Personal Loans
When life happens, Blue has your back. Personal loans cover just about any financial need you can think of.
A Loan For Anything (Yes, Anything)
Dreams happen. So does the unexpected. Whenever life throws you a curve ball or you just want to seize the moment, Blue offers personal loans that you can use for whatever you need. With fixed, monthly payments and low rates, you can get a loan to pay off credit cards and high-interest debt, or even make a major purchase.
Personal Loans for Whatever You Need
- Home Improvement Projects
If you're not ready for a home equity loan to finish that big project, a personal loan can help with low rates and easy payments.
- Consolidate High-Interest Debt
If you have high- interest rate credit cards with other lenders, you can pay them off with your personal loan from Blue.
- Medical and Dental Expenses
Medical bills can add up. Don’t be pressured into taking out credit with your medical provider, consider using a personal loan.
- Travel and Vacation
Take a trip with peace of mind. If you have a vacation planned, use a personal loan with Blue instead of high-interest credit cards.
Student Loans
The Smart Option Student Loan® from Blue Federal Credit Union by Sallie Mae®
Just for borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
Sallie Mae manages the loan origination, disbursement and servicing of all Smart Option Student Loans. Credit eligibility applies to all applicants. No prepayment penalty.
Apply Now
Smart Loans
We offer a low-cost alternative to Pay Day Loans, which can get you into financial trouble with high-interest rates and unclear terms. The Blue Smart Loan is safer for your financial future. It may help you build your credit and allows you to borrow up to $1,000 at a better rate.
Smart Loan minimum loan amount $200.00. Member is eligible to borrow up to 30% of gross monthly income excluding overtime. This amount will be verified by a recent pay stub. Annual Percentage Rate** (APR) is 18.00%. $20 application fee is due at the time of the application. Account must be in good standing. Terms available from 30 days up to 6 months. Only one Smart Loan is allowed per rolling 12 month period.
Contact Us
Belong with Blue
A great financial institution can change your life for the better. That's what we're all about. Join over 100,000 members around the globe who make Blue special.
Become a MemberEveryday Banking
Find an account that fits your financial needs today. Everyday banking is just that—our tools and services to help you manage money effectively each day.
Learn MoreBenefits of Membership
Banking with Blue is all about the benefits. Learn why members choose Blue!
Explore BenefitsNeed Help?
Visit our online help center for quick assistance or contact us directly—we're happy to help.
Online Help CenterLocations
All branches are open to do business. There is a mask mandate currently in effect for branches located in Colorado and Wyoming.
