swipe your card. On the last day of each month, your rewards will be tallied up and deposited into a Blue account of your choice.
No monthly fee
No minimum balance
No fee for not meeting criteria
Free MasterCard debit card
Criteria for Earning Rewards
Enrolled in eStatements through our secure online banking
Have at least one (1) automatic debit or credit to your account (such as a direct deposit or monthly bill)
Complete six (6) or more point of sale purchases each month (first five transactions do not earn rewards)
For Earn 5 checking accounts that satisfy the qualification criteria, the credit union will pay a reward of $0.05 for each debit card transaction in excess of five (5) that are posted during the statement cycle (subject to a $25 maximum reward). Reward payments will be made on the last day of the month. To qualify for rewards, the account must be enrolled in eStatements through online banking, must have at least one automatic debit or credit (such as direct deposit or monthly bill payment), and must make more than five (5) point of sale purchases during the month.
Just the basics, with a few added benefits.
No minimum balance
Over 30,000 surcharge free ATMs through CO-OP Network ATMs
No monthly service charge
Free debit MasterCard, accepted at millions of locations worldwide
Free online banking and Bill Pay
This account is designed for young members (0-23) who want a debit card and no fees, a perfect account to teach children the responsibilities and benefits of managing their money. (Under 18 years old must have an adult joint owner).
No minimum opening or daily balance required
No monthly service charges or withdrawal fees
Must have e-statements
Debit card available
Order checks online
Deposit any time
Courtesy Pay (overdraft protection) is not available on this account
Non-sufficient funds (NSF) may still apply if the account balance becomes negative
Open Your Account
A parent or legal guardian must be present at the time of account opening
You must provide a valid birth certificate along with your valid ID to open an account for a minor
Stop by any of our convenient locations in Wyoming or Colorado today!
Must be between ages 0 - 23, overdraft protection is not available on this account, debit card can be issued, must be enrolled in e-statements. 18 & under need adult co-owner. Non-dividend bearing account.
A Health Savings Account (HSA) is an option that allows members to deposit pre-tax dollars to help pay for immediate and future health care expenses tax-free. With an HSA , you can easily pay for your eligible health expenses using our debit card. Best of all, there's no monthly maintenance fee.
HSA Features and Benefits:
HSA Limitations:
If you’re looking for more information about opening an HSA, speak with a financial expert or contact us today.
Smart Cents Savings is a really easy way to build up your savings balance. Our Smart Cents program is available for free with any Blue checking account.
Here's how it works:
To enroll your account today, visit any of our conveniently located branches or contact us.
Contact UsAfter your account has been open for 90 days, you may transfer out of your Blue accounts using MoneyMover.
MoneyMover may not be used to:
Transfer money to pay an external financial institution loan
Pay a first mortgage loan at Blue
Fund a term share certificate or investments account
In addition to MoneyMover, there are other ways to move funds. To learn about your options, call us at 1-800-368-9328 or stop by a Blue branch.