Personal Loans
When life happens, Blue has your back. Personal loans cover just about any financial need you can think of.

When life happens, Blue has your back. Personal loans cover just about any financial need you can think of.
Dreams happen. So does the unexpected. Whenever life throws you a curve ball or you just want to seize the moment, Blue offers personal loans that you can use for whatever you need. With fixed, monthly payments and low rates, you can get a loan to pay off credit cards and high-interest debt, or even make a major purchase.
The Smart Option Student Loan® from Blue Federal Credit Union by Sallie Mae®
Just for borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
Sallie Mae manages the loan origination, disbursement and servicing of all Smart Option Student Loans. Credit eligibility applies to all applicants. No prepayment penalty.
Apply NowWe offer a low-cost alternative to Pay Day Loans, which can get you into financial trouble with high-interest rates and unclear terms. The Blue Smart Loan is safer for your financial future. It may help you build your credit and allows you to borrow up to $1,000 at a better rate.
Smart Loan minimum loan amount $200.00. Member is eligible to borrow up to 30% of gross monthly income excluding overtime. This amount will be verified by a recent pay stub. Annual Percentage Rate** (APR) is 18.00%. $20 application fee is due at the time of the application. Account must be in good standing. Terms available from 30 days up to 6 months. Only one Smart Loan is allowed per rolling 12 month period.
Contact UsA great financial institution can change your life for the better. That's what we're all about. Join the nearly 100,000 members around the globe who make Blue special.
Become a MemberFind an account that fits your financial needs today. Everyday banking is just that—our tools and services to help you manage money effectively each day.
Learn MoreBanking with Blue is all about the benefits. Learn why members choose Blue!
Explore BenefitsVisit our online help center for quick assistance or contact us directly—we're happy to help.
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