The 3rd Annual Blue Car Show, scheduled for this Sunday, June 4 at Blue World Headquarters in Cheyenne, has been canceled due to anticipated inclement weather.

We are passionate creators building a better tomorrow.

Blue's Rewards for Life program is one more way we say "thanks" to our members. We use a simple equation, taking into account your participation and years of membership with Blue, to invest more in you.

How it works-

As your Lifelong Champion, our Rewards for Life program pays you more based on your participation in the credit union and your years of membership. Basically, the more you utilize Blue's services, the more rewards you'll enjoy—for life. Below is the detailed breakdown.

Tally Your Rewards Score

We offer different member benefits, including special interest rates and free services, based on your Rewards for Life membership level.

Length of Relationship
Years of Membership
0-5 years
5-15 years
15+ years
Points Available1 point2 points3 points
Product PointsPoints Available
Any Checking1 point
Any Investments at Blue Account11 point
Any Money Market11 point
Any IRA11 point
Any Term Share11 point
Any 1st Mortgage / Bridge Loan1 point
Any 2nd Mortgage / HELOC / Finish Line1 point
Any Auto / RV / Other Secured1 point
Any Unsecured Loan / Line of Credit1 point
Any Credit Card1 point
Combined Relationship Balance2

Combined Balances
$5k - $25k
$25k - $75k
Points Available0 points1 point2 points3 points

Available Rewards


0-5 points
6-8 points
9+ points
Consumer Loan Rate Discount3
- 0.25% APR**
- .50% APR**

Extreme Checking Rate
(up to $15,000)

1.00% APY*
1.50% APY*

2.0% APY*

Paper Statement Fee

IRA Annual Fee
Official Check
Coin / Coin Machine
Domestic Wire Fee (outgoing)
Incoming Wire Fee
Credit Card Rewards
1 pt/$1
1.5 pts/$1
2 pts/$1

Calculate Your Rewards Level

Rewards for Life FAQs

Your Rewards for Life status is updated on a nightly basis. So, if you open a new qualified product or increase your balance to move you to the next rewards level, this will be updated automatically.

Some existing product benefits are automatically calculated for you, while others are implemented once you obtain a new product or service.

Existing Product Benefits

Extreme Checking—If you have an Extreme Checking account, your dividend rate will be automatically calculated each month depending on your tier. So, if you're a Sapphire member, you will earn 3.00% APY*, if you're a Gold tier member, you will earn 2.00% APY* and so on.

Depending on your reward tier, your benefit will be automatically calculated at the time of service on the following items:

  • IRA Annual Fee
  • Official Check
  • Coin/Coin Machine
  • Domestic Wire Fee (outgoing)
  • Incoming Wire Fee
  • Paper Statement Fee

New Product Benefits

Rewards also extend to members when they obtain new products and services from Blue. Depending on your reward tier, your benefit will be calculated at the time of opening of the following new products and services:

Contact us if you have any questions on how to maximize your rewards.

Joint account holders do not share the rewards status of the primary account holder that they are joint on. Our Rewards for Life program is calculated around the individual account owner. If you are a joint account holder on someone else’s account AND have a primary account of your own, you will only share points on products you are joint on, as long as they are not the same product type as your personal account. You will also receive points for your personal account and years of membership.

No. Children or youth accounts will calculate the Rewards points for their accounts only, they do not get credit for their parent’s personal accounts.

Basically, the longer you've been a member and the more products you utilize, the more points you'll earn. See the table above to see all of the products that can help you earn more points.

No. Only one point is awarded per product type. So if you have an Extreme Checking and a Basic Checking account that you are primary on, you will only receive one point because they are both checking accounts.

Your combined relationship balance earns you more points towards your rewards level. This is calculated by taking your total share accounts (savings, checking, term shares, money markets, etc.) and your total loan balances (auto loan, credit card, etc.) and adding them together. So, if you have a total of $9,500 in your share accounts and owe $19,200 in loans with Blue, your combined relationships balance would be $28,700 which would earn you 2 points!

Investments at Blue balances and First Mortgage balances are NOT included in combined relationship balances.

Rewards for Life

Safe Deposit Box Rewards - see Member Deposit Rates, Service Charges, and Truth-in-Savings document

1Any Investments by Blue Account, Money Market, IRA, or Term Share:
minimum balances must be met to earn the reward

2Relationship Balances: Investments at Blue balances are not included in relationship balances. 1st mortgages and bridge loans are not included in relationship balances.
3Benefits: Consumer loan rate discounts apply to auto, ATV, motorcycle and recreation vehicles.

Rewards do not apply in combination with promotional rate. Rates are subject to change without notice.

Investments at Blue

* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Investments at Blue has contracted with CFS to make non-deposit investment products and services available to credit union members.

Extreme Checking

*Annual Percentage Yield (APY) is paid on the portion of the balance up to $15,000 if criteria are met, and 0.01% APY paid on the portion of the balance above $15,000 if criteria are met. No minimum balance required. Available to personal accounts only. No monthly service charge. ATM fee refunds up to $28 per cycle, $4 limit per transaction when criteria are met (does not include international ATM fees). Dividends are compounded and paid monthly. Criteria: 1) Enroll and receive electronic statement; 2) One Direct Deposit, ACH or Bill Pay must post and clear from your account during the qualification cycle; and 3) Ten (10) Debit Card Purchases (excludes ATM transactions) must post and clear your account during the qualification cycle. Limit one (1) Extreme Checking account per member.

For You. For Life.