Mortgage

Your dream home awaits—plus great interest rates! Explore home mortgage and refinancing options. To contact the Mortgage and Lending team, please email [email protected]

Horst "Bluey" Kwech

1st Mortgage Sales Manager (303) 243-5776

Bluey has been involved in the financial and lending industry in one way or another since the early 2000s. He has served in various roles including loan officer, producing sales manager and most recently in his transition to Blue, 1st Mortgage Sales Manager. Originally from Lake Forest, IL Bluey moved to Colorado to attend college in the late 90s. He holds a degree in PR From Colorado State University. Throughout his career Bluey has had the opportunity to work with some influential individuals that have directed his career growth and helped him obtain President’s Club recognitions. Outside of work, Bluey enjoys hiking, snowboarding, his passion for cars and hanging out with his family. NMLS: 1096272

Jangwhan Bae

1st Mortgage Loan Officer Drake Road (970) 204-8038

Janghwan (Woojae) has been helping our members since 2017 in our consumer lending department and transitioned into the Mortgage department in 2021 assisting member get into their dream homes in the northern Colorado area. Janghwan has passion for educating members make an informed and confident choice in their home buying process. After moving to the US when he was 9 years old, Janghwan grew up in Colorado Springs and considers himself a native who loves all things Colorado. When outside of work he can be found spending time with his wife, kids, and their dogs. Enjoying the outdoor on his mountain bike, riding his Harley around town or spending the day on the slopes with his family. NMLS:1596013

Ed Bettison

Ed Bettinson

1st Mortgage Officer 119th Avenue (303) 243-5778

Ed has been a 1st Mortgage Officer at the Credit Union since 2010. He is passionate about helping members and building a lifetime relationship with them. Ed uses his 40 years of lending experience to make sure members get the right loan to buy or refinance a home. Ed and his wife, Janet have lived in Broomfield since 1997. They enjoy spending time with family and traveling. NMLS: 239719

Jason Harris

1st Mortgage Officer 7th Avenue (307) 432-5439

Jason grew up in Wyoming, spent most of his younger years in Rawlins, and then attended UW after high school, graduating with a BS in Business Management. After graduating from UW, he moved to Houston for a year, but realized there is no place like Wyoming. Cheyenne has been home for the past 15 years. Jason has been in the credit union industry for 15 years. During those 15 years, he has been involved in the lending side in one capacity or another. He has been with Blue for almost 6 years. For the past 2.5 years, he has been with the Mortgage Dept. He has a passion for members and wants them to be financially successful in every aspect. He understands that buying a home is major step in one’s life and strives to make the process as painless as possible. NMLS: 644671

Joe Kalb

1st Mortgage Officer Arapahoe Avenue (303) 441-7823

Joe has worked in Lending for the credit union since 2012. Starting as Manager of the teller line with the former BME Credit Union, Joe has worked his way up to Loan Officer and eventually 1st Mortgage Loan Officer with Blue. With a passion for helping members and providing sound financial advice, Joe’s success has relied on his knowledge of products and providing quality service and consultation. Having experience with Conventional, FHA, VA, and USDA loans, Joe can assist you with determining the best program for your mortgage purchase or refinance. Originally from Iowa and with a degree from Iowa State University, Joe fell in love with Colorado after spending vacations skiing and camping in the Rockies. When he’s not in the office, you’ll find Joe in the mountains, playing music, traveling with his wife, or completing his latest woodworking project. NMLS: 1096272

You're ready, let's blue it!