Low Rates, No Annual Fees

Blue offers four exclusive MasterCard® credit cards that don’t come with outrageous fees and rates. With all Blue cards, you’ll enjoy:

  • No annual fees

  • No over-the-limit fees

  • Rewards for Life

There are other perks, too. For eligible products you purchase using your Blue personal credit card, our trusted partners at MasterCard® offer the following benefits on our personal credit cards:

Blue Credit Card Benefits

  • Extended Warranty doubles the original manufacturer’s or store-brand warranty on eligible purchases for up to 12 months when you pay for eligible items with your MasterCard®.

  • Price Protection reimburses you for the price difference on eligible items should you find a lower price within 60 days from the date of purchase when you pay with your MasterCard®.

  • Identity Theft Resolution Service helps you with credit bureau notifications and card replacement should you become the victim of identity theft, not just for your Blue MasterCard®, but for all the cards in your wallet.

  • Zero Liability† helps you if your card is lost or stolen and used to make unauthorized purchases, you won’t be held liable.

Conditions include:

  • Account must be in good standing

  • Must have exercised reasonable care in safe-guarding your card from any unauthorized use

  • Have not reported two or more unauthorized events in the past 12 months

  • Coverage may vary for business accounts

MasterCard Business Credit Card Benefits

  • Extended Warranty doubles the original manufacturer’s or store-brand warranty on eligible purchases for up to 12 months when you pay for eligible items with your MasterCard®.

  • MasterAssist provides assistance to cardholders and their dependents who are traveling at least 100 miles from the cardholder’s city of residence with 24/7 emergency assistance services. Services include Emergency Medical and legal Referrals, Emergency Cash, Tracing and Redirecting Lost Luggage and much more!

MasterCard Global Service provides unprecedented emergency customer service to MasterCard cardholders traveling outside their home countries including assistance with Lost or Stolen Card Reports, Emergency Card Replacement and Emergency Cash Advances.*

MasterCard Zero Liability - † We won’t hold you responsible for “unauthorized transactions.” As a Mastercard cardholder, Zero Liability applies to your purchases made in the store, over the phone, online or via a mobile device and ATM transactions. As a cardholder, you will not be held responsible for unauthorized transactions if: (1) you have used reasonable care in protecting your card from loss or theft; and (2) you have promptly reported to your financial institution when you knew that your Mastercard was lost or stolen. If you believe there has been unauthorized use on your account and you meet the conditions above, rest easy knowing you’re protected by Zero Liability. Zero Liability does not apply to the following (or certain) Mastercard payment cards: Commercial cards, unregistered prepaid cards or gift cards. *Certain terms, conditions and exclusions may apply. For complete coverage, see MasterCard Guide to Benefits terms and conditions or call MasterCard at 1-800-MC-ASSIST (1-800-622-7747) for more information.

Land an Awesome Credit Card Rate!

That's why Blue is giving you a great rate when you transfer balances to your Blue credit card.

Tackle Those High-Interest Balances.
We are offering you 1.90% APR* for 12 months when you transfer balances to your Blue credit card. This great rate is available until April 30, 2021!

Learn More
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Choose a Card That's Right for You

Personal Rewards

A simple but powerful personal credit card that gives back in more ways than one.

  • Low variable rate (as low as 10.25% APR**)

  • Earn points with every transaction. Blue offers a baseline 1 point for every $1 spent on all purchases, plus special bonus earnings throughout the year.

  • Claim your points through online banking at any time or donate them.

Apply today »

Non-Variable

A credit card that fits your lifestyle spending needs.

  • Low rate (as low as 9.90% APR**)

  • Extended Warranty and Price Protection

Apply today »

Low-Variable

Our lowest rate with even more added benefits.

  • Competitive low rate (as low as 7.25% APR**)

  • Price Protection

Apply today »

Business Rewards

Boost your business with rewards and low rates.

  • No annual fees

  • No over-the-limit fees

  • Cash-back rewards

The best way to apply for our Business Rewards card is to speak with one of our financial experts. We'll assess your business's needs and find a credit limit that will help you achieve your goals. Stop into any convenient location in Wyoming or Colorado or contact us today.

**Annual Percentage Rate

Personal Credit Card Agreement »

Business Credit Card Agreement »

as low as 7.25% APR** Low-Variable Credit Card View Rate
as low as 9.90% APR** Non-Variable Credit Card View Rate
as low as 10.25% APR** Variable Rewards Credit Card View Rate
as low as 12.25% APR** Business Rewards Credit Card View Rate

Lost or Stolen Card?

The moment you realize your credit card has been compromised, report it by calling us at 1-800-368-9328. The faster you let us know, the faster we can help you resolve your fraud dispute.

Report Your Card

Federal Trade Commission Contact Information

Call toll-free: 1-877-382-4357

TTY: 1-866-653-4261

Write to: Federal Trade Commission Consumer Response Center 600 Pennsylvania Avenue, NW Washington, DC 20580

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You're ready, let's blue it!